Sparebank 1 Helgeland
OSE:HELG
Income Statement
Income Statement
Sparebank 1 Helgeland
| Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
159
|
160
|
164
|
171
|
173
|
212
|
249
|
293
|
176
|
299
|
295
|
281
|
271
|
300
|
292
|
287
|
286
|
289
|
293
|
302
|
313
|
321
|
328
|
338
|
340
|
325
|
317
|
307
|
301
|
312
|
314
|
316
|
314
|
317
|
323
|
321
|
322
|
325
|
329
|
341
|
356
|
367
|
391
|
416
|
439
|
457
|
462
|
461
|
458
|
457
|
457
|
458
|
463
|
480
|
497
|
516
|
532
|
542
|
555
|
564
|
576
|
582
|
582
|
580
|
566
|
576
|
580
|
596
|
602
|
625
|
617
|
607
|
598
|
583
|
587
|
586
|
623
|
634
|
674
|
728
|
783
|
842
|
891
|
943
|
985
|
1 006
|
1 022
|
1 023
|
1 012
|
994
|
979
|
959
|
|
| Interest Income |
488
|
497
|
496
|
475
|
428
|
453
|
475
|
515
|
300
|
493
|
484
|
474
|
469
|
537
|
551
|
568
|
587
|
620
|
663
|
723
|
808
|
889
|
971
|
1 065
|
1 136
|
1 118
|
1 043
|
915
|
779
|
727
|
721
|
756
|
790
|
819
|
847
|
870
|
913
|
955
|
988
|
1 006
|
1 009
|
1 007
|
1 024
|
1 048
|
1 072
|
1 092
|
1 101
|
1 100
|
1 089
|
1 061
|
1 021
|
982
|
940
|
915
|
898
|
886
|
901
|
900
|
912
|
920
|
927
|
929
|
935
|
942
|
957
|
992
|
1 020
|
1 073
|
1 121
|
1 170
|
1 147
|
1 060
|
966
|
867
|
822
|
812
|
839
|
875
|
955
|
1 082
|
1 259
|
1 452
|
1 640
|
1 836
|
1 978
|
2 095
|
2 200
|
2 259
|
2 298
|
2 303
|
2 317
|
2 322
|
|
| Interest Expense |
329
|
337
|
333
|
305
|
255
|
241
|
226
|
222
|
124
|
194
|
189
|
193
|
197
|
236
|
258
|
280
|
300
|
331
|
370
|
421
|
495
|
568
|
643
|
727
|
796
|
793
|
726
|
608
|
478
|
415
|
407
|
440
|
476
|
502
|
524
|
549
|
591
|
630
|
659
|
665
|
653
|
640
|
633
|
632
|
633
|
635
|
639
|
639
|
631
|
604
|
564
|
524
|
477
|
435
|
401
|
370
|
369
|
358
|
357
|
356
|
351
|
347
|
353
|
362
|
391
|
416
|
440
|
477
|
519
|
545
|
540
|
468
|
368
|
284
|
235
|
226
|
216
|
260
|
281
|
354
|
491
|
623
|
765
|
893
|
1 012
|
1 108
|
1 196
|
1 244
|
1 286
|
1 313
|
1 338
|
1 363
|
|
| Non Interest Income |
29
|
37
|
39
|
39
|
32
|
48
|
60
|
70
|
38
|
82
|
105
|
115
|
111
|
133
|
113
|
108
|
93
|
152
|
164
|
162
|
146
|
113
|
120
|
101
|
81
|
88
|
62
|
81
|
78
|
119
|
134
|
137
|
127
|
119
|
107
|
98
|
56
|
66
|
61
|
68
|
85
|
83
|
94
|
95
|
108
|
113
|
136
|
152
|
170
|
171
|
142
|
119
|
129
|
202
|
238
|
264
|
250
|
175
|
158
|
156
|
135
|
144
|
167
|
152
|
164
|
160
|
129
|
135
|
153
|
113
|
220
|
221
|
316
|
359
|
247
|
243
|
119
|
157
|
147
|
144
|
187
|
183
|
221
|
235
|
195
|
219
|
221
|
250
|
276
|
270
|
289
|
296
|
|
| Revenue |
188
N/A
|
198
+5%
|
203
+3%
|
209
+3%
|
205
-2%
|
260
+27%
|
308
+18%
|
363
+18%
|
214
-41%
|
381
+78%
|
400
+5%
|
396
-1%
|
382
-4%
|
433
+13%
|
405
-6%
|
395
-2%
|
379
-4%
|
441
+16%
|
457
+4%
|
464
+2%
|
459
-1%
|
434
-5%
|
448
+3%
|
439
-2%
|
421
-4%
|
413
-2%
|
379
-8%
|
388
+2%
|
379
-2%
|
431
+14%
|
448
+4%
|
453
+1%
|
441
-3%
|
436
-1%
|
430
-1%
|
419
-3%
|
378
-10%
|
391
+3%
|
390
0%
|
409
+5%
|
441
+8%
|
450
+2%
|
485
+8%
|
511
+5%
|
547
+7%
|
570
+4%
|
598
+5%
|
613
+3%
|
628
+2%
|
628
N/A
|
599
-5%
|
577
-4%
|
592
+3%
|
682
+15%
|
735
+8%
|
780
+6%
|
782
+0%
|
717
-8%
|
713
-1%
|
720
+1%
|
711
-1%
|
726
+2%
|
749
+3%
|
732
-2%
|
730
0%
|
736
+1%
|
709
-4%
|
731
+3%
|
755
+3%
|
738
-2%
|
837
+13%
|
828
-1%
|
914
+10%
|
942
+3%
|
834
-11%
|
829
-1%
|
742
-10%
|
791
+7%
|
821
+4%
|
872
+6%
|
970
+11%
|
1 025
+6%
|
1 112
+8%
|
1 178
+6%
|
1 180
+0%
|
1 225
+4%
|
1 243
+1%
|
1 273
+2%
|
1 288
+1%
|
1 264
-2%
|
1 268
+0%
|
1 255
-1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(44)
|
(53)
|
(59)
|
(60)
|
(178)
|
(184)
|
(187)
|
(205)
|
(52)
|
(98)
|
(148)
|
(117)
|
(82)
|
(75)
|
(13)
|
(16)
|
(14)
|
(14)
|
(13)
|
(8)
|
(10)
|
(8)
|
(7)
|
(9)
|
(36)
|
(40)
|
(42)
|
(50)
|
(33)
|
(32)
|
(30)
|
(27)
|
(23)
|
(24)
|
(28)
|
(28)
|
(27)
|
(27)
|
(29)
|
(29)
|
(27)
|
(27)
|
(25)
|
(25)
|
(32)
|
(37)
|
(48)
|
(47)
|
(48)
|
(37)
|
(30)
|
(33)
|
(32)
|
(37)
|
(32)
|
(28)
|
(36)
|
(37)
|
(50)
|
(56)
|
(66)
|
(68)
|
(132)
|
(141)
|
(249)
|
(246)
|
(178)
|
(176)
|
(65)
|
(83)
|
(98)
|
(83)
|
(51)
|
(31)
|
(8)
|
(24)
|
(64)
|
(62)
|
(57)
|
(40)
|
(11)
|
(20)
|
(55)
|
(64)
|
(100)
|
(144)
|
(113)
|
(119)
|
(102)
|
(68)
|
(74)
|
(63)
|
|
| Non Interest Expense |
(125)
|
(133)
|
(128)
|
(127)
|
(115)
|
(154)
|
(183)
|
(210)
|
(133)
|
(249)
|
(254)
|
(267)
|
(263)
|
(268)
|
(255)
|
(240)
|
(207)
|
(219)
|
(222)
|
(223)
|
(207)
|
(225)
|
(228)
|
(211)
|
(208)
|
(215)
|
(215)
|
(233)
|
(213)
|
(224)
|
(225)
|
(227)
|
(217)
|
(235)
|
(237)
|
(239)
|
(218)
|
(230)
|
(230)
|
(228)
|
(242)
|
(242)
|
(244)
|
(247)
|
(249)
|
(252)
|
(254)
|
(258)
|
(273)
|
(278)
|
(280)
|
(284)
|
(280)
|
(283)
|
(291)
|
(293)
|
(294)
|
(298)
|
(297)
|
(303)
|
(297)
|
(300)
|
(301)
|
(300)
|
(296)
|
(306)
|
(311)
|
(315)
|
(306)
|
(324)
|
(343)
|
(380)
|
(473)
|
(468)
|
(455)
|
(421)
|
(414)
|
(412)
|
(421)
|
(436)
|
(396)
|
(405)
|
(414)
|
(419)
|
(430)
|
(436)
|
(447)
|
(454)
|
(443)
|
(443)
|
(455)
|
(453)
|
|
| Pre-Tax Income |
19
N/A
|
11
-40%
|
16
+44%
|
22
+35%
|
(88)
N/A
|
(78)
+11%
|
(62)
+20%
|
(51)
+17%
|
29
N/A
|
34
+20%
|
(3)
N/A
|
12
N/A
|
38
+212%
|
89
+139%
|
136
+53%
|
138
+1%
|
159
+15%
|
208
+31%
|
222
+7%
|
233
+5%
|
242
+4%
|
201
-17%
|
213
+6%
|
219
+3%
|
177
-19%
|
158
-11%
|
122
-23%
|
105
-14%
|
133
+27%
|
175
+32%
|
193
+10%
|
199
+3%
|
201
+1%
|
177
-12%
|
165
-7%
|
152
-8%
|
133
-13%
|
134
+1%
|
131
-2%
|
152
+16%
|
172
+13%
|
181
+5%
|
216
+19%
|
239
+11%
|
266
+11%
|
281
+6%
|
296
+5%
|
308
+4%
|
307
0%
|
313
+2%
|
289
-8%
|
260
-10%
|
280
+8%
|
362
+29%
|
412
+14%
|
459
+11%
|
452
-2%
|
382
-15%
|
366
-4%
|
361
-1%
|
348
-4%
|
358
+3%
|
316
-12%
|
291
-8%
|
185
-36%
|
184
-1%
|
220
+20%
|
240
+9%
|
384
+60%
|
331
-14%
|
396
+20%
|
365
-8%
|
390
+7%
|
443
+14%
|
371
-16%
|
384
+4%
|
264
-31%
|
317
+20%
|
343
+8%
|
396
+15%
|
563
+42%
|
600
+7%
|
643
+7%
|
695
+8%
|
650
-6%
|
645
-1%
|
683
+6%
|
700
+2%
|
743
+6%
|
753
+1%
|
739
-2%
|
739
N/A
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(6)
|
(4)
|
(6)
|
(7)
|
23
|
18
|
13
|
9
|
(13)
|
(17)
|
1
|
(1)
|
(3)
|
(18)
|
(39)
|
(41)
|
(43)
|
(44)
|
(48)
|
(50)
|
(51)
|
(53)
|
(56)
|
(57)
|
(49)
|
(43)
|
(32)
|
(29)
|
(34)
|
(46)
|
(51)
|
(53)
|
(49)
|
(41)
|
(38)
|
(34)
|
(40)
|
(41)
|
(39)
|
(44)
|
(49)
|
(51)
|
(63)
|
(71)
|
(73)
|
(77)
|
(78)
|
(71)
|
(67)
|
(67)
|
(64)
|
(63)
|
(72)
|
(91)
|
(94)
|
(103)
|
(102)
|
(85)
|
(82)
|
(79)
|
(75)
|
(76)
|
(65)
|
(59)
|
(36)
|
(37)
|
(50)
|
(58)
|
(79)
|
(75)
|
(66)
|
(60)
|
(50)
|
(54)
|
(59)
|
(64)
|
(59)
|
(69)
|
(86)
|
(103)
|
(118)
|
(126)
|
(129)
|
(139)
|
(160)
|
(155)
|
(165)
|
(162)
|
(172)
|
(173)
|
(163)
|
(161)
|
|
| Income from Continuing Operations |
13
|
7
|
11
|
15
|
(64)
|
(60)
|
(49)
|
(42)
|
15
|
18
|
(2)
|
11
|
35
|
72
|
98
|
98
|
117
|
164
|
174
|
183
|
191
|
148
|
157
|
162
|
128
|
115
|
90
|
76
|
99
|
129
|
142
|
146
|
152
|
136
|
127
|
118
|
93
|
93
|
92
|
108
|
123
|
130
|
153
|
168
|
193
|
204
|
218
|
237
|
240
|
246
|
225
|
197
|
208
|
271
|
318
|
356
|
350
|
297
|
284
|
282
|
273
|
282
|
251
|
232
|
149
|
147
|
170
|
182
|
305
|
256
|
330
|
305
|
340
|
389
|
312
|
320
|
205
|
248
|
257
|
293
|
445
|
474
|
514
|
556
|
490
|
490
|
518
|
538
|
571
|
580
|
576
|
578
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
13
N/A
|
7
-43%
|
11
+47%
|
15
+39%
|
(64)
N/A
|
(60)
+7%
|
(49)
+19%
|
(42)
+14%
|
15
N/A
|
18
+16%
|
(2)
N/A
|
11
N/A
|
35
+218%
|
72
+107%
|
98
+36%
|
98
N/A
|
117
+19%
|
164
+41%
|
174
+6%
|
183
+5%
|
191
+4%
|
148
-23%
|
157
+6%
|
162
+3%
|
128
-21%
|
115
-10%
|
90
-22%
|
76
-16%
|
99
+30%
|
129
+30%
|
142
+10%
|
146
+3%
|
152
+4%
|
136
-11%
|
127
-7%
|
118
-7%
|
93
-21%
|
85
-8%
|
79
-8%
|
85
+8%
|
92
+8%
|
97
+6%
|
115
+18%
|
126
+10%
|
145
+15%
|
153
+6%
|
164
+7%
|
178
+9%
|
180
+1%
|
185
+3%
|
169
-9%
|
148
-12%
|
156
+6%
|
204
+30%
|
238
+17%
|
267
+12%
|
255
-5%
|
213
-17%
|
202
-5%
|
199
-2%
|
198
0%
|
206
+4%
|
183
-11%
|
169
-8%
|
105
-38%
|
103
-1%
|
121
+17%
|
128
+6%
|
223
+75%
|
185
-17%
|
241
+30%
|
223
-7%
|
251
+12%
|
288
+15%
|
229
-20%
|
237
+3%
|
149
-37%
|
188
+26%
|
196
+4%
|
225
+15%
|
345
+53%
|
367
+6%
|
398
+8%
|
431
+8%
|
374
-13%
|
374
N/A
|
396
+6%
|
411
+4%
|
439
+7%
|
444
+1%
|
440
-1%
|
441
+0%
|
|
| EPS (Diluted) |
18.14
N/A
|
10.78
-41%
|
15.86
+47%
|
22.03
+39%
|
-91.85
N/A
|
-8.91
+90%
|
-7.26
+19%
|
-6.25
+14%
|
2.28
N/A
|
2.18
-4%
|
-0.22
N/A
|
1.33
N/A
|
4.26
+220%
|
8.81
+107%
|
11.87
+35%
|
12.01
+1%
|
14.38
+20%
|
20.17
+40%
|
21.4
+6%
|
22.51
+5%
|
23.58
+5%
|
18.21
-23%
|
17.71
-3%
|
18.28
+3%
|
14.38
-21%
|
12.98
-10%
|
10.16
-22%
|
8.58
-16%
|
11.12
+30%
|
19.41
+75%
|
21.36
+10%
|
21.96
+3%
|
8.07
-63%
|
7.22
-11%
|
6.74
-7%
|
6.26
-7%
|
4.94
-21%
|
4.53
-8%
|
4.17
-8%
|
4.5
+8%
|
4.89
+9%
|
5.16
+6%
|
6.08
+18%
|
6.68
+10%
|
7.7
+15%
|
8.14
+6%
|
8.6
+6%
|
9.46
+10%
|
9.57
+1%
|
9.86
+3%
|
9.16
-7%
|
7.82
-15%
|
8.3
+6%
|
16.7
+101%
|
19.53
+17%
|
14.19
-27%
|
12.15
-14%
|
10.11
-17%
|
9.62
-5%
|
9.46
-2%
|
9.43
0%
|
9.82
+4%
|
8.72
-11%
|
8.02
-8%
|
4.98
-38%
|
4.91
-1%
|
5.75
+17%
|
6.09
+6%
|
10.62
+74%
|
8.8
-17%
|
11.46
+30%
|
10.62
-7%
|
11.93
+12%
|
13.43
+13%
|
10.68
-20%
|
8.76
-18%
|
5.52
-37%
|
6.95
+26%
|
7.24
+4%
|
8.32
+15%
|
12.78
+54%
|
13.59
+6%
|
14.75
+9%
|
15.98
+8%
|
13.87
-13%
|
13.85
0%
|
14.67
+6%
|
15.26
+4%
|
16.32
+7%
|
16.48
+1%
|
16.34
-1%
|
16.37
+0%
|
|