Home BancShares Inc
NYSE:HOMB

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Home BancShares Inc
NYSE:HOMB
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Price: 28.36 USD -1.32% Market Closed
Market Cap: 5.6B USD
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Home BancShares Inc
Loan Loss Provision

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Home BancShares Inc
Loan Loss Provision Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Loan Loss Provision CAGR 3Y CAGR 5Y CAGR 10Y
Home BancShares Inc
NYSE:HOMB
Loan Loss Provision
-$37m
CAGR 3-Years
-45%
CAGR 5-Years
-95%
CAGR 10-Years
-6%
PNC Financial Services Group Inc
NYSE:PNC
Loan Loss Provision
-$865m
CAGR 3-Years
N/A
CAGR 5-Years
-4%
CAGR 10-Years
-10%
M&T Bank Corp
NYSE:MTB
Loan Loss Provision
-$695m
CAGR 3-Years
N/A
CAGR 5-Years
-34%
CAGR 10-Years
-18%
Truist Financial Corp
NYSE:TFC
Loan Loss Provision
-$2B
CAGR 3-Years
N/A
CAGR 5-Years
-27%
CAGR 10-Years
-24%
Fifth Third Bancorp
NASDAQ:FITB
Loan Loss Provision
-$406m
CAGR 3-Years
N/A
CAGR 5-Years
0%
CAGR 10-Years
-4%
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
Loan Loss Provision
-$525m
CAGR 3-Years
N/A
CAGR 5-Years
-71%
CAGR 10-Years
N/A
No Stocks Found

Home BancShares Inc
Glance View

Market Cap
5.6B USD
Industry
Banking
Economic Moat
None

Home BancShares Inc., a prominent financial holding company, weaves its success story through the growth and expansion of its wholly-owned subsidiary, Centennial Bank. Founded in 1998, Home BancShares has strategically navigated the dynamic banking landscape, leveraging its position primarily across Arkansas, Florida, Alabama, and parts of New York City. Its business model hinges on offering a robust suite of community banking services, which span from loans and deposit accounts to more specialized financial solutions like treasury management and online banking. By maintaining a keen focus on residential and commercial real estate loans, as well as commercial and industrial lending, Home BancShares has adeptly managed to anchor itself in regional markets that provide promising growth opportunities. The core of Home BancShares' profitability lies in its adept management of interest income–the difference between interest earned on loans and interest paid on deposits. By maintaining a delicate balance of risk and return, the company ensures a steady stream of earnings from its lending activities while simultaneously expanding its deposit base to fund these loans economically. Furthermore, the bank benefits from non-interest income sources, such as service charges on deposit accounts and fees for various banking services, which add resilience to its revenue stream. Strategic acquisitions have been a hallmark of Home BancShares' growth strategy, enabling the bank to extend its footprint in lucrative markets while optimizing its operational scale. Collectively, these efforts paint a picture of a company committed to sustainable growth and profitability in the ever-evolving world of community banking.

HOMB Intrinsic Value
29.16 USD
Undervaluation 3%
Intrinsic Value
Price

See Also

What is Home BancShares Inc's Loan Loss Provision?
Loan Loss Provision
-37m USD

Based on the financial report for Sep 30, 2024, Home BancShares Inc's Loan Loss Provision amounts to -37m USD.

What is Home BancShares Inc's Loan Loss Provision growth rate?
Loan Loss Provision CAGR 10Y
-6%

Over the last year, the Loan Loss Provision growth was -222%. The average annual Loan Loss Provision growth rates for Home BancShares Inc have been -45% over the past three years , -95% over the past five years , and -6% over the past ten years .

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