OppFi Inc
NYSE:OPFI

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OppFi Inc
NYSE:OPFI
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Price: 7.61 USD 5.4% Market Closed
Market Cap: 656.4m USD
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Relative Value

The Relative Value of one OPFI stock under the Base Case scenario is 13.65 USD. Compared to the current market price of 7.61 USD, OppFi Inc is Undervalued by 44%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

OPFI Relative Value
Base Case
13.65 USD
Undervaluation 44%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
31
vs Industry
79
Median 3Y
0.8
Median 5Y
0.8
Industry
3.2
Forward
1.2
vs History
12
vs Industry
4
Median 3Y
35.4
Median 5Y
31.7
Industry
15.1
Forward
9
vs History
25
vs Industry
50
Median 3Y
1.3
Median 5Y
1.3
Industry
10.2
vs History
16
vs Industry
44
Median 3Y
1.4
Median 5Y
1.3
Industry
12.9
vs History
35
vs Industry
1
Median 3Y
12.5
Median 5Y
-8.4
Industry
1.3
vs History
39
vs Industry
72
Median 3Y
1.4
Median 5Y
1.4
Industry
4.8
Forward
1.8
vs History
39
vs Industry
75
Median 3Y
1.4
Median 5Y
1.5
Industry
7.1
vs History
54
vs Industry
54
Median 3Y
6.1
Median 5Y
6.7
Industry
14.1
Forward
5.8
vs History
58
vs Industry
49
Median 3Y
6.9
Median 5Y
7
Industry
14.6
Forward
12.5
vs History
35
vs Industry
48
Median 3Y
2.4
Median 5Y
2.3
Industry
12.6
vs History
39
vs Industry
45
Median 3Y
2.5
Median 5Y
2.4
Industry
13.6
vs History
20
vs Industry
26
Median 3Y
1.2
Median 5Y
1.2
Industry
0.9

Multiples Across Competitors

OPFI Competitors Multiples
OppFi Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
OppFi Inc
NYSE:OPFI
655m USD 1.3 89.7 6.8 7.4
US
American Express Co
NYSE:AXP
212.1B USD 3 21.7 25.6 29.1
US
Capital One Financial Corp
NYSE:COF
71.4B USD 1.9 17.6 36.9 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.1T INR 6.7 26.9 24.3 25
US
Discover Financial Services
NYSE:DFS
45B USD 2.6 14.5 162.8 0
US
Synchrony Financial
NYSE:SYF
25.7B USD 1.3 8.3 87.2 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
19.8B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
16.9B USD 6.8 131.4 0 0
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 12
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.8 13.3 18.8 19.6
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1T INR 4.5 26.3 27.8 28.9

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