Two Harbors Investment Corp
NYSE:TWO

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Two Harbors Investment Corp
NYSE:TWO
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Price: 11.67 USD 0.17% Market Closed
Market Cap: 1.2B USD
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Two Harbors Investment Corp
Investor Relations

Two Harbors Investment Corp. is an intriguing entity in the financial landscape, embodying the complexities and opportunities inherent in the real estate investment trust (REIT) sector. The company was founded with a focus on leveraging the varied dynamics of the mortgage market. By operating primarily as a hybrid mortgage REIT, Two Harbors navigates a business model that involves investing in both agency and non-agency residential mortgage-backed securities (RMBS), mortgage servicing rights (MSR), and other financial assets. This dual-pronged strategy is designed to generate stable income streams and exploit fluctuations in the real estate market by considering both credit risk and interest rate environments—crucial factors in managing a mortgage-centric portfolio.

Underneath its structured exterior, Two Harbors crafts its revenue model around the nuanced dance of spread income, which arises from the difference between the interest income generated from its RMBS portfolio and the cost of borrowing. By combining this with MSR holdings, the company seeks to hedge against interest rate volatility, given that MSRs typically appreciate when interest rates rise, offsetting decreases in RMBS value. This strategic maneuvering within the mortgage space not only secures substantial yields for its shareholders but also provides a buffer against the inherent swings of the financial markets, allowing Two Harbors to remain a resilient player amidst the evolving economic tides.

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Management

Mr. William Ross Greenberg Ph.D.
President, CEO & Director
No Bio Available
Mr. Nicholas Letica
VP & Chief Investment Officer
No Bio Available
Ms. Rebecca B. Sandberg J.D.
VP, Chief Legal Officer, Secretary & Chief Compliance Officer
No Bio Available
Mr. Robert Rush
VP & Chief Risk Officer
No Bio Available
Mr. William Dellal
VP & Interim CFO
No Bio Available
Ms. Sheila Lichty
VP & Treasurer
No Bio Available

Contacts

Address
MINNESOTA
Saint Louis Park
1601 Utica Avenue South, Suite 900
Contacts