
PennyMac Financial Services Inc
NYSE:PFSI

PennyMac Financial Services Inc
Operating Income
PennyMac Financial Services Inc
Operating Income Peer Comparison
Competitors Analysis
Latest Figures & CAGR of Competitors
Company | Operating Income | CAGR 3Y | CAGR 5Y | CAGR 10Y | ||
---|---|---|---|---|---|---|
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PennyMac Financial Services Inc
NYSE:PFSI
|
Operating Income
$402.6m
|
CAGR 3-Years
-33%
|
CAGR 5-Years
-5%
|
CAGR 10-Years
6%
|
|
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MGIC Investment Corp
NYSE:MTG
|
Operating Income
$1B
|
CAGR 3-Years
3%
|
CAGR 5-Years
2%
|
CAGR 10-Years
12%
|
|
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UWM Holdings Corp
NYSE:UWMC
|
Operating Income
$1.3B
|
CAGR 3-Years
-19%
|
CAGR 5-Years
18%
|
CAGR 10-Years
N/A
|
|
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Rocket Companies Inc
NYSE:RKT
|
Operating Income
$1.3B
|
CAGR 3-Years
-43%
|
CAGR 5-Years
-3%
|
CAGR 10-Years
N/A
|
|
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Enact Holdings Inc
NASDAQ:ACT
|
Operating Income
$940.1m
|
CAGR 3-Years
8%
|
CAGR 5-Years
6%
|
CAGR 10-Years
N/A
|
|
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Mr Cooper Group Inc
NASDAQ:COOP
|
Operating Income
$945m
|
CAGR 3-Years
-18%
|
CAGR 5-Years
35%
|
CAGR 10-Years
42%
|
PennyMac Financial Services Inc
Glance View
PennyMac Financial Services Inc., founded in 2008 amidst the turbulence of the global financial crisis, carved its path by capitalizing on the growing demand for mortgage-related services. Initially conceived as a counter-cyclical play, the company focused on investments in distressed mortgage assets as traditional lending tightened. Over time, it transformed into a comprehensive mortgage services firm, offering a spectrum of solutions across the home loan lifecycle. PennyMac operates through three segments: Production, Servicing, and Investment Management. The Production segment is the linchpin, engaging in the origination, acquisition, and sale of mortgage loans. It thrives on its ability to leverage sophisticated technology platforms and robust relationships with a network of brokers and consumers to capture market share in both thrift originations and correspondent lending. As PennyMac's mortgage portfolio swells, its Servicing segment kicks into high gear, generating recurring revenue by managing payments, delinquencies, and refinancings. This segment benefits from economies of scale and efficiency, stabilizing revenues even in fluctuating interest rate environments. Investment Management, albeit a smaller contributor, plays a strategic role, managing mortgage-related assets on behalf of institutional investors, thereby garnering fees and enhancing the firm's competitiveness. By intertwining these segments, PennyMac Financial Services has created a synergistic business model that not only drives profits but also propels growth and stability amidst an ever-evolving mortgage market landscape.

See Also
What is PennyMac Financial Services Inc's Operating Income?
Operating Income
402.6m
USD
Based on the financial report for Dec 31, 2024, PennyMac Financial Services Inc's Operating Income amounts to 402.6m USD.
What is PennyMac Financial Services Inc's Operating Income growth rate?
Operating Income CAGR 10Y
6%
Over the last year, the Operating Income growth was 16%. The average annual Operating Income growth rates for PennyMac Financial Services Inc have been -33% over the past three years , -5% over the past five years , and 6% over the past ten years .