Jaeren Sparebank
OSE:JAREN
Income Statement
Income Statement
Jaeren Sparebank
| Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
57
|
60
|
60
|
61
|
62
|
63
|
68
|
71
|
76
|
78
|
83
|
88
|
80
|
73
|
66
|
59
|
65
|
71
|
74
|
75
|
77
|
79
|
78
|
76
|
71
|
68
|
67
|
68
|
72
|
74
|
78
|
84
|
88
|
94
|
96
|
97
|
98
|
120
|
144
|
166
|
191
|
186
|
189
|
195
|
199
|
209
|
210
|
210
|
210
|
211
|
210
|
212
|
218
|
224
|
233
|
242
|
248
|
254
|
240
|
229
|
218
|
209
|
216
|
220
|
225
|
234
|
248
|
266
|
293
|
317
|
337
|
360
|
379
|
394
|
406
|
414
|
414
|
414
|
417
|
414
|
|
| Interest Income |
109
|
118
|
125
|
134
|
147
|
162
|
186
|
213
|
248
|
282
|
318
|
352
|
374
|
368
|
339
|
294
|
250
|
228
|
225
|
234
|
243
|
248
|
246
|
242
|
241
|
241
|
241
|
239
|
234
|
231
|
233
|
239
|
245
|
247
|
246
|
242
|
236
|
286
|
330
|
369
|
402
|
379
|
361
|
350
|
347
|
348
|
352
|
356
|
357
|
359
|
360
|
364
|
372
|
382
|
397
|
418
|
441
|
461
|
443
|
407
|
366
|
323
|
313
|
313
|
320
|
337
|
364
|
411
|
493
|
578
|
666
|
762
|
840
|
906
|
965
|
1 002
|
1 023
|
1 040
|
1 060
|
1 071
|
|
| Interest Expense |
52
|
58
|
65
|
73
|
85
|
99
|
118
|
142
|
173
|
204
|
235
|
264
|
294
|
296
|
273
|
235
|
184
|
157
|
151
|
159
|
166
|
169
|
168
|
167
|
170
|
173
|
174
|
171
|
163
|
157
|
155
|
155
|
157
|
154
|
150
|
145
|
139
|
166
|
186
|
203
|
210
|
193
|
172
|
154
|
148
|
140
|
143
|
145
|
147
|
148
|
150
|
152
|
154
|
158
|
163
|
177
|
192
|
207
|
204
|
178
|
147
|
115
|
97
|
93
|
95
|
103
|
116
|
146
|
199
|
262
|
328
|
402
|
461
|
512
|
559
|
588
|
609
|
626
|
643
|
657
|
|
| Non Interest Income |
23
|
29
|
28
|
23
|
29
|
28
|
33
|
36
|
31
|
31
|
26
|
20
|
32
|
26
|
29
|
37
|
33
|
38
|
41
|
42
|
31
|
39
|
37
|
32
|
34
|
32
|
46
|
50
|
61
|
54
|
47
|
50
|
53
|
54
|
65
|
67
|
67
|
82
|
95
|
102
|
121
|
106
|
118
|
124
|
122
|
124
|
116
|
115
|
119
|
119
|
118
|
112
|
108
|
106
|
109
|
113
|
119
|
117
|
129
|
130
|
128
|
139
|
131
|
132
|
141
|
135
|
141
|
154
|
147
|
153
|
152
|
142
|
131
|
140
|
134
|
138
|
142
|
150
|
179
|
184
|
|
| Revenue |
81
N/A
|
89
+11%
|
88
-1%
|
84
-4%
|
91
+8%
|
91
+1%
|
101
+11%
|
107
+6%
|
107
0%
|
109
+2%
|
109
0%
|
108
-1%
|
112
+4%
|
99
-12%
|
95
-4%
|
96
+2%
|
98
+2%
|
109
+11%
|
114
+5%
|
118
+3%
|
108
-8%
|
119
+10%
|
115
-3%
|
108
-6%
|
105
-3%
|
100
-5%
|
113
+13%
|
118
+4%
|
133
+13%
|
128
-4%
|
126
-1%
|
134
+6%
|
141
+6%
|
148
+5%
|
162
+9%
|
164
+1%
|
165
+1%
|
202
+23%
|
239
+18%
|
268
+12%
|
312
+17%
|
293
-6%
|
307
+5%
|
319
+4%
|
321
+1%
|
332
+3%
|
326
-2%
|
325
0%
|
329
+1%
|
329
+0%
|
328
0%
|
325
-1%
|
325
+0%
|
330
+1%
|
343
+4%
|
355
+4%
|
368
+4%
|
371
+1%
|
369
-1%
|
359
-3%
|
346
-4%
|
348
+1%
|
347
0%
|
351
+1%
|
366
+4%
|
368
+1%
|
389
+6%
|
419
+8%
|
441
+5%
|
470
+7%
|
489
+4%
|
502
+3%
|
510
+2%
|
534
+5%
|
540
+1%
|
553
+2%
|
556
+1%
|
564
+2%
|
596
+6%
|
597
+0%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(0)
|
(0)
|
0
|
0
|
1
|
1
|
1
|
0
|
(1)
|
(1)
|
(0)
|
(3)
|
(70)
|
(70)
|
(71)
|
(69)
|
(14)
|
(23)
|
(25)
|
(26)
|
(54)
|
(45)
|
(47)
|
(49)
|
(56)
|
(55)
|
(51)
|
(51)
|
(4)
|
(5)
|
(7)
|
(8)
|
(6)
|
(6)
|
(3)
|
1
|
1
|
1
|
1
|
(4)
|
(7)
|
(10)
|
(13)
|
(8)
|
(9)
|
(7)
|
(9)
|
(10)
|
(11)
|
(13)
|
(4)
|
(4)
|
(1)
|
0
|
(5)
|
(5)
|
1
|
(11)
|
(13)
|
(13)
|
(18)
|
(4)
|
6
|
4
|
2
|
3
|
(4)
|
(1)
|
(2)
|
(4)
|
(4)
|
(6)
|
(3)
|
(3)
|
3
|
6
|
6
|
6
|
1
|
1
|
|
| Non Interest Expense |
(49)
|
(57)
|
(61)
|
(63)
|
(66)
|
(68)
|
(69)
|
(69)
|
(69)
|
(70)
|
(70)
|
(70)
|
(78)
|
(70)
|
(71)
|
(70)
|
(63)
|
(65)
|
(64)
|
(60)
|
(49)
|
(58)
|
(58)
|
(65)
|
(74)
|
(75)
|
(75)
|
(74)
|
(85)
|
(75)
|
(80)
|
(81)
|
(77)
|
(81)
|
(80)
|
(84)
|
(91)
|
7
|
(20)
|
(44)
|
(77)
|
(181)
|
(179)
|
(170)
|
(135)
|
(135)
|
(132)
|
(132)
|
(166)
|
(166)
|
(166)
|
(168)
|
(168)
|
(169)
|
(169)
|
(170)
|
(174)
|
(182)
|
(181)
|
(178)
|
(190)
|
(191)
|
(193)
|
(198)
|
(179)
|
(181)
|
(192)
|
(205)
|
(224)
|
(229)
|
(228)
|
(228)
|
(220)
|
(227)
|
(227)
|
(228)
|
(225)
|
(238)
|
(244)
|
(251)
|
|
| Pre-Tax Income |
32
N/A
|
32
+2%
|
27
-16%
|
21
-23%
|
26
+24%
|
24
-7%
|
33
+39%
|
39
+15%
|
37
-4%
|
38
+2%
|
39
+2%
|
35
-9%
|
(36)
N/A
|
(41)
-13%
|
(47)
-16%
|
(42)
+10%
|
22
N/A
|
21
-3%
|
24
+16%
|
31
+28%
|
5
-84%
|
16
+221%
|
11
-34%
|
(6)
N/A
|
(25)
-343%
|
(31)
-24%
|
(13)
+57%
|
(7)
+48%
|
43
N/A
|
47
+9%
|
39
-18%
|
44
+13%
|
58
+32%
|
61
+5%
|
79
+29%
|
81
+2%
|
75
-7%
|
210
+180%
|
219
+4%
|
220
+0%
|
228
+4%
|
102
-55%
|
115
+13%
|
141
+22%
|
177
+26%
|
190
+7%
|
186
-2%
|
184
-1%
|
152
-17%
|
151
-1%
|
158
+5%
|
154
-3%
|
157
+2%
|
161
+2%
|
169
+5%
|
180
+7%
|
195
+8%
|
178
-9%
|
174
-2%
|
168
-4%
|
137
-18%
|
153
+12%
|
160
+4%
|
158
-1%
|
190
+20%
|
191
+1%
|
192
+1%
|
213
+11%
|
214
+1%
|
237
+11%
|
258
+9%
|
268
+4%
|
287
+7%
|
304
+6%
|
317
+4%
|
331
+4%
|
336
+2%
|
332
-1%
|
352
+6%
|
348
-1%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(7)
|
(7)
|
(6)
|
(5)
|
(6)
|
(6)
|
(8)
|
(9)
|
(10)
|
(11)
|
(11)
|
(10)
|
7
|
8
|
10
|
9
|
(6)
|
(5)
|
(5)
|
(8)
|
0
|
(3)
|
(3)
|
2
|
7
|
9
|
8
|
6
|
(8)
|
(9)
|
(10)
|
(11)
|
(14)
|
(15)
|
(17)
|
(18)
|
(18)
|
(20)
|
(20)
|
(21)
|
(25)
|
(24)
|
(25)
|
(29)
|
(38)
|
(40)
|
(41)
|
(41)
|
(32)
|
(33)
|
(35)
|
(34)
|
(36)
|
(37)
|
(37)
|
(40)
|
(41)
|
(38)
|
(36)
|
(34)
|
(25)
|
(29)
|
(32)
|
(31)
|
(38)
|
(39)
|
(25)
|
(27)
|
(27)
|
(32)
|
(36)
|
(40)
|
(48)
|
(52)
|
(56)
|
(60)
|
(61)
|
(61)
|
(57)
|
(55)
|
|
| Income from Continuing Operations |
25
|
26
|
21
|
16
|
20
|
18
|
26
|
29
|
27
|
27
|
27
|
25
|
(29)
|
(32)
|
(37)
|
(33)
|
16
|
16
|
20
|
24
|
5
|
13
|
8
|
(3)
|
(18)
|
(22)
|
(6)
|
(1)
|
36
|
39
|
29
|
33
|
44
|
46
|
61
|
62
|
58
|
191
|
199
|
199
|
203
|
78
|
90
|
111
|
140
|
150
|
145
|
142
|
120
|
118
|
123
|
119
|
121
|
124
|
131
|
140
|
154
|
140
|
139
|
134
|
112
|
124
|
128
|
127
|
151
|
152
|
167
|
186
|
187
|
205
|
222
|
228
|
239
|
252
|
261
|
270
|
275
|
272
|
296
|
293
|
|
| Net Income (Common) |
25
N/A
|
26
+2%
|
21
-17%
|
16
-26%
|
20
+25%
|
18
-10%
|
26
+45%
|
29
+14%
|
27
-8%
|
27
+2%
|
27
0%
|
25
-8%
|
(29)
N/A
|
(32)
-12%
|
(37)
-16%
|
(33)
+10%
|
16
N/A
|
16
-1%
|
20
+25%
|
24
+19%
|
5
-79%
|
13
+162%
|
8
-39%
|
(3)
N/A
|
(18)
-430%
|
(22)
-25%
|
(6)
+74%
|
(1)
+89%
|
36
N/A
|
33
-8%
|
15
-54%
|
12
-23%
|
13
+14%
|
14
+4%
|
18
+33%
|
18
+1%
|
17
-8%
|
96
+474%
|
109
+13%
|
112
+3%
|
117
+4%
|
45
-62%
|
52
+16%
|
64
+23%
|
80
+25%
|
85
+7%
|
82
-4%
|
80
-2%
|
66
-18%
|
65
-2%
|
67
+4%
|
65
-4%
|
66
+1%
|
67
+2%
|
70
+5%
|
75
+6%
|
81
+9%
|
73
-10%
|
72
-1%
|
69
-4%
|
58
-16%
|
65
+11%
|
66
+2%
|
65
-1%
|
79
+21%
|
79
+0%
|
87
+10%
|
97
+11%
|
97
+0%
|
107
+10%
|
116
+8%
|
119
+3%
|
125
+5%
|
131
+5%
|
136
+4%
|
141
+4%
|
143
+2%
|
141
-1%
|
153
+9%
|
152
-1%
|
|
| EPS (Diluted) |
22.81
N/A
|
23.89
+5%
|
19.82
-17%
|
14.67
-26%
|
18
+23%
|
16.48
-8%
|
23.87
+45%
|
27.18
+14%
|
24.45
-10%
|
25.37
+4%
|
25.34
0%
|
23.34
-8%
|
-26.18
N/A
|
-29.85
-14%
|
-34.56
-16%
|
-31.09
+10%
|
14.45
N/A
|
14.64
+1%
|
18.36
+25%
|
21.92
+19%
|
4.54
-79%
|
12.16
+168%
|
7.41
-39%
|
-3.06
N/A
|
-15.9
-420%
|
-20.26
-27%
|
-5.17
+74%
|
-0.56
+89%
|
32.54
N/A
|
30.69
-6%
|
13.97
-54%
|
10.7
-23%
|
11.9
+11%
|
12.6
+6%
|
16.74
+33%
|
16.95
+1%
|
15.27
-10%
|
19.54
+28%
|
22.1
+13%
|
22.76
+3%
|
23.87
+5%
|
9.04
-62%
|
10.5
+16%
|
12.91
+23%
|
16.28
+26%
|
17.26
+6%
|
16.64
-4%
|
16.32
-2%
|
13.46
-18%
|
13.2
-2%
|
13.44
+2%
|
13.17
-2%
|
13.36
+1%
|
13.61
+2%
|
14.31
+5%
|
15.16
+6%
|
16.57
+9%
|
13.87
-16%
|
14.43
+4%
|
13.67
-5%
|
11.89
-13%
|
12.88
+8%
|
13.22
+3%
|
12.75
-4%
|
16.1
+26%
|
15.7
-2%
|
17.61
+12%
|
19.28
+9%
|
19.75
+2%
|
20.6
+4%
|
22.53
+9%
|
22.58
+0%
|
25.26
+12%
|
25.59
+1%
|
26.68
+4%
|
27
+1%
|
27.7
+3%
|
27.01
-2%
|
31.1
+15%
|
30.77
-1%
|
|