PROG Holdings Inc (NYSE:PRG)

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Price: 43.03 USD 1.22%

Market Cap: 1.8B USD

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Section:

Relative Value

The Relative Value of one PRG stock under the Base Case scenario is 73.73 USD. Compared to the current market price of 43.03 USD, PROG Holdings Inc is Undervalued by 42%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

What is Relative Valuation?

How is Relative Value calculated?

PRG Relative Value

Base Case

Worst Case

Base Case

Best Case

Valuation Multiples

0.7

P/S

vs History	26
vs Industry	83

Median 5Y

0.6

Industry

3.1

Forward

0.7

More Details

11.3

P/E

vs History	19
vs Industry	37

Median 5Y

Industry

15.3

Forward

12.6

More Details

13.3

P/OCF

vs History	0
vs Industry	30

Median 5Y

7.2

Industry

10.2

More Details

20.5

P/FCFE

vs History	12
vs Industry	28

Median 5Y

Industry

12.7

More Details

2.8

P/B

vs History	12
vs Industry	22

Median 5Y

2.4

Industry

1.3

More Details

0.9

EV/S

vs History	23
vs Industry	77

Median 5Y

0.8

Industry

4.8

Forward

0.9

More Details

N/A

EV/GP

vs History
vs Industry

Median 5Y

Industry

More Details

1.2

EV/EBITDA

vs History	12
vs Industry	67

Median 5Y

Industry

14.2

Forward

7.8

More Details

10.2

EV/EBIT

vs History	4
vs Industry	46

Median 5Y

7.7

Industry

14.6

Forward

10.9

More Details

EV/OCF

vs History	0
vs Industry	30

Median 5Y

8.4

Industry

12.4

More Details

17.1

EV/FCFF

vs History	0
vs Industry	29

Median 5Y

9.3

Industry

13.5

More Details

1.8

EV/IC

vs History	20
vs Industry	23

Median 5Y

1.5

Industry

0.9

More Details

Multiples Across Competitors

All Multiples

P/S

P/E

EV/EBITDA

EV/EBIT

Forward Multiples

			Market Cap	P/S	P/E	EV/EBITDA	EV/EBIT
US		PROG Holdings Inc NYSE:PRG	1.8B USD	0.7	11.3	1.2	10.2
US		American Express Co NYSE:AXP	214B USD	3	21.9	25.7	29.2
US		Capital One Financial Corp NYSE:COF	69.6B USD	1.8	17.1	36.4	0
IN		Bajaj Finance Ltd NSE:BAJFINANCE	4.2T INR	6.8	27.4	24.6	25.3
US		Discover Financial Services NYSE:DFS	44.4B USD	2.1	11.6	163.7	0
US		Synchrony Financial NYSE:SYF	26B USD	1.3	8.4	87.8	0
KZ	K	Kaspi.kz AO NASDAQ:KSPI	18.7B USD	0	0	0	0
US		SoFi Technologies Inc NASDAQ:SOFI	18B USD	7	97.6	104.1	0
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	1.1T INR	2.9	13.7	19	19.8
US	S	Santander Consumer USA Holdings Inc F:77S	11.3B EUR	1.5	3.8	8.3	12
IN		Cholamandalam Investment and Finance Company Ltd NSE:CHOLAFIN	999B INR	4.5	25.9	27.6	28.6

				Revenue Growth	P/S to Growth
US		PROG Holdings Inc NYSE:PRG	Average P/S: 3.2 0.7	16%	0
US		American Express Co NYSE:AXP	3	19%	0.2
US		Capital One Financial Corp NYSE:COF	1.8	19%	0.1
IN		Bajaj Finance Ltd NSE:BAJFINANCE	6.8	29%	0.2
US		Discover Financial Services NYSE:DFS	2.1	12%	0.2
US		Synchrony Financial NYSE:SYF	1.3	12%	0.1
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	156%	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	7	70%	0.1
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	2.9	N/A	N/A
US	S	Santander Consumer USA Holdings Inc F:77S	1.5	N/A	N/A
IN		Cholamandalam Investment and Finance Company Ltd NSE:CHOLAFIN	4.5	18%	0.2

				Earnings Growth	P/E to Growth
US		PROG Holdings Inc NYSE:PRG	Average P/E: 23.9 11.3	32%	0.4
US		American Express Co NYSE:AXP	21.9	49%	0.5
US		Capital One Financial Corp NYSE:COF	17.1	53%	0.3
IN		Bajaj Finance Ltd NSE:BAJFINANCE	27.4	85%	0.3
US		Discover Financial Services NYSE:DFS	11.6	33%	0.4
US		Synchrony Financial NYSE:SYF	8.4	41%	0.2
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	96%	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	97.6	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	13.7	N/A	N/A
US	S	Santander Consumer USA Holdings Inc F:77S	3.8	N/A	N/A
IN		Cholamandalam Investment and Finance Company Ltd NSE:CHOLAFIN	25.9	123%	0.2

				EBITDA Growth	EV/EBITDA to Growth
US		PROG Holdings Inc NYSE:PRG	Average EV/EBITDA: 49.8 1.2	-84%	N/A
US		American Express Co NYSE:AXP	25.7	52%	0.5
US		Capital One Financial Corp NYSE:COF	36.4	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	24.6	N/A	N/A
US		Discover Financial Services NYSE:DFS	163.7	N/A	N/A
US		Synchrony Financial NYSE:SYF	87.8	667%	0.1
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	104.1	543%	0.2
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	19	N/A	N/A
US	S	Santander Consumer USA Holdings Inc F:77S	8.3	N/A	N/A
IN		Cholamandalam Investment and Finance Company Ltd NSE:CHOLAFIN	27.6	N/A	N/A

				EBIT Growth	EV/EBIT to Growth
US		PROG Holdings Inc NYSE:PRG	Average EV/EBIT: 20.8 10.2	4%	2.3
US		American Express Co NYSE:AXP	29.2	89%	0.3
US		Capital One Financial Corp NYSE:COF	Not Available	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	25.3	101%	0.3
US		Discover Financial Services NYSE:DFS	Not Available	N/A	N/A
US		Synchrony Financial NYSE:SYF	Not Available	N/A	N/A
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	Not Available	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	19.8	N/A	N/A
US	S	Santander Consumer USA Holdings Inc F:77S	12	N/A	N/A
IN		Cholamandalam Investment and Finance Company Ltd NSE:CHOLAFIN	28.6	155%	0.2

US	Johnson & Johnson NYSE:JNJ	Pharmaceuticals
US	Berkshire Hathaway Inc NYSE:BRK.A	Financial Services
US	Bank of America Corp NYSE:BAC	Banking
US	Mastercard Inc NYSE:MA	Technology
US	UnitedHealth Group Inc NYSE:UNH	Health Care
US	Exxon Mobil Corp NYSE:XOM	Energy
US	Pfizer Inc NYSE:PFE	Pharmaceuticals
US	Palantir Technologies Inc NYSE:PLTR	Technology
US	Nike Inc NYSE:NKE	Textiles, Apparel & Luxury Goods
US	Visa Inc NYSE:V	Technology
CN	Alibaba Group Holding Ltd NYSE:BABA	Retail
US	3M Co NYSE:MMM	Industrial Conglomerates
US	JPMorgan Chase & Co NYSE:JPM	Banking
US	Coca-Cola Co NYSE:KO	Beverages
US	Walmart Inc NYSE:WMT	Retail
US	Verizon Communications Inc NYSE:VZ	Telecommunication

	Johnson & Johnson NYSE:JNJ	US
	Berkshire Hathaway Inc NYSE:BRK.A	US
	Bank of America Corp NYSE:BAC	US
	Mastercard Inc NYSE:MA	US
	UnitedHealth Group Inc NYSE:UNH	US
	Exxon Mobil Corp NYSE:XOM	US
	Pfizer Inc NYSE:PFE	US
	Palantir Technologies Inc NYSE:PLTR	US
	Nike Inc NYSE:NKE	US
	Visa Inc NYSE:V	US
	Alibaba Group Holding Ltd NYSE:BABA	CN
	3M Co NYSE:MMM	US
	JPMorgan Chase & Co NYSE:JPM	US
	Coca-Cola Co NYSE:KO	US
	Walmart Inc NYSE:WMT	US
	Verizon Communications Inc NYSE:VZ	US

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	Mohawk Industries Inc NYSE:MHK	119.66 USD -0.44%
	Ardmore Shipping Corp NYSE:ASC	11.97 USD -1.24%
	ASGN Inc NYSE:ASGN	84.95 USD 0.95%
	Skyworks Solutions Inc NASDAQ:SWKS	90.42 USD 0.08%
	Weatherford International PLC NASDAQ:WFRD	68.03 USD -0.06%

	Johnson & Johnson NYSE:JNJ	145.58 USD -0.19%
	Bank of America Corp NYSE:BAC	44.55 USD 0.38%
	Mastercard Inc NYSE:MA	536.15 USD 0.08%
	Salesforce Inc NYSE:CRM	341.72 USD -0.79%
	Abbvie Inc NYSE:ABBV	179.2 USD -0.44%
	Home Depot Inc NYSE:HD	395.14 USD -0.25%

	Arista Networks Inc NYSE:ANET	114.86 USD 0.18%
	Visa Inc NYSE:V	320.91 USD 0.08%
	Texas Pacific Land Corp NYSE:TPL	1 167.01 USD 0.5%
	KLA Corp NASDAQ:KLAC	648.55 USD -0.3%
	Manhattan Associates Inc NASDAQ:MANH	279.3 USD -1.05%
	Pinduoduo Inc NASDAQ:PDD	98.87 USD -0.85%

PROG Holdings Inc
NYSE:PRG

Relative Value

Valuation Multiples

Multiples Across Competitors

PRG Competitors Multiples
PROG Holdings Inc Competitors

See Also

Company

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52 Week Range	28.61 50.26
Price Target

PROG Holdings Inc NYSE:PRG

Relative Value

Valuation Multiples

Multiples Across Competitors

PRG Competitors Multiples PROG Holdings Inc Competitors

See Also

Company

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Stocks

PROG Holdings Inc
NYSE:PRG

PRG Competitors Multiples
PROG Holdings Inc Competitors