FNB Corp
NYSE:FNB

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FNB Corp
NYSE:FNB
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Price: 17.15 USD 2.33% Market Closed
Market Cap: 6.2B USD
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Intrinsic Value

The intrinsic value of one FNB stock under the Base Case scenario is 21 USD. Compared to the current market price of 17.15 USD, FNB Corp is Undervalued by 18%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FNB Intrinsic Value
21 USD
Undervaluation 18%
Intrinsic Value
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FNB Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
FNB Corp

Net Loans 33.3B
Investments 9.8B
PP&E 704m
Intangibles 2.5B
Other Assets 1.6B
Total Deposits 36.8B
Short Term Debt 502m
Long Term Debt 765m
Other Liabilities 3.7B
Earnings Calls

F.N.B. Corporation achieved a third-quarter net income of $123 million, or $0.34 per share, supported by a significant $431 million indirect auto loan sale that enhanced capital ratios. Total loans grew 1.2% linked-quarter to $33.7 billion, while deposits soared 5% to $36.8 billion, driven by strategic initiatives, reflecting the bank's solid market position. The loan-to-deposit ratio improved substantially to 91.7%. Looking ahead, the bank anticipates mid-single-digit growth in loans and deposits for the fourth quarter, with projected net interest income between $310 million and $320 million, as noninterest income continues to show strength.

What is Earnings Call?

Wall St
Price Targets

FNB Price Targets Summary
FNB Corp

Wall Street analysts forecast FNB stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FNB is 17.6 USD with a low forecast of 16.16 USD and a high forecast of 19.95 USD.

Lowest
Price Target
16.16 USD
6% Downside
Average
Price Target
17.6 USD
3% Upside
Highest
Price Target
19.95 USD
16% Upside
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Dividends

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Dividend Per Share
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0
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Shareholder Yield

Current shareholder yield for FNB is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

FNB Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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12 Months
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Profile

FNB Corp Logo
FNB Corp

Country

United States of America

Industry

Banking

Market Cap

6.2B USD

Dividend Yield

2.8%

Description

F.N.B.Corp. is a financial holding company. The company is headquartered in Pittsburgh, Pennsylvania and currently employs 3,886 full-time employees. Corporation is a diversified financial service holding company. The Company, through its subsidiaries, provides a range of financial services, principally to consumers, corporations, governments and small- to medium-sized businesses in its market areas through its subsidiary network, which is led by its subsidiary, First National Bank of Pennsylvania. Its segments include Community Banking, Wealth Management and Insurance. Its Community Banking segment provides commercial and consumer banking services, including corporate banking, small business banking and others. Its Wealth Management segment provides personal and corporate fiduciary services, including the administration of decedent and trust estates. Its Insurance segment includes a full-service insurance agency offering commercial and personal insurance. The company has approximately 334 community banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. and Virginia.

Contact

PENNSYLVANIA
Pittsburgh
F.N.B. Corporation, One North Shore Center, 12 Federal St.
+18005555455.0
www.fnb-online.com

IPO

1986-09-02

Employees

3 886

Officers

Chairman, President & CEO
Mr. Vincent J. Delie Jr.
Chief Financial Officer
Mr. Vincent J. Calabrese Jr.
Chief Credit Officer
Mr. Gary Lee Guerrieri
Chief Consumer Banking Officer
Mr. Barry C. Robinson
Chief Wholesale Banking Officer
Mr. David Bryant Mitchell II
Principal Accounting Officer, Corporate Controller & Senior VP
Mr. James L. Dutey
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Chief Legal Officer & Corporate Secretary
Mr. James G. Orie Esq.
Chief Communications Officer
Ms. Jennifer M. Reel
Chief Risk Officer
Mr. Thomas M. Whitesel
Chief Audit Executive
Ms. Christine E. Tvaroch
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See Also

Discover More
What is the Intrinsic Value of one FNB stock?

The intrinsic value of one FNB stock under the Base Case scenario is 21 USD.

Is FNB stock undervalued or overvalued?

Compared to the current market price of 17.15 USD, FNB Corp is Undervalued by 18%.

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