Sparebank 1 SMN
OSE:MING
Income Statement
Income Statement
Sparebank 1 SMN
Sep-2012 | Dec-2012 | Jun-2013 | Sep-2013 | Dec-2013 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Jun-2016 | Sep-2016 | Dec-2016 | Jun-2017 | Sep-2017 | Dec-2017 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Jun-2020 | Sep-2020 | Dec-2020 | Jun-2021 | Sep-2021 | Dec-2021 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
2 487
|
2 547
|
2 224
|
1 579
|
2 796
|
2 893
|
2 921
|
1 789
|
2 257
|
1 879
|
1 883
|
1 872
|
1 882
|
1 865
|
1 928
|
3 443
|
3 564
|
2 224
|
2 329
|
2 369
|
2 403
|
3 052
|
2 567
|
2 635
|
2 687
|
2 746
|
2 763
|
2 759
|
2 749
|
2 761
|
2 797
|
2 998
|
3 103
|
3 338
|
3 910
|
4 289
|
4 632
|
5 969
|
6 486
|
6 649
|
5 373
|
|
Interest Income |
7 023
|
6 935
|
5 919
|
4 000
|
7 176
|
7 269
|
7 280
|
4 264
|
5 284
|
4 191
|
4 171
|
4 031
|
3 828
|
3 643
|
3 596
|
6 347
|
6 432
|
3 824
|
3 899
|
3 964
|
4 058
|
5 141
|
4 316
|
4 482
|
4 626
|
4 701
|
4 482
|
4 198
|
3 813
|
3 815
|
3 917
|
4 456
|
5 005
|
5 926
|
8 493
|
9 965
|
11 263
|
14 516
|
12 836
|
13 310
|
13 560
|
|
Interest Expense |
4 536
|
4 388
|
3 695
|
2 421
|
4 380
|
4 376
|
4 359
|
2 475
|
3 027
|
2 312
|
2 288
|
2 159
|
1 946
|
1 778
|
1 668
|
2 904
|
2 868
|
1 600
|
1 570
|
1 595
|
1 655
|
2 089
|
1 749
|
1 847
|
1 939
|
1 955
|
1 719
|
1 439
|
1 064
|
1 054
|
1 120
|
1 458
|
1 902
|
2 588
|
4 583
|
5 676
|
6 631
|
8 586
|
9 673
|
9 984
|
8 187
|
|
Non Interest Income |
2 924
|
2 899
|
2 650
|
1 881
|
3 554
|
3 880
|
3 908
|
2 345
|
2 946
|
2 266
|
2 110
|
2 139
|
2 283
|
2 599
|
2 752
|
4 807
|
4 851
|
2 933
|
3 307
|
3 256
|
3 103
|
4 420
|
3 704
|
3 722
|
3 684
|
3 194
|
3 359
|
3 662
|
4 035
|
4 065
|
4 065
|
2 725
|
2 547
|
2 608
|
2 176
|
2 068
|
3 082
|
3 956
|
4 389
|
5 042
|
3 974
|
|
Revenue |
5 411
N/A
|
5 446
+1%
|
4 874
-11%
|
3 460
-29%
|
6 350
+84%
|
6 773
+7%
|
6 829
+1%
|
4 134
-39%
|
5 203
+26%
|
4 145
-20%
|
3 993
-4%
|
4 011
+0%
|
4 165
+4%
|
4 464
+7%
|
4 680
+5%
|
8 250
+76%
|
8 415
+2%
|
5 157
-39%
|
5 636
+9%
|
5 625
0%
|
5 506
-2%
|
7 472
+36%
|
6 271
-16%
|
6 357
+1%
|
6 371
+0%
|
5 940
-7%
|
6 122
+3%
|
6 421
+5%
|
6 784
+6%
|
6 826
+1%
|
6 862
+1%
|
5 723
-17%
|
5 650
-1%
|
5 946
+5%
|
6 086
+2%
|
6 357
+4%
|
7 714
+21%
|
9 925
+29%
|
10 875
+10%
|
11 691
+8%
|
9 347
-20%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(100)
|
(91)
|
(96)
|
(85)
|
(169)
|
(162)
|
(156)
|
(89)
|
(111)
|
(115)
|
(147)
|
(169)
|
(400)
|
(474)
|
(516)
|
(821)
|
(779)
|
(341)
|
(293)
|
(274)
|
(263)
|
(330)
|
(262)
|
(264)
|
(299)
|
(650)
|
(810)
|
(951)
|
(571)
|
(371)
|
(161)
|
(15)
|
(6)
|
7
|
0
|
(13)
|
(14)
|
(37)
|
(149)
|
(189)
|
(176)
|
|
Non Interest Expense |
(2 979)
|
(3 006)
|
(2 641)
|
(1 790)
|
(3 141)
|
(3 187)
|
(3 206)
|
(1 903)
|
(2 382)
|
(1 974)
|
(2 025)
|
(2 066)
|
(2 138)
|
(2 172)
|
(2 136)
|
(3 917)
|
(4 007)
|
(2 538)
|
(2 682)
|
(2 715)
|
(2 793)
|
(3 537)
|
(2 901)
|
(2 968)
|
(2 991)
|
(3 015)
|
(3 025)
|
(3 100)
|
(3 209)
|
(3 223)
|
(3 200)
|
(2 530)
|
(2 527)
|
(2 629)
|
(2 518)
|
(2 568)
|
(3 216)
|
(4 051)
|
(4 232)
|
(4 311)
|
(3 524)
|
|
Pre-Tax Income |
2 332
N/A
|
2 349
+1%
|
2 137
-9%
|
1 585
-26%
|
3 040
+92%
|
3 424
+13%
|
3 467
+1%
|
2 142
-38%
|
2 710
+27%
|
2 056
-24%
|
1 821
-11%
|
1 776
-2%
|
1 627
-8%
|
1 818
+12%
|
2 028
+12%
|
3 512
+73%
|
3 629
+3%
|
2 278
-37%
|
2 661
+17%
|
2 636
-1%
|
2 450
-7%
|
3 605
+47%
|
3 108
-14%
|
3 125
+1%
|
3 081
-1%
|
2 275
-26%
|
2 287
+1%
|
2 370
+4%
|
3 004
+27%
|
3 232
+8%
|
3 501
+8%
|
3 178
-9%
|
3 117
-2%
|
3 324
+7%
|
3 568
+7%
|
3 776
+6%
|
4 484
+19%
|
5 837
+30%
|
6 494
+11%
|
7 191
+11%
|
5 647
-21%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(497)
|
(512)
|
(475)
|
(347)
|
(666)
|
(687)
|
(690)
|
(362)
|
(488)
|
(370)
|
(330)
|
(370)
|
(318)
|
(342)
|
(352)
|
(647)
|
(680)
|
(450)
|
(534)
|
(535)
|
(509)
|
(618)
|
(497)
|
(499)
|
(518)
|
(438)
|
(419)
|
(400)
|
(528)
|
(601)
|
(609)
|
(589)
|
(586)
|
(718)
|
(734)
|
(840)
|
(904)
|
(1 177)
|
(1 362)
|
(1 336)
|
(1 054)
|
|
Income from Continuing Operations |
1 835
|
1 837
|
1 662
|
1 238
|
2 374
|
2 737
|
2 777
|
1 780
|
2 222
|
1 686
|
1 491
|
1 406
|
1 309
|
1 476
|
1 676
|
2 865
|
2 949
|
1 828
|
2 127
|
2 101
|
1 941
|
2 987
|
2 611
|
2 626
|
2 563
|
1 837
|
1 868
|
1 970
|
2 476
|
2 631
|
2 892
|
2 589
|
2 531
|
2 606
|
2 834
|
2 936
|
3 580
|
4 660
|
5 132
|
5 855
|
4 593
|
|
Income to Minority Interest |
(12)
|
(14)
|
(15)
|
(12)
|
(18)
|
(17)
|
(18)
|
(10)
|
(12)
|
(10)
|
(2)
|
4
|
(9)
|
(23)
|
(41)
|
(67)
|
(60)
|
(32)
|
(42)
|
(42)
|
(34)
|
(45)
|
(40)
|
(49)
|
(56)
|
(78)
|
(100)
|
(126)
|
(169)
|
(151)
|
(160)
|
(136)
|
(140)
|
(130)
|
(126)
|
(115)
|
(74)
|
(98)
|
(82)
|
(96)
|
(106)
|
|
Net Income (Common) |
1 130
N/A
|
1 161
+3%
|
1 050
-10%
|
833
-21%
|
1 564
+88%
|
1 797
+15%
|
1 803
+0%
|
1 144
-37%
|
1 429
+25%
|
1 083
-24%
|
962
-11%
|
902
-6%
|
825
-8%
|
921
+12%
|
1 026
+11%
|
1 759
+71%
|
1 814
+3%
|
1 126
-38%
|
1 384
+23%
|
1 372
-1%
|
1 291
-6%
|
1 940
+50%
|
1 615
-17%
|
1 612
0%
|
1 573
-2%
|
1 087
-31%
|
1 093
+0%
|
1 148
+5%
|
1 455
+27%
|
1 567
+8%
|
1 723
+10%
|
1 669
-3%
|
1 628
-2%
|
1 659
+2%
|
1 874
+13%
|
1 971
+5%
|
2 331
+18%
|
3 013
+29%
|
3 281
+9%
|
3 738
+14%
|
2 898
-22%
|
|
EPS (Diluted) |
8.99
N/A
|
9.22
+3%
|
8.09
-12%
|
6.39
-21%
|
12.42
+94%
|
13.83
+11%
|
13.85
+0%
|
9.87
-29%
|
10.98
+11%
|
8.39
-24%
|
7.64
-9%
|
7.01
-8%
|
6.35
-9%
|
7.1
+12%
|
7.9
+11%
|
13.57
+72%
|
13.99
+3%
|
8.71
-38%
|
10.67
+23%
|
10.55
-1%
|
9.97
-5%
|
14.95
+50%
|
12.45
-17%
|
12.4
0%
|
12.14
-2%
|
8.39
-31%
|
8.44
+1%
|
8.87
+5%
|
11.25
+27%
|
12.13
+8%
|
13.32
+10%
|
12.88
-3%
|
12.54
-3%
|
12.82
+2%
|
13.37
+4%
|
13.71
+3%
|
16.87
+23%
|
20.86
+24%
|
22.7
+9%
|
25.84
+14%
|
20.12
-22%
|