Sparebank 1 Nord-Norge
OSE:NONG
Income Statement
Income Statement
Sparebank 1 Nord-Norge
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
1 426
|
1 467
|
1 493
|
1 500
|
1 512
|
1 529
|
1 562
|
1 600
|
1 644
|
1 680
|
1 716
|
1 743
|
1 770
|
1 797
|
1 827
|
1 861
|
1 896
|
1 920
|
1 959
|
2 015
|
2 097
|
2 176
|
2 185
|
2 148
|
2 068
|
1 989
|
1 976
|
1 978
|
2 014
|
2 082
|
2 174
|
2 323
|
2 556
|
2 835
|
3 096
|
3 397
|
3 627
|
3 793
|
3 933
|
3 998
|
4 028
|
|
Interest Income |
2 998
|
2 953
|
2 914
|
2 813
|
2 702
|
2 621
|
2 570
|
2 539
|
2 548
|
2 570
|
2 580
|
2 589
|
2 611
|
2 614
|
2 664
|
2 721
|
2 795
|
2 889
|
2 995
|
3 144
|
3 320
|
3 500
|
3 441
|
3 221
|
2 927
|
2 621
|
2 506
|
2 491
|
2 542
|
2 665
|
2 865
|
3 225
|
3 824
|
4 476
|
5 178
|
5 954
|
6 561
|
7 096
|
7 512
|
7 761
|
7 887
|
|
Interest Expense |
1 572
|
1 486
|
1 421
|
1 313
|
1 190
|
1 092
|
1 008
|
939
|
904
|
890
|
864
|
846
|
841
|
817
|
837
|
860
|
899
|
969
|
1 036
|
1 129
|
1 223
|
1 324
|
1 256
|
1 073
|
859
|
632
|
530
|
513
|
528
|
583
|
691
|
902
|
1 268
|
1 641
|
2 082
|
2 557
|
2 934
|
3 303
|
3 579
|
3 763
|
3 859
|
|
Non Interest Income |
1 642
|
1 514
|
1 408
|
1 278
|
1 257
|
1 195
|
1 272
|
1 433
|
1 518
|
1 566
|
1 531
|
1 521
|
1 629
|
1 614
|
1 706
|
1 711
|
1 615
|
2 174
|
2 274
|
2 262
|
2 134
|
1 797
|
1 705
|
1 896
|
2 074
|
2 044
|
2 140
|
2 086
|
2 389
|
2 313
|
2 145
|
1 980
|
1 607
|
1 826
|
1 811
|
1 802
|
1 816
|
1 899
|
1 999
|
2 705
|
2 678
|
|
Revenue |
3 068
N/A
|
2 981
-3%
|
2 901
-3%
|
2 778
-4%
|
2 769
0%
|
2 724
-2%
|
2 834
+4%
|
3 033
+7%
|
3 162
+4%
|
3 246
+3%
|
3 247
+0%
|
3 264
+1%
|
3 399
+4%
|
3 411
+0%
|
3 533
+4%
|
3 572
+1%
|
3 511
-2%
|
4 094
+17%
|
4 233
+3%
|
4 277
+1%
|
4 231
-1%
|
3 973
-6%
|
3 890
-2%
|
4 044
+4%
|
4 142
+2%
|
4 033
-3%
|
4 116
+2%
|
4 064
-1%
|
4 403
+8%
|
4 395
0%
|
4 319
-2%
|
4 303
0%
|
4 163
-3%
|
4 661
+12%
|
4 907
+5%
|
5 199
+6%
|
5 443
+5%
|
5 692
+5%
|
5 932
+4%
|
6 703
+13%
|
6 706
+0%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(321)
|
(328)
|
(342)
|
(344)
|
(200)
|
(192)
|
(220)
|
(241)
|
(213)
|
(233)
|
(213)
|
(211)
|
(184)
|
(156)
|
(132)
|
(65)
|
(22)
|
11
|
16
|
(7)
|
(11)
|
(147)
|
(214)
|
(257)
|
(332)
|
(160)
|
(55)
|
50
|
235
|
214
|
174
|
71
|
(63)
|
(38)
|
(51)
|
(47)
|
(116)
|
(209)
|
(194)
|
(177)
|
(110)
|
|
Non Interest Expense |
(1 402)
|
(1 425)
|
(1 427)
|
(1 440)
|
(1 536)
|
(1 511)
|
(1 497)
|
(1 478)
|
(1 405)
|
(1 422)
|
(1 427)
|
(1 454)
|
(1 451)
|
(1 468)
|
(1 515)
|
(1 550)
|
(1 569)
|
(1 626)
|
(1 647)
|
(1 664)
|
(1 747)
|
(1 878)
|
(1 803)
|
(1 798)
|
(1 708)
|
(1 622)
|
(1 701)
|
(1 705)
|
(1 844)
|
(1 848)
|
(1 997)
|
(2 013)
|
(1 736)
|
(1 920)
|
(1 846)
|
(1 966)
|
(2 054)
|
(2 197)
|
(2 217)
|
(2 157)
|
(2 084)
|
|
Pre-Tax Income |
1 345
N/A
|
1 228
-9%
|
1 132
-8%
|
994
-12%
|
1 033
+4%
|
1 021
-1%
|
1 117
+9%
|
1 314
+18%
|
1 544
+18%
|
1 591
+3%
|
1 607
+1%
|
1 599
0%
|
1 764
+10%
|
1 787
+1%
|
1 886
+6%
|
1 957
+4%
|
1 920
-2%
|
2 479
+29%
|
2 602
+5%
|
2 606
+0%
|
2 473
-5%
|
1 948
-21%
|
1 873
-4%
|
1 989
+6%
|
2 102
+6%
|
2 251
+7%
|
2 360
+5%
|
2 409
+2%
|
2 794
+16%
|
2 761
-1%
|
2 496
-10%
|
2 361
-5%
|
2 364
+0%
|
2 703
+14%
|
3 010
+11%
|
3 186
+6%
|
3 273
+3%
|
3 286
+0%
|
3 521
+7%
|
4 369
+24%
|
4 512
+3%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(223)
|
(217)
|
(214)
|
(195)
|
(163)
|
(166)
|
(169)
|
(197)
|
(291)
|
(300)
|
(313)
|
(315)
|
(324)
|
(335)
|
(342)
|
(358)
|
(374)
|
(389)
|
(403)
|
(420)
|
(409)
|
(369)
|
(364)
|
(372)
|
(360)
|
(420)
|
(441)
|
(455)
|
(499)
|
(485)
|
(450)
|
(458)
|
(513)
|
(585)
|
(678)
|
(731)
|
(725)
|
(745)
|
(786)
|
(802)
|
(849)
|
|
Income from Continuing Operations |
1 122
|
1 011
|
918
|
799
|
870
|
855
|
948
|
1 117
|
1 253
|
1 291
|
1 294
|
1 284
|
1 440
|
1 452
|
1 544
|
1 599
|
1 546
|
2 090
|
2 199
|
2 186
|
2 064
|
1 579
|
1 509
|
1 617
|
1 742
|
1 831
|
1 919
|
1 954
|
2 295
|
2 276
|
2 046
|
1 903
|
1 851
|
2 118
|
2 332
|
2 455
|
2 548
|
2 541
|
2 735
|
3 567
|
3 663
|
|
Income to Minority Interest |
1
|
3
|
5
|
1
|
7
|
5
|
4
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3)
|
(7)
|
(8)
|
(12)
|
(16)
|
(22)
|
(27)
|
(27)
|
(28)
|
(30)
|
(27)
|
(27)
|
(28)
|
(27)
|
(33)
|
(33)
|
|
Net Income (Common) |
519
N/A
|
467
-10%
|
424
-9%
|
366
-14%
|
413
+13%
|
402
-3%
|
442
+10%
|
520
+18%
|
581
+12%
|
599
+3%
|
600
+0%
|
595
-1%
|
668
+12%
|
673
+1%
|
716
+6%
|
739
+3%
|
715
-3%
|
967
+35%
|
1 018
+5%
|
1 014
0%
|
956
-6%
|
731
-24%
|
698
-5%
|
748
+7%
|
808
+8%
|
847
+5%
|
886
+5%
|
903
+2%
|
1 058
+17%
|
1 048
-1%
|
938
-10%
|
869
-7%
|
846
-3%
|
969
+15%
|
1 067
+10%
|
1 126
+5%
|
1 169
+4%
|
1 165
0%
|
1 255
+8%
|
1 638
+31%
|
1 683
+3%
|
|
EPS (Diluted) |
5.16
N/A
|
4.65
-10%
|
4.22
-9%
|
3.64
-14%
|
4.11
+13%
|
4
-3%
|
4.4
+10%
|
5.17
+18%
|
5.79
+12%
|
5.97
+3%
|
5.98
+0%
|
5.93
-1%
|
6.61
+11%
|
6.7
+1%
|
7.12
+6%
|
7.36
+3%
|
7.02
-5%
|
9.63
+37%
|
9.67
+0%
|
9.87
+2%
|
9.38
-5%
|
7.14
-24%
|
6.86
-4%
|
7.4
+8%
|
7.89
+7%
|
8.36
+6%
|
8.7
+4%
|
8.84
+2%
|
10.15
+15%
|
10.21
+1%
|
9.12
-11%
|
11.01
+21%
|
8.42
-24%
|
9.65
+15%
|
10.62
+10%
|
11.21
+6%
|
11.52
+3%
|
11.19
-3%
|
12.5
+12%
|
16.31
+30%
|
16.3
0%
|