S

Stellar Bancorp Inc
NYSE:STEL

Watchlist Manager
Stellar Bancorp Inc
NYSE:STEL
Watchlist
Price: 27.94 USD 0.11% Market Closed
Market Cap: 1.5B USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

0
Net Interest Income
+0%
Growth Rates:
1 Year
-7%
3 Years
+225%
5 Years
+202%
7 Years
+278%
10 Years
-
0
Non Interest Income
+0%
Growth Rates:
1 Year
-6%
3 Years
+36%
5 Years
+19%
7 Years
+62%
10 Years
-
0
Net Income
+0%
Growth Rates:
1 Year
-12%
3 Years
+223%
5 Years
+128%
7 Years
+317%
10 Years
-

Income Statement
Stellar Bancorp Inc

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Income Statement
Currency: USD
Millions
Ones
Thousands
Millions
Billions
TTM
Quarterly
Annual
TTM
Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024
Revenue
Net Interest Income
102
103
104
105
108
111
115
120
125
129
132
135
135
134
132
129
128
129
128
127
126
148
174
204
289
350
400
446
437
423
416
411
408
Interest Income
110
111
112
114
117
120
124
129
136
142
147
151
153
152
148
142
138
137
135
133
132
157
188
223
323
403
487
571
591
599
604
605
602
Interest Expense
8
9
9
9
9
9
9
10
11
13
15
16
17
18
16
13
10
8
7
6
6
9
13
19
34
54
87
124
154
176
188
194
194
Non Interest Income
16
15
15
15
14
14
14
14
14
15
19
19
19
20
16
16
16
14
15
16
17
18
17
14
20
24
27
28
25
23
23
25
23
Revenue
117
N/A
118
+0%
119
+1%
121
+2%
122
+1%
125
+3%
130
+4%
133
+3%
139
+4%
143
+3%
151
+5%
154
+2%
155
+0%
154
0%
148
-4%
145
-2%
143
-1%
143
0%
143
0%
144
+1%
142
-1%
165
+16%
191
+16%
218
+14%
309
+42%
373
+21%
427
+14%
475
+11%
461
-3%
446
-3%
439
-2%
436
-1%
431
-1%
Pre-Tax Income
Loan Loss Provision
(5)
(4)
(2)
1
0
0
(1)
(2)
2
2
1
(0)
(2)
(6)
(15)
(19)
(19)
(14)
1
10
11
9
2
(5)
(51)
(53)
(52)
(53)
(9)
(9)
(6)
3
3
Non Interest Expense
(74)
(74)
(74)
(75)
(78)
(80)
(81)
(82)
(82)
(84)
(88)
(90)
(90)
(90)
(89)
(91)
(92)
(93)
(96)
(97)
(108)
(119)
(132)
(151)
(196)
(234)
(265)
(292)
(290)
(289)
(291)
(292)
(289)
Pre-Tax Income
39
N/A
40
+2%
43
+7%
47
+10%
44
-6%
46
+3%
47
+4%
50
+5%
59
+19%
61
+3%
64
+6%
64
0%
62
-3%
58
-6%
44
-25%
35
-19%
32
-8%
36
+10%
47
+33%
57
+20%
46
-20%
56
+23%
62
+10%
62
+1%
63
+1%
87
+39%
109
+26%
130
+19%
162
+25%
148
-9%
143
-3%
147
+3%
145
-1%
Net Income
Tax Provision
(12)
(12)
(13)
(13)
(13)
(12)
(11)
(10)
(11)
(12)
(12)
(12)
(12)
(11)
(8)
(7)
(6)
(7)
(9)
(10)
(10)
(12)
(13)
(13)
(11)
(17)
(21)
(25)
(31)
(28)
(29)
(30)
(30)
Income from Continuing Operations
27
28
30
33
31
34
36
39
47
49
52
52
51
48
35
29
26
29
38
46
36
44
49
49
51
70
89
105
130
120
114
117
115
Net Income (Common)
27
N/A
28
+2%
30
+8%
33
+11%
28
-17%
30
+8%
32
+8%
35
+9%
47
+35%
49
+3%
52
+7%
52
+0%
51
-3%
48
-6%
35
-25%
29
-19%
26
-8%
29
+9%
38
+33%
46
+21%
36
-23%
44
+24%
49
+11%
49
0%
51
+5%
70
+36%
89
+27%
105
+19%
130
+24%
120
-8%
114
-5%
117
+3%
115
-2%
EPS (Diluted)
1.22
N/A
1.25
+2%
1.35
+8%
1.49
+10%
1.22
-18%
1.19
-2%
1.28
+8%
1.39
+9%
1.89
+36%
1.94
+3%
2.07
+7%
2.07
N/A
2.02
-2%
1.89
-6%
1.41
-25%
1.15
-18%
1.06
-8%
1.17
+10%
1.56
+33%
1.89
+21%
1.45
-23%
1.52
+5%
1.68
+11%
1.71
+2%
1.47
-14%
1.31
-11%
1.66
+27%
1.98
+19%
2.45
+24%
2.24
-9%
2.14
-4%
2.19
+2%
2.15
-2%

See Also

Summary
STEL intrinsic value, competitors valuation, and company profile.
DCF Valuation
STEL stock valuation using Discount Cash Flow valuation method.
Relative Valuation
STEL stock valuation using valuation multiples.
Wall Street Estimates
STEL price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
STEL stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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