L

Live Oak Bancshares Inc
NYSE:LOB

Watchlist Manager
Live Oak Bancshares Inc
NYSE:LOB
Watchlist
Price: 39.76 USD 0.4% Market Closed
Market Cap: 1.8B USD
Have any thoughts about
Live Oak Bancshares Inc?
Write Note

Live Oak Bancshares Inc
Net Income (Common)

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Live Oak Bancshares Inc
Net Income (Common) Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Net Income (Common) CAGR 3Y CAGR 5Y CAGR 10Y
L
Live Oak Bancshares Inc
NYSE:LOB
Net Income (Common)
$83.7m
CAGR 3-Years
-20%
CAGR 5-Years
31%
CAGR 10-Years
N/A
PNC Financial Services Group Inc
NYSE:PNC
Net Income (Common)
$4.7B
CAGR 3-Years
-5%
CAGR 5-Years
-1%
CAGR 10-Years
2%
M&T Bank Corp
NYSE:MTB
Net Income (Common)
$2.3B
CAGR 3-Years
8%
CAGR 5-Years
4%
CAGR 10-Years
9%
Truist Financial Corp
NYSE:TFC
Net Income (Common)
-$1.9B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Fifth Third Bancorp
NASDAQ:FITB
Net Income (Common)
$2.1B
CAGR 3-Years
-7%
CAGR 5-Years
-1%
CAGR 10-Years
4%
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
Net Income (Common)
$2.5B
CAGR 3-Years
67%
CAGR 5-Years
42%
CAGR 10-Years
38%
No Stocks Found

Live Oak Bancshares Inc
Glance View

Market Cap
1.8B USD
Industry
Banking

Live Oak Bancshares Inc., founded in 2008 and headquartered in Wilmington, North Carolina, has carved a distinctive niche in the banking sector with its innovative approach to small business financing. At its core, Live Oak focuses on providing specialized lending services to small and medium-sized enterprises (SMEs) across a wide array of industries, including veterinary, dental, and healthcare practices, as well as independent pharmacies, and even wine and craft breweries. The bank has efficiently leveraged technology to streamline the lending process, employing a tech-savvy and customer-centric approach to address the specific needs of niche markets that are often underserved by traditional banks. This strategy has allowed Live Oak to expand its reach and build professional relationships with business owners across all 50 states, facilitating growth and sustainability for local ventures. Revenue generation for Live Oak primarily comes from interest earned on loans and a suite of financial services tailored to small business clients. The bank positions itself not just as a lender, but as a partner, offering extensive support services, including business advisory and management tools. Additionally, by participating actively in the Small Business Administration (SBA) loan programs, Live Oak Bancshares benefits from reduced risk and favorable funding conditions, ensuring steady revenue streams while supporting small business initiatives. Its technology-driven infrastructure minimizes operational costs and enhances efficiency, providing a competitive edge that allows higher return on investments and solidifies its reputation as a forward-thinking institution in the banking ecosystem. With a focus on adaptability and growth, Live Oak continues to thrive by aligning its financial products and services with the evolving demands of its client base.

LOB Intrinsic Value
52.29 USD
Undervaluation 24%
Intrinsic Value
Price
L

See Also

What is Live Oak Bancshares Inc's Net Income (Common)?
Net Income (Common)
83.7m USD

Based on the financial report for Sep 30, 2024, Live Oak Bancshares Inc's Net Income (Common) amounts to 83.7m USD.

What is Live Oak Bancshares Inc's Net Income (Common) growth rate?
Net Income (Common) CAGR 5Y
31%

Over the last year, the Net Income (Common) growth was 41%. The average annual Net Income (Common) growth rates for Live Oak Bancshares Inc have been -20% over the past three years , 31% over the past five years .

Back to Top