Synchrony Financial
NYSE:SYF

Watchlist Manager
Synchrony Financial Logo
Synchrony Financial
NYSE:SYF
Watchlist
Price: 66.81 USD 0.29% Market Closed
Market Cap: 26B USD
Have any thoughts about
Synchrony Financial?
Write Note

Net Margin
Synchrony Financial

16%
Current
19%
Average
14%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
16%
=
Net Income
3.1B
/
Revenue
19.3B

Net Margin Across Competitors

Country US
Market Cap 26B USD
Net Margin
16%
Country US
Market Cap 214B USD
Net Margin
14%
Country US
Market Cap 69.6B USD
Net Margin
11%
Country IN
Market Cap 4.3T INR
Net Margin
25%
Country US
Market Cap 44.4B USD
Net Margin
18%
Country KZ
Market Cap 18.7B USD
Net Margin
55%
Country US
Market Cap 18B USD
Net Margin
7%
Country IN
Market Cap 1.1T INR
Net Margin
21%
Country US
Market Cap 11.3B EUR
Net Margin
40%
Country IN
Market Cap 1T INR
Net Margin
17%
Country US
Market Cap 11B USD
Net Margin
9%
No Stocks Found

Synchrony Financial
Glance View

Market Cap
26B USD
Industry
Financial Services
Economic Moat
None

Synchrony Financial emerged as a key player in the realm of consumer financial services, tracing its roots back to 1932. Initially part of General Electric's expansive portfolio, Synchrony Financial spun off in 2014, crafting its own narrative of growth and innovation. At its core, the company specializes in offering private label credit cards, which serve as customized financial solutions developed in collaboration with retail partners across diverse industries. This model allows retailers to install their brand on Synchrony's financial products, creating a distinctive synergy where consumers gain access to tailored credit options while retailers benefit from enhanced customer loyalty and increased sales. Driving Synchrony’s revenue machine is its impressive interest income from the vast portfolio of credit products it manages. Aside from private label cards, Synchrony provides promotional financing for major retail purchases and an array of savings products, further broadening its financial footprint. Through sophisticated analytics, Synchrony gains insights into consumer behavior, enabling it to refine its offerings and manage risks effectively. Its comprehensive approach, blending cutting-edge technology with a deep understanding of consumer finances, allows Synchrony to capture value from both its partner relationships and its ever-expanding consumer base. This strategic blend of partnership and innovation underscores Synchrony Financial's robust position in the competitive financial services landscape.

SYF Intrinsic Value
79.79 USD
Undervaluation 16%
Intrinsic Value
Price

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
16%
=
Net Income
3.1B
/
Revenue
19.3B
What is the Net Margin of Synchrony Financial?

Based on Synchrony Financial's most recent financial statements, the company has Net Margin of 16%.