Synchrony Financial
NYSE:SYF

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Synchrony Financial
NYSE:SYF
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Price: 66.81 USD 0.29% Market Closed
Market Cap: 26B USD
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Synchrony Financial
Loan Loss Provision

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Synchrony Financial
Loan Loss Provision Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Loan Loss Provision CAGR 3Y CAGR 5Y CAGR 10Y
Synchrony Financial
NYSE:SYF
Loan Loss Provision
-$7B
CAGR 3-Years
-74%
CAGR 5-Years
-9%
CAGR 10-Years
-9%
Discover Financial Services
NYSE:DFS
Loan Loss Provision
-$7.1B
CAGR 3-Years
N/A
CAGR 5-Years
-17%
CAGR 10-Years
-18%
American Express Co
NYSE:AXP
Loan Loss Provision
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Capital One Financial Corp
NYSE:COF
Loan Loss Provision
-$11.9B
CAGR 3-Years
N/A
CAGR 5-Years
-15%
CAGR 10-Years
-13%
Ally Financial Inc
NYSE:ALLY
Loan Loss Provision
-$2.2B
CAGR 3-Years
-107%
CAGR 5-Years
-17%
CAGR 10-Years
-17%
SoFi Technologies Inc
NASDAQ:SOFI
Loan Loss Provision
-$54.9m
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Synchrony Financial
Glance View

Market Cap
26B USD
Industry
Financial Services
Economic Moat
None

Synchrony Financial emerged as a key player in the realm of consumer financial services, tracing its roots back to 1932. Initially part of General Electric's expansive portfolio, Synchrony Financial spun off in 2014, crafting its own narrative of growth and innovation. At its core, the company specializes in offering private label credit cards, which serve as customized financial solutions developed in collaboration with retail partners across diverse industries. This model allows retailers to install their brand on Synchrony's financial products, creating a distinctive synergy where consumers gain access to tailored credit options while retailers benefit from enhanced customer loyalty and increased sales. Driving Synchrony’s revenue machine is its impressive interest income from the vast portfolio of credit products it manages. Aside from private label cards, Synchrony provides promotional financing for major retail purchases and an array of savings products, further broadening its financial footprint. Through sophisticated analytics, Synchrony gains insights into consumer behavior, enabling it to refine its offerings and manage risks effectively. Its comprehensive approach, blending cutting-edge technology with a deep understanding of consumer finances, allows Synchrony to capture value from both its partner relationships and its ever-expanding consumer base. This strategic blend of partnership and innovation underscores Synchrony Financial's robust position in the competitive financial services landscape.

SYF Intrinsic Value
79.79 USD
Undervaluation 16%
Intrinsic Value
Price

See Also

What is Synchrony Financial's Loan Loss Provision?
Loan Loss Provision
-7B USD

Based on the financial report for Sep 30, 2024, Synchrony Financial's Loan Loss Provision amounts to -7B USD.

What is Synchrony Financial's Loan Loss Provision growth rate?
Loan Loss Provision CAGR 10Y
-9%

Over the last year, the Loan Loss Provision growth was -30%. The average annual Loan Loss Provision growth rates for Synchrony Financial have been -74% over the past three years , -9% over the past five years , and -9% over the past ten years .

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