
SmartFinancial Inc
NYSE:SMBK

Income Statement
Income Statement
SmartFinancial Inc
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
19
|
19
|
19
|
20
|
25
|
30
|
35
|
38
|
38
|
39
|
40
|
41
|
46
|
53
|
63
|
71
|
77
|
81
|
82
|
84
|
84
|
85
|
90
|
95
|
101
|
105
|
106
|
110
|
113
|
117
|
123
|
130
|
138
|
143
|
142
|
136
|
130
|
126
|
127
|
131
|
137
|
|
Interest Income |
21
|
21
|
21
|
22
|
28
|
33
|
39
|
42
|
43
|
43
|
44
|
46
|
52
|
60
|
72
|
83
|
92
|
100
|
104
|
108
|
109
|
110
|
112
|
115
|
118
|
119
|
119
|
122
|
125
|
129
|
135
|
144
|
159
|
179
|
195
|
208
|
218
|
225
|
234
|
243
|
251
|
|
Interest Expense |
2
|
2
|
2
|
2
|
3
|
3
|
4
|
4
|
4
|
4
|
5
|
5
|
6
|
7
|
9
|
12
|
16
|
19
|
22
|
24
|
25
|
24
|
22
|
19
|
17
|
14
|
13
|
12
|
12
|
12
|
12
|
15
|
21
|
36
|
53
|
72
|
88
|
99
|
107
|
111
|
114
|
|
Non Interest Income |
1
|
2
|
2
|
1
|
2
|
3
|
3
|
4
|
4
|
4
|
4
|
4
|
5
|
6
|
6
|
6
|
7
|
7
|
14
|
14
|
15
|
16
|
12
|
13
|
15
|
18
|
20
|
22
|
24
|
25
|
27
|
27
|
28
|
28
|
27
|
22
|
22
|
24
|
24
|
33
|
34
|
|
Revenue |
20
N/A
|
21
+6%
|
20
-4%
|
22
+6%
|
27
+27%
|
32
+18%
|
38
+18%
|
42
+11%
|
43
+0%
|
43
+1%
|
44
+2%
|
45
+3%
|
51
+13%
|
59
+15%
|
68
+16%
|
77
+12%
|
83
+8%
|
88
+5%
|
96
+9%
|
98
+3%
|
99
+1%
|
102
+3%
|
102
+0%
|
109
+7%
|
116
+7%
|
123
+6%
|
126
+2%
|
132
+5%
|
137
+4%
|
143
+4%
|
151
+6%
|
157
+4%
|
165
+5%
|
171
+3%
|
169
-1%
|
158
-7%
|
152
-4%
|
150
-2%
|
151
+1%
|
164
+8%
|
172
+5%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(0)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(1)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(2)
|
(2)
|
(3)
|
(2)
|
(3)
|
(5)
|
(5)
|
|
Non Interest Expense |
(16)
|
(17)
|
(17)
|
(19)
|
(23)
|
(27)
|
(31)
|
(33)
|
(33)
|
(33)
|
(33)
|
(35)
|
(39)
|
(44)
|
(51)
|
(56)
|
(59)
|
(61)
|
(63)
|
(63)
|
(63)
|
(70)
|
(74)
|
(82)
|
(85)
|
(83)
|
(82)
|
(84)
|
(91)
|
(98)
|
(103)
|
(107)
|
(106)
|
(108)
|
(110)
|
(111)
|
(113)
|
(114)
|
(116)
|
(118)
|
(121)
|
|
Pre-Tax Income |
3
N/A
|
3
+1%
|
3
-10%
|
2
-40%
|
3
+98%
|
5
+43%
|
6
+35%
|
9
+40%
|
9
+7%
|
10
+5%
|
10
+5%
|
10
+0%
|
11
+12%
|
13
+16%
|
16
+22%
|
19
+19%
|
21
+11%
|
23
+9%
|
30
+29%
|
32
+8%
|
33
+3%
|
31
-9%
|
26
-14%
|
27
+2%
|
31
+16%
|
40
+29%
|
44
+9%
|
47
+9%
|
44
-7%
|
42
-4%
|
44
+4%
|
47
+6%
|
55
+17%
|
59
+8%
|
57
-3%
|
45
-22%
|
36
-19%
|
33
-8%
|
33
-3%
|
41
+26%
|
45
+11%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(6)
|
(5)
|
(5)
|
(7)
|
(9)
|
(10)
|
(10)
|
(10)
|
(9)
|
(10)
|
(10)
|
(12)
|
(13)
|
(12)
|
(10)
|
(8)
|
(7)
|
(7)
|
(8)
|
(9)
|
|
Income from Continuing Operations |
2
|
2
|
1
|
1
|
2
|
3
|
4
|
5
|
6
|
6
|
7
|
7
|
8
|
9
|
12
|
14
|
18
|
19
|
25
|
26
|
27
|
25
|
22
|
22
|
24
|
31
|
34
|
37
|
35
|
33
|
35
|
37
|
43
|
46
|
45
|
35
|
29
|
26
|
26
|
33
|
36
|
|
Net Income (Common) |
2
N/A
|
2
+17%
|
1
-32%
|
1
-58%
|
1
+146%
|
2
+59%
|
3
+40%
|
5
+47%
|
5
+5%
|
5
+6%
|
6
+14%
|
6
+6%
|
5
-22%
|
7
+41%
|
9
+34%
|
12
+29%
|
18
+55%
|
19
+7%
|
25
+27%
|
26
+7%
|
27
+1%
|
25
-7%
|
22
-12%
|
22
+2%
|
24
+10%
|
31
+29%
|
34
+8%
|
37
+9%
|
35
-6%
|
33
-4%
|
35
+4%
|
37
+6%
|
43
+17%
|
46
+8%
|
45
-3%
|
35
-21%
|
29
-19%
|
26
-7%
|
26
-3%
|
33
+28%
|
36
+11%
|
|
EPS (Diluted) |
0.51
N/A
|
0.61
+20%
|
0.4
-34%
|
0.14
-65%
|
0.32
+129%
|
0.36
+13%
|
0.5
+39%
|
0.75
+50%
|
0.78
+4%
|
0.66
-15%
|
0.69
+5%
|
0.74
+7%
|
0.54
-27%
|
0.59
+9%
|
0.73
+24%
|
0.91
+25%
|
1.45
+59%
|
1.38
-5%
|
1.75
+27%
|
1.89
+8%
|
1.89
N/A
|
1.69
-11%
|
1.42
-16%
|
1.44
+1%
|
1.62
+13%
|
2.07
+28%
|
2.24
+8%
|
2.36
+5%
|
2.22
-6%
|
1.97
-11%
|
2.05
+4%
|
2.17
+6%
|
2.55
+18%
|
2.74
+7%
|
2.65
-3%
|
2.09
-21%
|
1.69
-19%
|
1.56
-8%
|
1.51
-3%
|
1.94
+28%
|
2.14
+10%
|