STEL Relative Valuation - Stellar Bancorp Inc - Alpha Spread
S

Stellar Bancorp Inc
NYSE:STEL

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Stellar Bancorp Inc
NYSE:STEL
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Price: 27.38 USD 2.59% Market Closed
Market Cap: 1.5B USD
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Relative Value

The Relative Value of one STEL stock under the Base Case scenario is 27.24 USD. Compared to the current market price of 27.38 USD, Stellar Bancorp Inc is Overvalued by 1%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

STEL Relative Value
Base Case
27.24 USD
Overvaluation 1%
Relative Value
Price
S
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
60
vs Industry
Median 3Y
3.4
Median 5Y
3.7
Industry
2.3
Forward
3.3
vs History
68
vs Industry
Median 3Y
14.1
Median 5Y
13.7
Industry
10.1
Forward
13
vs History
60
vs Industry
Median 3Y
1.1
Median 5Y
1.1
Industry
0.9
vs History
58
vs Industry
Median 3Y
0.2
Median 5Y
0.2
Industry
0.1

Multiples Across Competitors

STEL Competitors Multiples
Stellar Bancorp Inc Competitors

All Multiples
P/S
P/E
P/B
All Countries
Close
Market Cap P/S P/E P/B
US
Stellar Bancorp Inc
NYSE:STEL
1.4B USD 3.3 12.9 0.9
US
PNC Financial Services Group Inc
NYSE:PNC
74.4B USD 3.5 15.6 1.4
US
Truist Financial Corp
NYSE:TFC
57.5B USD 4 -26.4 0.9
US
M&T Bank Corp
NYSE:MTB
30B USD 3.3 13.3 1.1
US
Fifth Third Bancorp
NASDAQ:FITB
29.7B USD 3.5 13.8 1.5
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
27.9B USD 2.8 10.6 1.2
US
Huntington Bancshares Inc
NASDAQ:HBAN
21.7B USD 3 14.1 1.1
US
Regions Financial Corp
NYSE:RF
21.4B USD 3 13 1.2
CN
Bank of Jiangsu Co Ltd
SSE:600919
136.9B CNY 1.7 4.7 0.5
US
Citizens Financial Group Inc
NYSE:CFG
19.1B USD 2.4 15.7 0.8
CN
Bank of Ningbo Co Ltd
SZSE:002142
124.3B CNY 1.8 4.9 0.6

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