Kinsale Capital Group Inc
NYSE:KNSL
Income Statement
Income Statement
Kinsale Capital Group Inc
| Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
2
|
3
|
4
|
7
|
9
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
0
|
0
|
0
|
|
| Gross Premiums Earned |
74
|
88
|
103
|
118
|
134
|
144
|
155
|
167
|
176
|
184
|
192
|
201
|
213
|
226
|
241
|
260
|
283
|
311
|
342
|
378
|
413
|
446
|
487
|
535
|
597
|
656
|
714
|
771
|
814
|
874
|
943
|
1 017
|
1 100
|
1 174
|
1 251
|
1 320
|
1 385
|
1 442
|
1 495
|
1 559
|
1 617
|
|
| Revenue |
80
N/A
|
95
+19%
|
110
+16%
|
125
+14%
|
142
+13%
|
152
+7%
|
163
+8%
|
176
+8%
|
187
+6%
|
194
+4%
|
204
+5%
|
216
+6%
|
222
+3%
|
244
+10%
|
262
+7%
|
280
+7%
|
303
+8%
|
336
+11%
|
367
+9%
|
405
+10%
|
442
+9%
|
477
+8%
|
519
+9%
|
569
+10%
|
630
+11%
|
692
+10%
|
753
+9%
|
815
+8%
|
866
+6%
|
934
+8%
|
1 016
+9%
|
1 108
+9%
|
1 208
+9%
|
1 303
+8%
|
1 394
+7%
|
1 471
+6%
|
1 542
+5%
|
1 607
+4%
|
1 668
+4%
|
1 744
+5%
|
1 813
+4%
|
|
| Operating Income | ||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(47)
|
(62)
|
(78)
|
(90)
|
(102)
|
(111)
|
(119)
|
(139)
|
(148)
|
(156)
|
(166)
|
(169)
|
(182)
|
(190)
|
(203)
|
(220)
|
(240)
|
(266)
|
(291)
|
(334)
|
(359)
|
(383)
|
(411)
|
(424)
|
(464)
|
(510)
|
(552)
|
(613)
|
(640)
|
(687)
|
(738)
|
(775)
|
(831)
|
(893)
|
(955)
|
(1 010)
|
(1 062)
|
(1 116)
|
(1 149)
|
(1 194)
|
(1 229)
|
|
| Selling, General & Administrative |
0
|
(16)
|
(17)
|
(18)
|
(19)
|
(19)
|
(19)
|
(19)
|
(18)
|
(18)
|
(19)
|
(20)
|
(20)
|
(22)
|
(23)
|
(25)
|
(28)
|
(30)
|
(32)
|
(31)
|
(36)
|
(38)
|
(41)
|
(46)
|
(49)
|
(53)
|
(56)
|
(60)
|
(65)
|
(69)
|
(74)
|
(82)
|
(86)
|
(91)
|
(97)
|
(101)
|
(109)
|
(114)
|
(120)
|
(126)
|
0
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Benefits Claims Loss Adjustment |
(25)
|
(44)
|
(59)
|
(70)
|
(81)
|
(89)
|
(98)
|
(119)
|
(130)
|
(138)
|
(147)
|
(150)
|
(162)
|
(168)
|
(180)
|
(195)
|
(212)
|
(236)
|
(259)
|
(302)
|
(322)
|
(343)
|
(368)
|
(376)
|
(414)
|
(457)
|
(496)
|
(553)
|
(573)
|
(616)
|
(662)
|
(690)
|
(743)
|
(799)
|
(856)
|
(906)
|
(949)
|
(1 000)
|
(1 027)
|
(1 067)
|
(1 227)
|
|
| Other Operating Expenses |
(22)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(1)
|
(0)
|
(0)
|
0
|
(1)
|
(1)
|
(2)
|
(2)
|
(1)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
|
| Operating Income |
33
N/A
|
33
+1%
|
33
-2%
|
36
+10%
|
40
+11%
|
41
+3%
|
44
+9%
|
38
-15%
|
39
+2%
|
38
-1%
|
38
-1%
|
47
+23%
|
40
-13%
|
54
+35%
|
59
+7%
|
60
+2%
|
64
+7%
|
70
+10%
|
76
+9%
|
70
-7%
|
83
+18%
|
94
+13%
|
108
+14%
|
145
+35%
|
167
+15%
|
181
+9%
|
201
+11%
|
202
+1%
|
227
+12%
|
247
+9%
|
278
+12%
|
333
+20%
|
378
+13%
|
410
+9%
|
438
+7%
|
461
+5%
|
480
+4%
|
491
+2%
|
518
+6%
|
550
+6%
|
584
+6%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
(12)
|
2
|
8
|
17
|
40
|
34
|
27
|
22
|
7
|
(25)
|
(31)
|
(32)
|
(23)
|
4
|
3
|
5
|
20
|
17
|
43
|
33
|
18
|
44
|
47
|
48
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
|
| Pre-Tax Income |
34
N/A
|
34
+0%
|
33
-2%
|
36
+10%
|
40
+9%
|
41
+4%
|
44
+9%
|
38
-15%
|
39
+2%
|
38
-1%
|
38
-1%
|
47
+23%
|
40
-13%
|
54
+35%
|
59
+7%
|
60
+2%
|
76
+28%
|
58
-23%
|
78
+34%
|
79
+1%
|
100
+27%
|
135
+34%
|
142
+5%
|
172
+21%
|
189
+10%
|
188
0%
|
177
-6%
|
171
-3%
|
196
+14%
|
225
+15%
|
283
+26%
|
338
+20%
|
384
+14%
|
431
+12%
|
457
+6%
|
506
+11%
|
515
+2%
|
511
-1%
|
564
+10%
|
598
+6%
|
634
+6%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(11)
|
(11)
|
(11)
|
(12)
|
(13)
|
(14)
|
(15)
|
(12)
|
(12)
|
(10)
|
(8)
|
(9)
|
(7)
|
(9)
|
(10)
|
(10)
|
(13)
|
(9)
|
(12)
|
(11)
|
(12)
|
(19)
|
(21)
|
(29)
|
(36)
|
(36)
|
(33)
|
(31)
|
(36)
|
(42)
|
(54)
|
(66)
|
(76)
|
(80)
|
(86)
|
(97)
|
(100)
|
(106)
|
(117)
|
(124)
|
(131)
|
|
| Income from Continuing Operations |
22
|
22
|
22
|
24
|
26
|
27
|
30
|
26
|
27
|
28
|
29
|
37
|
34
|
45
|
49
|
50
|
63
|
50
|
66
|
68
|
88
|
115
|
121
|
143
|
153
|
152
|
144
|
140
|
159
|
183
|
229
|
272
|
308
|
351
|
371
|
409
|
415
|
405
|
447
|
474
|
504
|
|
| Net Income (Common) |
22
N/A
|
22
+1%
|
22
-2%
|
24
+9%
|
26
+9%
|
27
+4%
|
30
+9%
|
26
-13%
|
25
-4%
|
26
+4%
|
28
+6%
|
35
+28%
|
34
-4%
|
45
+34%
|
49
+8%
|
50
+2%
|
63
+27%
|
50
-22%
|
66
+33%
|
68
+3%
|
88
+30%
|
115
+31%
|
121
+5%
|
143
+18%
|
153
+7%
|
152
0%
|
144
-6%
|
140
-3%
|
159
+14%
|
183
+15%
|
229
+25%
|
272
+19%
|
308
+13%
|
351
+14%
|
371
+6%
|
409
+10%
|
415
+1%
|
405
-2%
|
447
+10%
|
474
+6%
|
504
+6%
|
|
| EPS (Diluted) |
1.06
N/A
|
1.07
+1%
|
1.04
-3%
|
1.14
+10%
|
1.25
+10%
|
1.29
+3%
|
1.4
+9%
|
1.22
-13%
|
1.15
-6%
|
1.19
+3%
|
1.27
+7%
|
1.62
+28%
|
1.56
-4%
|
2.08
+33%
|
2.24
+8%
|
2.24
N/A
|
2.86
+28%
|
2.19
-23%
|
2.92
+33%
|
2.96
+1%
|
3.87
+31%
|
5.02
+30%
|
5.24
+4%
|
6.18
+18%
|
6.62
+7%
|
6.61
0%
|
6.23
-6%
|
6.07
-3%
|
6.88
+13%
|
7.86
+14%
|
9.82
+25%
|
11.68
+19%
|
13.22
+13%
|
15.05
+14%
|
15.9
+6%
|
17.54
+10%
|
17.78
+1%
|
17.38
-2%
|
19.17
+10%
|
20.36
+6%
|
21.65
+6%
|
|