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Stellar Bancorp Inc
NYSE:STEL

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Stellar Bancorp Inc
NYSE:STEL
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Price: 31.01 USD 4.41% Market Closed
Market Cap: 1.7B USD
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Intrinsic Value

The intrinsic value of one STEL stock under the Base Case scenario is 30.47 USD. Compared to the current market price of 31.01 USD, Stellar Bancorp Inc is Overvalued by 2%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

STEL Intrinsic Value
30.47 USD
Overvaluation 2%
Intrinsic Value
Price
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Valuation Backtest
Stellar Bancorp Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Stellar Bancorp Inc

Net Loans 7.5B
Investments 2.3B
PP&E 113.7m
Intangibles 595.4m
Other Assets 191.6m
Total Deposits 8.7B
Long Term Debt 170.1m
Other Liabilities 91m

Wall St
Price Targets

STEL Price Targets Summary
Stellar Bancorp Inc

Wall Street analysts forecast STEL stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for STEL is 29.38 USD with a low forecast of 27.27 USD and a high forecast of 31.5 USD.

Lowest
Price Target
27.27 USD
12% Downside
Average
Price Target
29.38 USD
5% Downside
Highest
Price Target
31.5 USD
2% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for STEL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

STEL Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Stellar Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

1.7B USD

Dividend Yield

1.68%

Description

Stellar Bancorp, Inc. engages in the provision of banking and financial services. The company is headquartered in Houston, Texas and currently employs 506 full-time employees. The company went IPO on 2017-11-08. The Bank is primarily a business bank with a focus on providing commercial banking solutions to small and medium-sized businesses and professionals, including attorneys, accountants and other professional service providers with operations in its markets. The Bank offers a range of banking products, including commercial and industrial loans, commercial real estate loans, construction and development loans, one-to-four- family residential mortgage loans, multi-family residential loans, consumer loans, agricultural loans, treasury services, traditional retail deposits and a suite of online banking services. The Bank operates approximately 18 branches located in the Houston market, 15 branches located in the Beaumont market and one branch in the Dallas market.

Contact

TEXAS
Houston
9 Greenway Plaza, Suite 110
+17132107600
ir.cbtxinc.com

IPO

2017-11-08

Employees

506

Officers

Executive Chairman
Mr. Steven F. Retzloff
CEO & Director
Mr. Robert R. Franklin Jr.
President
Mr. Ramon A. Vitulli III
Senior EVP & CFO
Mr. Paul P. Egge
Senior EVP, General Counsel & Corporate Secretary
Mr. Justin M. Long Esq.
Executive VP & Chief Accounting Officer
Courtney Theriot CPA
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Chief Risk Officer
Mr. Okan I. Akin
Senior EVP & Chief Credit Officer
Mr. Joe F. West
President of Stellar Bank
Mr. Travis L. Jaggers
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See Also

Discover More
What is the Intrinsic Value of one STEL stock?

The intrinsic value of one STEL stock under the Base Case scenario is 30.47 USD.

Is STEL stock undervalued or overvalued?

Compared to the current market price of 31.01 USD, Stellar Bancorp Inc is Overvalued by 2%.

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