A

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Price: 12.06 EUR -0.82%

Market Cap: €886.5m

Income Statement

Net Interest Income

Non Interest Income

Currency: EUR

		Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		124	139	152	158	157	153	149	145	140	134	129	124	120	118	117	117	116	115	113	108	106	105	206	103	101	99	97	97	96	96	96	94	93	91	90	87	88	87	86	85	80	79	78	78	79	79	81	82	90	93	96	100	98	99	99	106	114	129	140	151	156	153	152	148	144	142	139
Interest Income		124	139	286	158	157	153	240	145	140	134	263	124	120	118	232	117	116	115	173	108	106	105	268	103	101	99	136	97	96	96	109	94	93	91	91	87	88	87	84	85	80	79	81	78	79	79	83	82	90	93	93	100	98	99	120	106	114	129	144	256	261	258	152	148	144	142	139
Interest Expense		0	0	133	0	0	0	91	0	0	0	134	0	0	0	115	0	0	0	60	0	0	0	63	0	0	0	38	0	0	0	13	0	0	0	1	0	0	0	(2)	0	0	0	4	0	0	0	2	0	0	0	(3)	0	0	0	20	0	0	0	220	0	0	0	273	0	0	0	179
Non Interest Income		33	50	96	103	109	110	119	120	106	88	89	76	71	87	117	103	119	123	131	125	130	127	122	123	120	120	123	119	125	127	130	132	128	130	132	134	136	142	138	143	151	149	157	143	137	132	130	147	158	173	180	178	178	168	217	174	165	168	185	163	165	169	189	174	175	175	170
Revenue		157 N/A	189 +20%	248 +31%	261 +5%	266 +2%	263 -1%	268 +2%	265 -1%	246 -7%	222 -10%	217 -2%	200 -8%	191 -4%	205 +7%	234 +14%	221 -6%	236 +7%	238 +1%	244 +2%	233 -4%	236 +1%	232 -2%	327 +41%	225 -31%	221 -2%	219 -1%	220 +0%	216 -2%	221 +2%	224 +1%	225 +1%	226 +0%	221 -2%	220 0%	222 +1%	221 0%	223 +1%	230 +3%	224 -2%	227 +2%	232 +2%	228 -2%	234 +3%	221 -6%	216 -2%	211 -2%	210 0%	230 +9%	248 +8%	266 +7%	276 +4%	278 +1%	276 -1%	267 -3%	316 +18%	280 -11%	279 0%	297 +6%	325 +10%	314 -4%	321 +2%	322 +0%	341 +6%	323 -5%	319 -1%	317 -1%	309 -3%
Pre-Tax Income
Loan Loss Provision		(19)	(27)	(32)	(35)	(22)	(15)	(14)	(13)	(11)	(11)	(11)	(9)	(8)	(9)	(6)	(6)	(5)	(3)	(8)	(2)	(2)	(3)	(2)	(2)	(0)	(0)	0	1	(1)	(1)	(2)	(2)	(2)	(2)	(1)	(1)	(0)	(1)	(1)	(1)	(3)	(4)	(5)	(5)	(6)	(4)	(4)	(5)	(4)	(5)	(5)	(2)	(3)	(3)	(10)	(11)	(10)	(12)	(7)	(9)	(9)	(9)	(11)	(11)	(12)	(14)	(16)
Non Interest Expense		(145)	(156)	(169)	(170)	(173)	(174)	(176)	(173)	(167)	(160)	(162)	(151)	(144)	(151)	(172)	(161)	(173)	(170)	(171)	(169)	(165)	(162)	(154)	(154)	(154)	(153)	(156)	(154)	(156)	(159)	(162)	(161)	(164)	(171)	(172)	(170)	(169)	(159)	(155)	(159)	(155)	(160)	(155)	(156)	(157)	(153)	(152)	(156)	(168)	(177)	(187)	(195)	(190)	(193)	(182)	(196)	(194)	(191)	(216)	(188)	(192)	(194)	(235)	(222)	(224)	(226)	(268)
Pre-Tax Income		(6) N/A	6 N/A	47 +658%	56 +19%	71 +26%	74 +5%	78 +5%	80 +2%	68 -14%	52 -24%	45 -14%	40 -10%	39 -3%	46 +17%	56 +23%	54 -4%	58 +8%	64 +11%	65 +2%	62 -5%	69 +11%	67 -3%	171 +156%	69 -60%	67 -3%	66 -1%	64 -2%	62 -3%	65 +4%	64 -1%	62 -4%	63 +3%	55 -12%	47 -14%	49 +3%	51 +3%	54 +8%	70 +29%	68 -3%	67 -1%	73 +9%	64 -13%	75 +17%	60 -19%	53 -13%	54 +3%	55 +1%	69 +26%	76 +10%	84 +11%	85 +1%	81 -4%	83 +2%	71 -15%	124 +74%	73 -41%	75 +2%	94 +26%	103 +9%	117 +14%	120 +3%	119 -1%	95 -21%	90 -5%	83 -8%	77 -7%	25 -68%
Net Income
Tax Provision		2	(2)	(13)	(15)	(20)	(20)	(20)	(20)	(17)	(15)	(11)	(10)	(9)	(9)	(16)	(15)	(16)	(18)	(13)	(12)	(12)	(10)	(13)	(14)	(13)	(12)	(13)	(11)	(13)	(13)	(12)	(12)	(11)	(10)	(10)	(9)	(10)	(12)	(12)	(12)	(12)	(11)	(13)	(11)	(10)	(11)	(12)	(14)	(16)	(18)	(17)	(17)	(16)	(14)	(25)	(14)	(15)	(20)	(21)	(24)	(24)	(23)	(19)	(18)	(16)	(15)	(15)
Income from Continuing Operations		(4)	4	34	41	51	55	58	60	51	37	34	30	30	36	40	39	42	46	52	51	58	57	158	55	53	53	52	51	52	51	49	51	44	38	39	41	45	58	56	55	61	53	62	50	42	44	43	55	59	66	67	64	66	57	98	59	60	75	81	93	96	96	76	73	67	62	10
Income to Minority Interest		1	1	0	(1)	(2)	(2)	(3)	(3)	(2)	(2)	(1)	(1)	(0)	(1)	(1)	(1)	(1)	(0)	(0)	(0)	(0)	(1)	(3)	(2)	(2)	(1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		(3) N/A	5 N/A	34 +600%	40 +17%	49 +22%	53 +7%	56 +6%	57 +3%	49 -15%	37 -24%	35 -5%	41 +17%	32 -23%	36 +13%	49 +37%	29 -40%	41 +40%	46 +12%	52 +13%	50 -3%	57 +13%	55 -4%	155 +181%	52 -66%	52 -2%	52 +2%	52 -1%	51 -2%	52 +2%	52 -1%	49 -4%	51 +3%	44 -13%	38 -15%	39 +5%	41 +4%	44 +9%	58 +30%	56 -3%	55 -2%	61 +11%	52 -14%	62 +18%	50 -19%	42 -15%	43 +3%	43 -2%	55 +28%	59 +8%	66 +12%	67 +2%	64 -5%	66 +4%	57 -14%	98 +72%	59 -40%	60 +2%	75 +25%	81 +9%	93 +15%	96 +3%	96 N/A	76 -21%	70 -7%	65 -8%	60 -7%	10 -83%
EPS (Diluted)		-0.04 N/A	0.07 N/A	0.52 +643%	0.61 +17%	0.74 +21%	0.79 +7%	0.83 +5%	0.86 +4%	0.74 -14%	0.55 -26%	0.53 -4%	0.62 +17%	0.47 -24%	0.53 +13%	0.73 +38%	0.44 -40%	0.62 +41%	0.69 +11%	0.78 +13%	0.75 -4%	0.85 +13%	0.82 -4%	2.34 +185%	0.79 -66%	0.78 -1%	0.8 +3%	0.78 -3%	0.77 -1%	0.79 +3%	0.78 -1%	0.74 -5%	0.77 +4%	0.67 -13%	0.57 -15%	0.59 +4%	0.61 +3%	0.65 +7%	0.84 +29%	0.81 -4%	0.79 -2%	0.88 +11%	0.75 -15%	0.9 +20%	0.72 -20%	0.61 -15%	0.63 +3%	0.61 -3%	0.78 +28%	0.83 +6%	0.93 +12%	0.95 +2%	0.9 -5%	0.94 +4%	0.8 -15%	1.37 +71%	0.94 -31%	0.82 -13%	1.03 +26%	1.12 +9%	1.29 +15%	1.33 +3%	1.33 N/A	1.04 -22%	0.96 -8%	0.88 -8%	0.82 -7%	0.14 -83%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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