Provident Financial Services Inc
NYSE:PFS
Income Statement
Income Statement
Provident Financial Services Inc
| Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
107
|
112
|
114
|
119
|
123
|
125
|
130
|
132
|
132
|
148
|
162
|
175
|
189
|
187
|
182
|
178
|
174
|
170
|
165
|
158
|
156
|
155
|
155
|
157
|
159
|
166
|
172
|
177
|
178
|
177
|
181
|
188
|
197
|
205
|
209
|
212
|
214
|
215
|
216
|
217
|
218
|
217
|
217
|
216
|
215
|
216
|
216
|
217
|
221
|
230
|
239
|
246
|
250
|
249
|
250
|
251
|
253
|
256
|
259
|
263
|
268
|
273
|
278
|
285
|
290
|
295
|
301
|
302
|
305
|
302
|
298
|
295
|
288
|
297
|
313
|
331
|
352
|
361
|
366
|
371
|
379
|
397
|
418
|
431
|
431
|
418
|
399
|
385
|
427
|
515
|
601
|
689
|
734
|
745
|
761
|
|
| Interest Income |
179
|
178
|
177
|
181
|
183
|
182
|
185
|
184
|
183
|
206
|
230
|
252
|
275
|
277
|
277
|
277
|
279
|
281
|
282
|
283
|
289
|
296
|
303
|
309
|
308
|
306
|
304
|
301
|
298
|
295
|
293
|
292
|
291
|
290
|
287
|
284
|
281
|
279
|
276
|
273
|
269
|
265
|
262
|
259
|
255
|
253
|
253
|
254
|
259
|
270
|
279
|
287
|
292
|
291
|
292
|
294
|
296
|
299
|
302
|
306
|
312
|
318
|
324
|
332
|
340
|
350
|
360
|
366
|
373
|
375
|
372
|
367
|
353
|
354
|
363
|
376
|
395
|
401
|
402
|
403
|
409
|
431
|
466
|
509
|
552
|
589
|
616
|
636
|
734
|
898
|
1 046
|
1 188
|
1 256
|
1 260
|
1 273
|
|
| Interest Expense |
71
|
66
|
63
|
62
|
60
|
57
|
55
|
52
|
51
|
58
|
67
|
76
|
86
|
91
|
95
|
99
|
105
|
111
|
118
|
124
|
133
|
141
|
148
|
152
|
148
|
141
|
132
|
124
|
121
|
117
|
112
|
104
|
94
|
86
|
78
|
72
|
68
|
64
|
60
|
56
|
52
|
48
|
45
|
42
|
40
|
38
|
37
|
37
|
38
|
39
|
40
|
42
|
42
|
42
|
42
|
43
|
43
|
43
|
44
|
44
|
44
|
45
|
46
|
48
|
51
|
54
|
59
|
64
|
69
|
73
|
73
|
72
|
65
|
57
|
51
|
45
|
43
|
40
|
36
|
32
|
29
|
33
|
49
|
77
|
121
|
171
|
216
|
251
|
307
|
384
|
446
|
499
|
522
|
515
|
512
|
|
| Non Interest Income |
23
|
24
|
24
|
24
|
23
|
24
|
24
|
26
|
28
|
29
|
29
|
28
|
29
|
28
|
29
|
30
|
30
|
31
|
32
|
32
|
39
|
39
|
36
|
37
|
29
|
29
|
30
|
29
|
31
|
32
|
32
|
33
|
32
|
31
|
32
|
31
|
31
|
32
|
33
|
38
|
39
|
41
|
44
|
41
|
44
|
46
|
44
|
42
|
40
|
40
|
41
|
43
|
50
|
51
|
55
|
58
|
55
|
57
|
55
|
55
|
56
|
57
|
56
|
57
|
56
|
56
|
59
|
58
|
60
|
62
|
64
|
69
|
67
|
70
|
72
|
77
|
84
|
87
|
87
|
85
|
85
|
90
|
88
|
90
|
88
|
79
|
80
|
78
|
81
|
89
|
94
|
100
|
105
|
106
|
110
|
|
| Revenue |
130
N/A
|
136
+4%
|
138
+2%
|
143
+3%
|
146
+2%
|
149
+2%
|
154
+3%
|
158
+3%
|
159
+1%
|
177
+11%
|
192
+8%
|
203
+6%
|
217
+7%
|
215
-1%
|
211
-2%
|
208
-1%
|
205
-2%
|
200
-2%
|
197
-2%
|
191
-3%
|
195
+2%
|
194
0%
|
190
-2%
|
193
+2%
|
189
-3%
|
194
+3%
|
202
+4%
|
205
+2%
|
208
+1%
|
209
+0%
|
213
+2%
|
220
+4%
|
228
+4%
|
235
+3%
|
241
+2%
|
242
+1%
|
244
+1%
|
247
+1%
|
249
+1%
|
256
+3%
|
257
+1%
|
258
+0%
|
261
+1%
|
257
-1%
|
259
+1%
|
262
+1%
|
260
0%
|
260
0%
|
261
+1%
|
270
+3%
|
280
+4%
|
289
+3%
|
300
+4%
|
300
+0%
|
305
+2%
|
309
+1%
|
308
0%
|
313
+1%
|
314
+0%
|
317
+1%
|
324
+2%
|
330
+2%
|
334
+1%
|
341
+2%
|
345
+1%
|
352
+2%
|
359
+2%
|
360
+0%
|
364
+1%
|
364
0%
|
362
-1%
|
364
+0%
|
355
-2%
|
366
+3%
|
385
+5%
|
408
+6%
|
435
+7%
|
447
+3%
|
453
+1%
|
456
+1%
|
464
+2%
|
488
+5%
|
505
+4%
|
521
+3%
|
519
0%
|
497
-4%
|
479
-4%
|
463
-3%
|
509
+10%
|
604
+19%
|
695
+15%
|
789
+14%
|
839
+6%
|
851
+1%
|
870
+2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(2)
|
(13)
|
(13)
|
(13)
|
(13)
|
(2)
|
(1)
|
(1)
|
(2)
|
(3)
|
(4)
|
(3)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(7)
|
(8)
|
(8)
|
(10)
|
(15)
|
(20)
|
(24)
|
(27)
|
(30)
|
(34)
|
(37)
|
(39)
|
(36)
|
(34)
|
(33)
|
(32)
|
(29)
|
(26)
|
(22)
|
(18)
|
(16)
|
(13)
|
(10)
|
(8)
|
(6)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(10)
|
(23)
|
(24)
|
(24)
|
(19)
|
(13)
|
(12)
|
(13)
|
(28)
|
(29)
|
(35)
|
(30)
|
0
|
22
|
27
|
24
|
16
|
2
|
(5)
|
(8)
|
(21)
|
(28)
|
(31)
|
(28)
|
(22)
|
(81)
|
(79)
|
(88)
|
(89)
|
(16)
|
(14)
|
(4)
|
|
| Non Interest Expense |
(87)
|
(88)
|
(89)
|
(115)
|
(117)
|
(121)
|
(127)
|
(106)
|
(107)
|
(116)
|
(119)
|
(124)
|
(131)
|
(127)
|
(124)
|
(123)
|
(120)
|
(120)
|
(118)
|
(117)
|
(122)
|
(127)
|
(133)
|
(136)
|
(135)
|
(131)
|
(131)
|
(285)
|
(289)
|
(293)
|
(297)
|
(146)
|
(142)
|
(140)
|
(139)
|
(139)
|
(141)
|
(142)
|
(142)
|
(144)
|
(146)
|
(148)
|
(149)
|
(149)
|
(149)
|
(149)
|
(149)
|
(150)
|
(156)
|
(165)
|
(170)
|
(175)
|
(178)
|
(175)
|
(181)
|
(182)
|
(182)
|
(184)
|
(184)
|
(185)
|
(187)
|
(187)
|
(188)
|
(189)
|
(190)
|
(191)
|
(192)
|
(193)
|
(194)
|
(197)
|
(202)
|
(207)
|
(213)
|
(223)
|
(228)
|
(236)
|
(243)
|
(247)
|
(250)
|
(250)
|
(251)
|
(257)
|
(257)
|
(264)
|
(265)
|
(263)
|
(276)
|
(278)
|
(329)
|
(398)
|
(458)
|
(502)
|
(501)
|
(478)
|
(459)
|
|
| Pre-Tax Income |
41
N/A
|
35
-15%
|
36
+4%
|
15
-58%
|
17
+11%
|
26
+53%
|
26
+1%
|
51
+97%
|
50
-2%
|
58
+16%
|
69
+18%
|
76
+10%
|
84
+10%
|
86
+3%
|
86
-1%
|
84
-2%
|
84
0%
|
79
-5%
|
77
-3%
|
72
-6%
|
72
-1%
|
64
-11%
|
51
-20%
|
50
-1%
|
46
-9%
|
53
+16%
|
57
+7%
|
(99)
N/A
|
(105)
-6%
|
(111)
-6%
|
(115)
-3%
|
41
N/A
|
50
+22%
|
57
+14%
|
66
+17%
|
69
+4%
|
70
+2%
|
73
+4%
|
77
+6%
|
86
+11%
|
90
+5%
|
92
+3%
|
96
+4%
|
96
0%
|
100
+5%
|
105
+5%
|
106
+1%
|
105
-1%
|
101
-4%
|
99
-1%
|
105
+6%
|
109
+3%
|
118
+8%
|
120
+2%
|
120
0%
|
122
+1%
|
120
-1%
|
123
+2%
|
125
+2%
|
127
+2%
|
132
+4%
|
138
+5%
|
141
+2%
|
143
+2%
|
132
-8%
|
137
+4%
|
144
+5%
|
148
+3%
|
158
+6%
|
155
-2%
|
147
-5%
|
129
-13%
|
114
-12%
|
109
-4%
|
128
+17%
|
172
+35%
|
214
+24%
|
228
+6%
|
227
0%
|
222
-2%
|
215
-3%
|
225
+5%
|
240
+7%
|
236
-2%
|
226
-4%
|
203
-10%
|
176
-14%
|
164
-7%
|
99
-40%
|
127
+28%
|
150
+18%
|
198
+33%
|
322
+62%
|
359
+11%
|
408
+14%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(13)
|
(9)
|
(9)
|
(2)
|
(3)
|
(7)
|
(7)
|
(16)
|
(15)
|
(18)
|
(19)
|
(22)
|
(24)
|
(26)
|
(27)
|
(27)
|
(27)
|
(24)
|
(23)
|
(22)
|
(21)
|
(18)
|
(14)
|
(13)
|
(12)
|
(14)
|
(15)
|
(14)
|
(11)
|
(10)
|
(7)
|
(8)
|
(10)
|
(12)
|
(17)
|
(17)
|
(18)
|
(18)
|
(20)
|
(23)
|
(25)
|
(27)
|
(29)
|
(29)
|
(31)
|
(36)
|
(35)
|
(36)
|
(34)
|
(30)
|
(32)
|
(33)
|
(36)
|
(37)
|
(36)
|
(37)
|
(36)
|
(36)
|
(37)
|
(37)
|
(38)
|
(41)
|
(43)
|
(41)
|
(35)
|
(31)
|
(26)
|
(27)
|
(31)
|
(32)
|
(35)
|
(32)
|
(27)
|
(26)
|
(31)
|
(42)
|
(53)
|
(57)
|
(59)
|
(58)
|
(57)
|
(61)
|
(64)
|
(64)
|
(61)
|
(53)
|
(47)
|
(44)
|
(22)
|
(32)
|
(34)
|
(51)
|
(91)
|
(102)
|
(117)
|
|
| Income from Continuing Operations |
28
|
26
|
27
|
13
|
14
|
18
|
19
|
35
|
35
|
40
|
49
|
54
|
59
|
61
|
59
|
57
|
57
|
55
|
54
|
51
|
51
|
46
|
37
|
37
|
34
|
39
|
42
|
(113)
|
(117)
|
(121)
|
(122)
|
33
|
40
|
44
|
50
|
51
|
53
|
55
|
57
|
63
|
65
|
66
|
67
|
67
|
70
|
70
|
71
|
70
|
67
|
70
|
74
|
76
|
82
|
83
|
84
|
85
|
85
|
87
|
88
|
90
|
93
|
97
|
98
|
102
|
97
|
106
|
118
|
121
|
127
|
123
|
113
|
97
|
87
|
82
|
97
|
131
|
161
|
171
|
168
|
163
|
158
|
164
|
176
|
172
|
165
|
150
|
128
|
120
|
76
|
94
|
116
|
147
|
231
|
256
|
291
|
|
| Net Income (Common) |
28
N/A
|
26
-8%
|
27
+4%
|
13
-50%
|
14
+5%
|
18
+31%
|
19
+2%
|
35
+89%
|
35
-1%
|
40
+15%
|
49
+22%
|
54
+10%
|
59
+10%
|
61
+3%
|
59
-4%
|
57
-2%
|
57
-1%
|
55
-3%
|
54
-3%
|
51
-6%
|
51
+0%
|
46
-9%
|
37
-19%
|
37
0%
|
34
-9%
|
39
+14%
|
42
+7%
|
(113)
N/A
|
(117)
-4%
|
(121)
-4%
|
(122)
0%
|
33
N/A
|
40
+20%
|
44
+12%
|
50
+12%
|
51
+3%
|
53
+2%
|
55
+4%
|
57
+5%
|
63
+10%
|
65
+3%
|
66
+1%
|
67
+3%
|
67
-1%
|
70
+5%
|
70
0%
|
71
+1%
|
70
-1%
|
67
-4%
|
70
+4%
|
74
+5%
|
76
+4%
|
82
+7%
|
83
+2%
|
84
+0%
|
85
+1%
|
85
0%
|
87
+3%
|
88
+1%
|
90
+3%
|
93
+3%
|
97
+4%
|
94
-3%
|
98
+5%
|
93
-5%
|
102
+10%
|
118
+16%
|
121
+3%
|
127
+4%
|
123
-3%
|
113
-8%
|
97
-14%
|
87
-10%
|
82
-5%
|
97
+18%
|
131
+35%
|
161
+23%
|
171
+6%
|
168
-2%
|
163
-3%
|
158
-3%
|
164
+4%
|
176
+7%
|
172
-2%
|
165
-4%
|
150
-9%
|
128
-14%
|
120
-7%
|
76
-36%
|
94
+23%
|
116
+22%
|
147
+28%
|
231
+57%
|
256
+11%
|
291
+14%
|
|
| EPS (Diluted) |
0.46
N/A
|
0.42
-9%
|
0.44
+5%
|
0.21
-52%
|
0.23
+10%
|
0.31
+35%
|
0.32
+3%
|
0.63
+97%
|
0.64
+2%
|
0.58
-9%
|
0.8
+38%
|
0.78
-3%
|
0.86
+10%
|
0.9
+5%
|
0.88
-2%
|
0.88
N/A
|
0.9
+2%
|
0.91
+1%
|
0.87
-4%
|
0.84
-3%
|
0.84
N/A
|
0.78
-7%
|
0.63
-19%
|
0.66
+5%
|
0.59
-11%
|
0.68
+15%
|
0.74
+9%
|
-2.02
N/A
|
-2.09
-3%
|
-2.17
-4%
|
-2.16
+0%
|
0.58
N/A
|
0.7
+21%
|
0.79
+13%
|
0.88
+11%
|
0.91
+3%
|
0.93
+2%
|
0.96
+3%
|
1.01
+5%
|
1.1
+9%
|
1.13
+3%
|
1.14
+1%
|
1.18
+4%
|
1.16
-2%
|
1.22
+5%
|
1.22
N/A
|
1.23
+1%
|
1.22
-1%
|
1.12
-8%
|
1.11
-1%
|
1.22
+10%
|
1.21
-1%
|
1.31
+8%
|
1.31
N/A
|
1.33
+2%
|
1.35
+2%
|
1.34
-1%
|
1.37
+2%
|
1.38
+1%
|
1.42
+3%
|
1.46
+3%
|
1.51
+3%
|
1.45
-4%
|
1.51
+4%
|
1.43
-5%
|
1.56
+9%
|
1.82
+17%
|
1.87
+3%
|
1.95
+4%
|
1.9
-3%
|
1.74
-8%
|
1.5
-14%
|
1.34
-11%
|
1.13
-16%
|
1.39
+23%
|
1.7
+22%
|
2.11
+24%
|
2.23
+6%
|
2.19
-2%
|
2.14
-2%
|
2.12
-1%
|
2.2
+4%
|
2.35
+7%
|
2.31
-2%
|
2.21
-4%
|
2.01
-9%
|
1.71
-15%
|
1.24
-27%
|
0.74
-40%
|
0.72
-3%
|
1.05
+46%
|
1.13
+8%
|
1.77
+57%
|
1.96
+11%
|
2.23
+14%
|
|