Nu Holdings Ltd
NYSE:NU

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Nu Holdings Ltd
NYSE:NU
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Price: 10.38 USD 0.48% Market Closed
Market Cap: 49.5B USD
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Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

To be successful and remain in business, both growth and profitability are important and necessary. Net Income growth is often seen as a sign of a company's efficiency from an operational standpoint, but is influenced heavily by a company's goals and challenges and should therefore be assessed in conjunction with other metrics like revenue and operating income growth.

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Earnings Waterfall
Nu Holdings Ltd

Revenue
10.9B USD
Cost of Revenue
-2.9B USD
Gross Profit
8B USD
Operating Expenses
-5.4B USD
Operating Income
2.6B USD
Other Expenses
-807.3m USD
Net Income
1.8B USD

Margins Comparison
Nu Holdings Ltd Competitors

Country Company Market Cap Gross
Margin
Operating
Margin
Net
Margin
BR
Nu Holdings Ltd
NYSE:NU
49.9B USD
73%
24%
16%
US
JPMorgan Chase & Co
NYSE:JPM
668.9B USD
0%
0%
30%
ZA
Absa Bank Ltd
JSE:ABSP
394.3B Zac
0%
0%
17%
ZA
Standard Bank Group Ltd
JSE:SBK
371.3B Zac
0%
0%
19%
ZA
Capitec Bank Holdings Ltd
JSE:CPI
368.6B Zac
0%
0%
26%
US
Bank of America Corp
NYSE:BAC
339.6B USD
0%
0%
22%
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.4T CNY
0%
0%
41%
CN
Agricultural Bank of China Ltd
SSE:601288
1.8T CNY
0%
0%
36%
US
Wells Fargo & Co
NYSE:WFC
235.3B USD
0%
0%
21%
CN
Bank of China Ltd
SSE:601988
1.6T CNY
0%
0%
33%
CN
China Construction Bank Corp
SSE:601939
1.4T CNY
0%
0%
42%
Country BR
Market Cap 49.9B USD
Gross Margin
73%
Operating Margin
24%
Net Margin
16%
Country US
Market Cap 668.9B USD
Gross Margin
0%
Operating Margin
0%
Net Margin
30%
Country ZA
Market Cap 394.3B Zac
Gross Margin
0%
Operating Margin
0%
Net Margin
17%
Country ZA
Market Cap 371.3B Zac
Gross Margin
0%
Operating Margin
0%
Net Margin
19%
Country ZA
Market Cap 368.6B Zac
Gross Margin
0%
Operating Margin
0%
Net Margin
26%
Country US
Market Cap 339.6B USD
Gross Margin
0%
Operating Margin
0%
Net Margin
22%
Country CN
Market Cap 2.4T CNY
Gross Margin
0%
Operating Margin
0%
Net Margin
41%
Country CN
Market Cap 1.8T CNY
Gross Margin
0%
Operating Margin
0%
Net Margin
36%
Country US
Market Cap 235.3B USD
Gross Margin
0%
Operating Margin
0%
Net Margin
21%
Country CN
Market Cap 1.6T CNY
Gross Margin
0%
Operating Margin
0%
Net Margin
33%
Country CN
Market Cap 1.4T CNY
Gross Margin
0%
Operating Margin
0%
Net Margin
42%
No Stocks Found

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Return on Capital Comparison
Nu Holdings Ltd Competitors

Country Company Market Cap ROE ROA ROCE ROIC
BR
Nu Holdings Ltd
NYSE:NU
49.9B USD
26%
4%
30%
6%
US
JPMorgan Chase & Co
NYSE:JPM
668.9B USD
16%
1%
0%
0%
ZA
Absa Bank Ltd
JSE:ABSP
394.3B Zac
11%
1%
0%
0%
ZA
Standard Bank Group Ltd
JSE:SBK
371.3B Zac
17%
1%
0%
0%
ZA
Capitec Bank Holdings Ltd
JSE:CPI
368.6B Zac
29%
6%
0%
0%
US
Bank of America Corp
NYSE:BAC
339.6B USD
8%
1%
0%
0%
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.4T CNY
9%
1%
0%
0%
CN
Agricultural Bank of China Ltd
SSE:601288
1.8T CNY
9%
1%
0%
0%
US
Wells Fargo & Co
NYSE:WFC
235.3B USD
9%
1%
0%
0%
CN
Bank of China Ltd
SSE:601988
1.6T CNY
8%
1%
0%
0%
CN
China Construction Bank Corp
SSE:601939
1.4T CNY
10%
1%
0%
0%
Country BR
Market Cap 49.9B USD
ROE
26%
ROA
4%
ROCE
30%
ROIC
6%
Country US
Market Cap 668.9B USD
ROE
16%
ROA
1%
ROCE
0%
ROIC
0%
Country ZA
Market Cap 394.3B Zac
ROE
11%
ROA
1%
ROCE
0%
ROIC
0%
Country ZA
Market Cap 371.3B Zac
ROE
17%
ROA
1%
ROCE
0%
ROIC
0%
Country ZA
Market Cap 368.6B Zac
ROE
29%
ROA
6%
ROCE
0%
ROIC
0%
Country US
Market Cap 339.6B USD
ROE
8%
ROA
1%
ROCE
0%
ROIC
0%
Country CN
Market Cap 2.4T CNY
ROE
9%
ROA
1%
ROCE
0%
ROIC
0%
Country CN
Market Cap 1.8T CNY
ROE
9%
ROA
1%
ROCE
0%
ROIC
0%
Country US
Market Cap 235.3B USD
ROE
9%
ROA
1%
ROCE
0%
ROIC
0%
Country CN
Market Cap 1.6T CNY
ROE
8%
ROA
1%
ROCE
0%
ROIC
0%
Country CN
Market Cap 1.4T CNY
ROE
10%
ROA
1%
ROCE
0%
ROIC
0%
No Stocks Found

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

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