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Price: 199.96 NOK -0.02% Market Closed

Market Cap: kr555.9m

Income Statement

Net Interest Income

Non Interest Income

Currency: NOK

		Dec-2001	Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		43	44	47	49	50	51	51	52	51	51	53	54	58	63	64	65	67	65	67	67	65	65	64	66	70	74	77	81	84	82	82	79	77	78	76	77	83	86	90	89	82	80	79	82	84	85	89	94	102	111	117	118	121	120	119	119	120	119	124	129	130	133	132	133	133	136	138	139	143	143	146	150	156	163	158	156	148	144	152	157	164	167	172	180	188	202	218	234	249	256	259	259	260	260	259	258
Interest Income		134	137	141	145	150	153	152	147	133	120	109	101	101	102	104	109	113	117	125	130	138	148	160	175	193	212	229	247	264	261	247	223	193	179	174	180	194	204	212	217	220	225	226	227	223	219	225	231	243	254	264	270	272	268	258	245	235	230	230	235	240	243	244	245	243	243	244	246	253	256	263	273	286	301	295	278	254	231	224	224	229	236	251	280	327	383	442	508	565	608	643	658	661	661	663	666
Interest Expense		91	93	94	96	100	102	101	95	81	69	56	47	43	40	40	44	46	51	58	63	73	83	96	109	123	138	152	166	180	178	165	143	116	101	98	103	111	118	123	128	138	145	147	146	139	135	136	137	141	143	147	152	151	148	139	126	115	110	106	106	109	110	112	112	109	107	107	107	110	113	117	124	130	138	137	122	106	86	72	67	65	69	79	100	139	181	223	275	315	352	385	399	402	400	404	408
Non Interest Income		5	11	9	12	5	8	15	18	13	20	19	13	13	11	15	23	18	27	28	29	22	27	33	32	25	26	20	18	15	23	23	24	20	22	19	23	18	24	29	28	23	33	52	55	53	60	45	47	49	48	50	52	66	67	69	67	47	63	65	65	66	64	64	66	68	62	63	64	62	62	66	68	72	70	73	70	74	78	76	77	81	81	84	82	79	74	100	102	101	101	74	76	88	92	99	100
Revenue		48 N/A	55 +14%	56 +3%	61 +8%	55 -10%	59 +9%	66 +11%	70 +7%	64 -8%	71 +11%	72 +1%	67 -7%	71 +6%	74 +4%	78 +6%	88 +12%	85 -3%	93 +10%	95 +3%	95 +0%	87 -9%	92 +5%	97 +5%	97 +0%	94 -3%	100 +6%	97 -3%	99 +2%	98 -1%	106 +8%	105 -1%	103 -2%	97 -6%	100 +3%	95 -5%	100 +5%	102 +2%	110 +8%	119 +8%	117 -1%	105 -10%	113 +8%	131 +15%	137 +5%	137 +0%	145 +6%	134 -8%	141 +5%	151 +7%	159 +5%	168 +6%	170 +1%	187 +10%	187 +0%	189 +1%	186 -1%	167 -10%	182 +9%	189 +4%	194 +3%	197 +1%	197 0%	196 0%	199 +2%	201 +1%	198 -2%	200 +1%	203 +1%	205 +1%	205 +0%	212 +3%	217 +2%	228 +5%	233 +2%	230 -1%	225 -2%	222 -1%	222 0%	228 +3%	234 +2%	245 +5%	248 +1%	256 +3%	262 +3%	267 +2%	277 +4%	318 +15%	336 +5%	350 +4%	357 +2%	333 -7%	336 +1%	348 +4%	352 +1%	359 +2%	358 0%
Pre-Tax Income
Loan Loss Provision		(5)	(5)	(5)	(5)	(5)	(6)	(5)	(5)	(6)	(5)	(5)	(5)	(5)	(7)	(5)	(5)	(5)	(3)	(3)	(4)	(3)	(3)	(3)	(1)	(2)	(2)	(3)	(4)	(9)	(10)	(12)	(15)	(9)	(9)	(4)	(2)	(4)	(5)	(6)	(4)	(1)	0	0	(1)	(2)	(1)	(2)	(3)	(5)	(6)	(6)	(9)	(8)	(8)	(7)	(4)	(5)	(4)	(4)	(4)	(2)	(2)	(2)	(2)	(2)	(1)	0	(0)	(0)	1	1	(1)	(0)	(7)	(8)	(7)	(6)	1	5	7	8	6	(1)	(4)	(9)	(11)	(14)	(15)	(23)	(27)	(20)	(23)	(16)	(12)	(15)	(13)
Non Interest Expense		(28)	(32)	(35)	(37)	(33)	(39)	(39)	(38)	(34)	(39)	(39)	(40)	(38)	(46)	(48)	(50)	(47)	(54)	(55)	(55)	(50)	(56)	(58)	(61)	(58)	(63)	(64)	(66)	(58)	(62)	(61)	(59)	(54)	(56)	(57)	(57)	(56)	(65)	(66)	(69)	(63)	(69)	(69)	(70)	(71)	(79)	(82)	(84)	(79)	(83)	(83)	(85)	(92)	(93)	(95)	(102)	(97)	(105)	(106)	(100)	(92)	(93)	(91)	(92)	(101)	(97)	(97)	(98)	(99)	(100)	(101)	(102)	(102)	(106)	(108)	(107)	(106)	(106)	(108)	(112)	(120)	(122)	(125)	(126)	(133)	(130)	(133)	(142)	(151)	(153)	(159)	(159)	(152)	(156)	(155)	(156)
Pre-Tax Income		15 N/A	18 +18%	16 -7%	18 +11%	16 -10%	14 -12%	22 +53%	27 +22%	24 -10%	28 +14%	28 +0%	22 -22%	28 +31%	21 -26%	24 +16%	32 +31%	32 +0%	36 +13%	37 +3%	37 -1%	35 -6%	33 -6%	36 +11%	35 -3%	34 -3%	34 +1%	30 -13%	30 0%	31 +5%	34 +8%	32 -5%	29 -8%	34 +16%	34 +1%	34 -2%	41 +21%	42 +3%	40 -5%	47 +16%	44 -6%	42 -5%	44 +7%	61 +38%	65 +6%	64 -3%	65 +2%	50 -22%	54 +8%	66 +22%	70 +5%	79 +13%	76 -3%	88 +15%	87 -1%	86 -1%	80 -6%	65 -19%	74 +12%	78 +6%	90 +15%	103 +14%	102 -1%	102 +1%	105 +3%	99 -6%	99 +1%	104 +4%	105 +1%	106 +1%	107 +1%	112 +5%	114 +2%	125 +10%	119 -5%	115 -4%	111 -3%	111 0%	117 +6%	125 +7%	129 +3%	133 +3%	133 0%	130 -2%	133 +3%	125 -6%	136 +8%	171 +26%	179 +5%	177 -1%	177 +0%	154 -13%	154 0%	180 +17%	184 +2%	189 +2%	188 0%
Net Income
Tax Provision		(4)	(5)	(4)	(5)	(5)	(4)	(7)	(8)	(6)	(7)	(7)	(8)	(9)	(9)	(9)	(7)	(8)	(9)	(9)	(10)	(10)	(10)	(10)	(11)	(10)	(11)	(10)	(10)	(12)	(11)	(11)	(9)	(9)	(9)	(9)	(11)	(11)	(10)	(12)	(12)	(12)	(12)	(11)	(12)	(11)	(12)	(12)	(13)	(16)	(17)	(21)	(20)	(23)	(23)	(21)	(19)	(18)	(17)	(15)	(19)	(19)	(20)	(22)	(22)	(20)	(20)	(22)	(22)	(24)	(24)	(24)	(25)	(28)	(26)	(25)	(24)	(22)	(24)	(27)	(27)	(28)	(28)	(25)	(27)	(25)	(27)	(37)	(38)	(42)	(42)	(38)	(38)	(40)	(41)	(40)	(40)
Income from Continuing Operations		11	13	12	13	12	10	16	19	18	20	21	14	19	12	16	25	24	28	28	27	25	23	26	24	24	24	20	20	20	22	21	20	25	25	24	30	31	30	35	32	30	32	50	53	52	53	38	41	50	52	58	56	65	64	65	61	48	57	63	72	83	81	81	83	79	79	82	83	82	83	88	89	98	93	90	87	88	93	98	101	105	105	105	106	101	108	133	141	135	135	116	116	140	143	148	148
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	(0)	0	0	0	0	(0)	(0)	(0)	(0)	(0)	(0)	0	(0)	0	0	(0)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		11 N/A	13 +17%	12 -5%	13 +7%	12 -12%	10 -12%	16 +52%	19 +25%	18 -7%	20 +13%	21 +1%	13 -35%	19 +42%	12 -36%	15 +27%	25 +60%	24 -3%	28 +15%	28 +2%	27 -4%	25 -9%	22 -8%	25 +12%	24 -3%	24 -2%	24 0%	20 -15%	19 -3%	20 +1%	22 +13%	21 -5%	20 -5%	25 +25%	25 +1%	24 -3%	30 +22%	31 +3%	30 -4%	35 +16%	32 -8%	30 -5%	32 +6%	50 +56%	53 +6%	52 -2%	47 -11%	21 -55%	14 -31%	12 -15%	14 +15%	18 +26%	18 +3%	24 +32%	24 -2%	23 0%	22 -6%	17 -23%	20 +16%	25 +26%	30 +20%	30 +1%	31 +1%	28 -8%	28 -2%	31 +11%	31 +1%	33 +5%	34 +3%	33 0%	33 -1%	35 +6%	35 +0%	38 +8%	36 -6%	34 -6%	32 -4%	33 +1%	35 +6%	36 +5%	37 +3%	39 +3%	38 -1%	38 -1%	38 0%	35 -7%	38 +8%	46 +21%	49 +6%	47 -4%	46 -1%	39 -16%	38 -2%	46 +19%	46 +1%	47 +2%	46 -2%
EPS (Diluted)		27.99 N/A	31.4 +12%	29.68 -5%	31.8 +7%	29.24 -8%	24.71 -15%	37.57 +52%	46.69 +24%	22.62 -52%	24.61 +9%	24.9 +1%	15.91 -36%	23.75 +49%	14.66 -38%	18.59 +27%	29.79 +60%	29.87 +0%	33.12 +11%	33.67 +2%	32.24 -4%	30.62 -5%	27.07 -12%	30.37 +12%	29.02 -4%	29.75 +3%	28.56 -4%	24.14 -15%	23.37 -3%	24.62 +5%	26.73 +9%	25.23 -6%	24.19 -4%	31.37 +30%	30.44 -3%	29.46 -3%	36.03 +22%	38.62 +7%	35.82 -7%	41.55 +16%	38.21 -8%	37.62 -2%	38.55 +2%	60.24 +56%	63.94 +6%	65.25 +2%	56.19 -14%	26.23 -53%	17.19 -34%	15.37 -11%	9.04 -41%	11.36 +26%	11.68 +3%	15 +28%	14.87 -1%	15 +1%	14.07 -6%	10.62 -25%	12.51 +18%	8.17 -35%	13.2 +62%	13.13 -1%	13.22 +1%	12.22 -8%	11.91 -3%	10.96 -8%	11.14 +2%	11.75 +5%	12.06 +3%	11.92 -1%	11.95 +0%	12.63 +6%	12.66 +0%	13.53 +7%	12.84 -5%	12.15 -5%	11.66 -4%	11.75 +1%	14.94 +27%	11.21 -25%	13.52 +21%	13.78 +2%	13.7 -1%	13.99 +2%	14.13 +1%	12.72 -10%	13.68 +8%	16.6 +21%	17.6 +6%	16.86 -4%	15.42 -9%	14.03 -9%	13.78 -2%	16.4 +19%	16.58 +1%	15.23 -8%	16.61 +9%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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