Nu Holdings Ltd
NYSE:NU

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Nu Holdings Ltd
NYSE:NU
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Price: 10.38 USD 0.48% Market Closed
Market Cap: 49.5B USD
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Relative Value

The Relative Value of one NU stock under the Base Case scenario is 41.97 USD. Compared to the current market price of 10.38 USD, Nu Holdings Ltd is Undervalued by 75%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

NU Relative Value
Base Case
41.97 USD
Undervaluation 75%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

4.6
P/S
P/S
Price to Sales
4.6
vs History
89
vs Industry
5
Median 3Y
5.8
Median 5Y
5.8
Industry
2.5
Forward
4.1
More Details
28
P/E
P/E
Price to Earnings
28
vs History
47
vs Industry
3
Median 3Y
13.9
Median 5Y
13.9
Industry
10.4
Forward
23.4
More Details
13.4
P/OCF
P/OCF
Price to OCF
13.4
vs History
55
vs Industry
1
Median 3Y
17
Median 5Y
17
Industry
7.1
More Details
12.6
P/FCFE
P/FCFE
Price to FCFE
12.6
vs History
47
vs Industry
4
Median 3Y
10
Median 5Y
10
Industry
5.9
More Details
6.5
P/B
P/B
Price to Book Value
6.5
vs History
50
vs Industry
0
Median 3Y
6.6
Median 5Y
6.6
Industry
0.9
More Details
6.8
EV/S
EV/S
Enterprise Value to Sales
6.8
vs History
86
vs Industry
17
Median 3Y
8.2
Median 5Y
8.2
Industry
4.6
Forward
6.2
More Details
9.4
EV/GP
EV/GP
Enterprise Value to Gross Profit
9.4
vs History
94
vs Industry
41
Median 3Y
11.6
Median 5Y
11.6
Industry
10.9
More Details
28.1
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
28.1
vs History
55
vs Industry
86
Median 3Y
33
Median 5Y
33
Industry
62.2
Forward
13.3
More Details
28.9
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
28.9
vs History
55
vs Industry
33
Median 3Y
34
Median 5Y
34
Industry
23.3
Forward
21.8
More Details
20
EV/OCF
EV/OCF
Enterprise Value to OCF
20
vs History
55
vs Industry
2
Median 3Y
23.8
Median 5Y
23.8
Industry
10.5
More Details
20.7
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
20.7
vs History
55
vs Industry
1
Median 3Y
25.2
Median 5Y
25.2
Industry
11.2
More Details
2.1
EV/IC
EV/IC
Enterprise Value to IC
2.1
vs History
57
vs Industry
0
Median 3Y
2.3
Median 5Y
2.3
Industry
0.2
More Details

Multiples Across Competitors

NU Competitors Multiples
Nu Holdings Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
BR
Nu Holdings Ltd
NYSE:NU
49.9B USD 4.6 28 28.1 28.9
US
JPMorgan Chase & Co
NYSE:JPM
668.9B USD 3.9 12.8 162.3 0
ZA
Absa Bank Ltd
JSE:ABSP
394.3B Zac 0 0 0 0
ZA
Standard Bank Group Ltd
JSE:SBK
371.3B Zac 0 0 0 0
ZA
Capitec Bank Holdings Ltd
JSE:CPI
368.6B Zac 0 0 0 0
US
Bank of America Corp
NYSE:BAC
339.6B USD 3.4 15.5 504.9 0
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.4T CNY 2.8 6.9 0 0
CN
Agricultural Bank of China Ltd
SSE:601288
1.8T CNY 2.5 7.1 0 0
US
Wells Fargo & Co
NYSE:WFC
235.3B USD 2.9 13.9 75.9 0
CN
Bank of China Ltd
SSE:601988
1.6T CNY 2.4 7.3 0 0
CN
China Construction Bank Corp
SSE:601939
1.4T CNY 1.9 4.4 0 0
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
BR
Nu Holdings Ltd
NYSE:NU
Average EV/EBITDA: 192.8
28.1
656%
0
US
JPMorgan Chase & Co
NYSE:JPM
162.3
N/A N/A
ZA
A
Absa Bank Ltd
JSE:ABSP
Not Available N/A N/A
ZA
S
Standard Bank Group Ltd
JSE:SBK
Not Available N/A N/A
ZA
C
Capitec Bank Holdings Ltd
JSE:CPI
Not Available N/A N/A
US
Bank of America Corp
NYSE:BAC
504.9
N/A N/A
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
Not Available N/A N/A
CN
Agricultural Bank of China Ltd
SSE:601288
Not Available N/A N/A
US
Wells Fargo & Co
NYSE:WFC
75.9
N/A N/A
CN
Bank of China Ltd
SSE:601988
Not Available N/A N/A
CN
China Construction Bank Corp
SSE:601939
Not Available N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
BR
Nu Holdings Ltd
NYSE:NU
Average EV/EBIT: 28.9
28.9
358%
0.1
US
JPMorgan Chase & Co
NYSE:JPM
Not Available N/A N/A
ZA
A
Absa Bank Ltd
JSE:ABSP
Not Available N/A N/A
ZA
S
Standard Bank Group Ltd
JSE:SBK
Not Available N/A N/A
ZA
C
Capitec Bank Holdings Ltd
JSE:CPI
Not Available N/A N/A
US
Bank of America Corp
NYSE:BAC
Not Available N/A N/A
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
Not Available N/A N/A
CN
Agricultural Bank of China Ltd
SSE:601288
Not Available N/A N/A
US
Wells Fargo & Co
NYSE:WFC
Not Available N/A N/A
CN
Bank of China Ltd
SSE:601988
Not Available N/A N/A
CN
China Construction Bank Corp
SSE:601939
Not Available N/A N/A

See Also

Summary
NU intrinsic value, competitors valuation, and company profile.
DCF Valuation
NU stock valuation using Discount Cash Flow valuation method.
Relative Valuation
NU stock valuation using valuation multiples.
Wall Street Estimates
NU price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
NU stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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