LOB Relative Valuation - Live Oak Bancshares Inc - Alpha Spread
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Live Oak Bancshares Inc
NYSE:LOB

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Live Oak Bancshares Inc
NYSE:LOB
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Price: 49.72 USD 2.45% Market Closed
Market Cap: 2.3B USD
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Relative Value

The Relative Value of one LOB stock under the Base Case scenario is 50.39 USD. Compared to the current market price of 49.72 USD, Live Oak Bancshares Inc is Undervalued by 1%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

LOB Relative Value
Base Case
50.39 USD
Undervaluation 1%
Relative Value
Price
L
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
28
vs Industry
Median 3Y
3.5
Median 5Y
3.8
Industry
2.3
Forward
4.6
vs History
53
vs Industry
Median 3Y
15.5
Median 5Y
21.8
Industry
10.1
Forward
21.7
vs History
31
vs Industry
Median 3Y
1.9
Median 5Y
1.9
Industry
0.9
vs History
31
vs Industry
Median 3Y
0.2
Median 5Y
0.2
Industry
0.1

Multiples Across Competitors

LOB Competitors Multiples
Live Oak Bancshares Inc Competitors

All Multiples
P/S
P/E
P/B
All Countries
Close
Market Cap P/S P/E P/B
US
Live Oak Bancshares Inc
NYSE:LOB
2.2B USD 4.6 20.2 2.3
US
PNC Financial Services Group Inc
NYSE:PNC
74.4B USD 3.5 15.6 1.4
US
Truist Financial Corp
NYSE:TFC
57.5B USD 4 -26.4 0.9
US
M&T Bank Corp
NYSE:MTB
30B USD 3.3 13.3 1.1
US
Fifth Third Bancorp
NASDAQ:FITB
29.7B USD 3.5 13.8 1.5
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
27.9B USD 2.8 10.6 1.2
US
Huntington Bancshares Inc
NASDAQ:HBAN
21.7B USD 3 14.1 1.1
US
Regions Financial Corp
NYSE:RF
21.4B USD 3 13 1.2
CN
Bank of Jiangsu Co Ltd
SSE:600919
136.9B CNY 1.7 4.7 0.5
US
Citizens Financial Group Inc
NYSE:CFG
19.1B USD 2.4 15.7 0.8
CN
Bank of Ningbo Co Ltd
SZSE:002142
124.3B CNY 1.8 4.9 0.6

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