SmartFinancial Inc
NYSE:SMBK

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SmartFinancial Inc
NYSE:SMBK
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Price: 36.73 USD 1.89% Market Closed
Market Cap: 621.7m USD
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Intrinsic Value

The intrinsic value of one SMBK stock under the Base Case scenario is 39.68 USD. Compared to the current market price of 36.73 USD, SmartFinancial Inc is Undervalued by 7%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SMBK Intrinsic Value
39.68 USD
Undervaluation 7%
Intrinsic Value
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SmartFinancial Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
SmartFinancial Inc

Net Loans 3.7B
Investments 713.1m
PP&E 91.1m
Intangibles 105.3m
Other Assets 317.5m
Total Deposits 4.3B
Long Term Debt 48.7m
Other Liabilities 48.8m

Wall St
Price Targets

SMBK Price Targets Summary
SmartFinancial Inc

Wall Street analysts forecast SMBK stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SMBK is 34.89 USD with a low forecast of 30.81 USD and a high forecast of 40.16 USD.

Lowest
Price Target
30.81 USD
16% Downside
Average
Price Target
34.89 USD
5% Downside
Highest
Price Target
40.16 USD
9% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for SMBK is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
Lowest
Average
Highest

Ownership

SMBK Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

SmartFinancial Inc Logo
SmartFinancial Inc

Country

United States of America

Industry

Banking

Market Cap

621.7m USD

Dividend Yield

0.87%

Description

SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. The company is headquartered in Knoxville, Tennessee and currently employs 539 full-time employees. The company went IPO on 2001-06-21. The firm operates primarily through its wholly owned subsidiary, SmartBank (the Bank). The Bank is a Tennessee-chartered commercial bank. The Bank's principal business consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, primarily in commercial loans, commercial and residential real estate loans, leases, consumer loans and residential and commercial construction loans. The Bank provides a range of deposit services to businesses and individuals, including noninterest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, Individual Retirement Accounts (IRAs) and certificates of deposit (CDs). The Bank has approximately 41 full-service bank branches and two loan production offices in select markets in East and Middle Tennessee, Alabama and the Florida Panhandle.

Contact

TENNESSEE
Knoxville
5401 Kingston Pike Ste 600
+18662902554.0
www.smartfinancialinc.com

IPO

2001-06-21

Employees

539

Officers

President, CEO & Director
Mr. William Young Carroll Jr.
Executive VP & CFO
Mr. Ronald J. Gorczynski
Executive VP & Chief Accounting Officer
Ms. Cynthia A. Cain
Executive VP & Chief Credit Officer of SmartBank
Mr. Rhett D. Jordan
Head of Investor Relations
Mr. Nathan Strall
Senior VP and Director of Marketing & Public Relations - SmartBank
Ms. Kelley L. Fowler
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Executive VP & Chief People Officer
Ms. Rebecca C. Boyd
Executive VP & Chief Risk Officer
Mr. Gary Wayne Petty Jr.
Senior VP and Director of Community Development & Community Reinvestment Act Officer
Mr. Travis Lytle
Executive Vice President
Mr. Monty Hatcher
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See Also

Discover More
What is the Intrinsic Value of one SMBK stock?

The intrinsic value of one SMBK stock under the Base Case scenario is 39.68 USD.

Is SMBK stock undervalued or overvalued?

Compared to the current market price of 36.73 USD, SmartFinancial Inc is Undervalued by 7%.

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