Mercury General Corp
NYSE:MCY

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Mercury General Corp
NYSE:MCY
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Price: 78.38 USD 1.77%
Market Cap: 4.3B USD
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Intrinsic Value

The intrinsic value of one MCY stock under the Base Case scenario is 81.85 USD. Compared to the current market price of 78.38 USD, Mercury General Corp is Undervalued by 4%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MCY Intrinsic Value
81.85 USD
Undervaluation 4%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
Mercury General Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Mercury General Corp
US
Insurance
Market Cap
4.3B USD
IPO
Nov 21, 1985
Employees
4 300
United States of America
Market Cap
4.3B USD
Industry
Insurance
IPO
Nov 21, 1985

Mercury General Corp. operates as a broker and agency writer of automobile insurance. The company is headquartered in Los Angeles, California and currently employs 4,300 full-time employees. The firm writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The Company’s automobile coverages include property damage, bodily injury, personal injury protection, underinsured, and uninsured motorist and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, fire, and other hazards. The firm offers standard, non-standard, and preferred private passenger automobile insurance. The firm also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. The Company’s subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company and Mercury Insurance Company of Illinois.

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Mercury General Corp

Cash & Short-Term Investments 616.3m
Insurance Receivable 725.3m
Deferred Policy Acquisition Cost 341.4m
PP&E 149.9m
Long-Term Investments 6B
Other Assets 301.7m
Insurance Policy Liabilities 5.2B
Long Term Debt 574m
Other Liabilities 566m

Wall St
Price Targets

MCY Price Targets Summary
Mercury General Corp

Wall Street analysts forecast MCY stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MCY is 81.6 USD with a low forecast of 80.8 USD and a high forecast of 84 USD.

Lowest
Price Target
80.8 USD
3% Upside
Average
Price Target
81.6 USD
4% Upside
Highest
Price Target
84 USD
7% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Nov 27, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for MCY is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Highest

Ownership

MCY Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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See Also

Discover More
What is the Intrinsic Value of one MCY stock?

The intrinsic value of one MCY stock under the Base Case scenario is 81.85 USD.

Is MCY stock undervalued or overvalued?

Compared to the current market price of 78.38 USD, Mercury General Corp is Undervalued by 4%.

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