Unum Group
NYSE:UNM

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Unum Group
NYSE:UNM
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Price: 78.83 USD 2.18% Market Closed
Market Cap: 13.9B USD

Unum Group
Investor Relations

Unum Group, with roots stretching back to the mid-19th century, has carved out a niche for itself as a formidable entity in the insurance sector, particularly excelling in providing employee benefits. Initially established as a mutual insurance company, it evolved over the decades into a publicly traded corporation specializing in disability insurance, life insurance, and services aimed at supplementing basic health insurance provided by employers. By offering these products primarily to businesses—ranging from small enterprises to multinational corporations—Unum has embedded itself firmly in the landscape of workplace benefits. The company's services often serve as a safety net for employees, ensuring income continuity in the case of illness or injury, an aspect that aligns well with contemporary concerns about financial security and health.

The operational model of Unum is anchored in risk management and fee-based services, which contribute to its profitability. Its revenue streams are largely generated from premiums paid by policyholders, which are often bundled and sold through employers. Unum’s strategic approach includes leveraging data analytics to assess risk and predict claims trends, ensuring underwriting precision and helping manage the company's payout ratios effectively. Additionally, its focus on enhancing digital platforms has improved customer service efficiency, which contributes positively to its brand reputation and client retention. By continuously adapting its offerings to meet the evolving needs of both employers and employees, Unum remains relevant in a competitive market while fostering a stable financial base.

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Earnings Calls

2024 Q4
Feb 6, 2025
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Strong growth across key metrics positions Roblox for future expansion.
2024 Q4
Feb 6, 2025

In Q4, Roblox achieved impressive results, with revenue of $988 million, up 32% year-on-year, and bookings of $1.362 billion, a 21% increase. Daily Active Users (DAUs) grew 19% to 85.3 million, and engagement hours rose 21% to 18.7 billion. Notably, strong growth was seen in Japan and India, exceeding 50%. The company aims to capture 10% of the gaming market, currently at 2.4%, emphasizing continuous investments in developer support and AI technology. For Q1 2025, guidance targets a bookings growth of 22% to 24%, with anticipated margin improvements of 300 to 400 basis points. Free cash flow surged over five times to $641 million in 2024.

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Management

Mr. Richard Paul McKenney
President, CEO & Director
No Bio Available
Mr. Steven Andrew Zabel
Executive VP & CFO
No Bio Available
Ms. Lisa Gonzalez Iglesias CPA, J.D.
Executive VP & General Counsel
No Bio Available
Mr. Timothy Gerald Arnold
Executive VP of Voluntary Benefits & President of Colonial Life
No Bio Available
Ms. Martha Davies Leiper C.F.A.
Executive VP & Chief Investment Officer
No Bio Available
Mr. Walter Lynn Rice Jr.
Senior VP & Chief Accounting Officer
No Bio Available
Mr. J. Matthew Royal
Senior Vice President of Investor Relations & Treasury
No Bio Available
Ms. Elizabeth A. Claire Ahmed
Executive Vice President of People & Communications
No Bio Available
Mr. Joseph Richard Foley
Senior Vice President of Corporate Marketing & Public Relations
No Bio Available
Mr. Marco Forato
Senior VP & Chief Strategy Officer
No Bio Available

Contacts

Address
TENNESSEE
Chattanooga
1 Fountain Sq
Contacts
+14232941011.0
www.unum.com