Flagstar Financial Inc
NYSE:FLG
Balance Sheet
Balance Sheet Decomposition
Flagstar Financial Inc
Flagstar Financial Inc
Balance Sheet
Flagstar Financial Inc
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
5 444
|
10 422
|
13 318
|
16 949
|
19 568
|
20 270
|
22 098
|
28 265
|
27 835
|
29 115
|
30 376
|
32 421
|
35 268
|
37 645
|
38 899
|
38 230
|
40 006
|
41 747
|
42 690
|
45 539
|
68 608
|
83 627
|
67 071
|
59 702
|
|
| Investments |
4 719
|
9 758
|
7 370
|
6 562
|
5 985
|
6 932
|
7 055
|
7 756
|
7 763
|
7 437
|
7 315
|
9 013
|
8 160
|
7 366
|
4 984
|
4 929
|
6 731
|
6 756
|
7 260
|
7 193
|
12 066
|
15 176
|
17 090
|
17 799
|
|
| PP&E Net |
75
|
153
|
148
|
140
|
196
|
215
|
218
|
205
|
234
|
251
|
264
|
273
|
319
|
322
|
374
|
369
|
346
|
599
|
554
|
519
|
491
|
1 078
|
978
|
477
|
|
| Intangible Assets |
52
|
99
|
88
|
87
|
106
|
111
|
88
|
106
|
185
|
169
|
177
|
257
|
235
|
250
|
234
|
6
|
1
|
0
|
0
|
0
|
1 320
|
1 736
|
514
|
381
|
|
| Goodwill |
625
|
1 918
|
1 951
|
1 981
|
2 148
|
2 437
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 436
|
2 426
|
2 426
|
2 426
|
2 426
|
0
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
10
|
257
|
155
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
948
|
2 553
|
2 827
|
2 384
|
2 466
|
2 816
|
2 866
|
3 952
|
3 825
|
3 651
|
4 314
|
4 273
|
4 181
|
4 358
|
4 045
|
3 821
|
3 783
|
4 020
|
4 438
|
4 728
|
6 237
|
4 408
|
4 122
|
5 027
|
|
| Total Assets |
11 313
N/A
|
23 441
+107%
|
24 038
+3%
|
26 284
+9%
|
28 482
+8%
|
30 580
+7%
|
32 467
+6%
|
42 154
+30%
|
41 191
-2%
|
42 024
+2%
|
44 145
+5%
|
46 688
+6%
|
48 559
+4%
|
50 318
+4%
|
48 927
-3%
|
49 124
+0%
|
51 899
+6%
|
53 641
+3%
|
56 306
+5%
|
59 527
+6%
|
90 144
+51%
|
114 057
+27%
|
100 160
-12%
|
87 512
-13%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
286
|
267
|
249
|
122
|
446
|
463
|
0
|
|
| Short-Term Debt |
1 984
|
6 828
|
5 902
|
4 351
|
3 850
|
4 411
|
4 635
|
4 125
|
4 125
|
4 125
|
4 225
|
3 870
|
3 685
|
1 926
|
1 400
|
250
|
200
|
0
|
800
|
800
|
0
|
1 000
|
0
|
0
|
|
| Total Deposits |
5 256
|
10 329
|
10 402
|
12 105
|
12 619
|
13 157
|
14 376
|
22 316
|
21 809
|
22 274
|
24 878
|
25 661
|
28 329
|
28 427
|
28 888
|
29 102
|
30 764
|
31 657
|
32 437
|
35 059
|
58 721
|
81 526
|
75 870
|
66 000
|
|
| Other Interest Bearing Liabilities |
2 265
|
2 417
|
3 504
|
5 473
|
7 315
|
7 861
|
7 708
|
8 956
|
8 376
|
9 314
|
8 843
|
10 873
|
10 183
|
13 464
|
11 665
|
12 105
|
13 054
|
13 103
|
14 628
|
15 105
|
20 325
|
19 250
|
13 400
|
0
|
|
| Total Current Liabilities |
1 984
|
6 828
|
5 902
|
4 351
|
3 850
|
4 411
|
4 635
|
4 125
|
4 125
|
4 125
|
4 225
|
3 870
|
3 685
|
1 926
|
1 400
|
250
|
200
|
286
|
1 067
|
1 049
|
122
|
1 446
|
463
|
0
|
|
| Long-Term Debt |
369
|
795
|
808
|
811
|
810
|
722
|
1 154
|
1 084
|
1 035
|
521
|
362
|
362
|
358
|
359
|
609
|
559
|
954
|
1 455
|
656
|
657
|
1 007
|
1 017
|
1 026
|
12 184
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
6
|
20
|
12
|
33
|
85
|
79
|
201
|
420
|
384
|
107
|
517
|
51
|
0
|
|
| Other Liabilities |
116
|
203
|
235
|
219
|
199
|
246
|
375
|
306
|
319
|
224
|
181
|
181
|
202
|
220
|
209
|
228
|
193
|
227
|
257
|
229
|
1 038
|
1 934
|
1 182
|
1 185
|
|
| Total Liabilities |
9 990
N/A
|
20 573
+106%
|
20 851
+1%
|
22 959
+10%
|
24 793
+8%
|
26 398
+6%
|
28 248
+7%
|
36 787
+30%
|
35 664
-3%
|
36 459
+2%
|
38 489
+6%
|
40 953
+6%
|
42 777
+4%
|
44 383
+4%
|
42 803
-4%
|
42 329
-1%
|
45 244
+7%
|
46 929
+4%
|
49 464
+5%
|
52 483
+6%
|
81 320
+55%
|
105 690
+30%
|
91 992
-13%
|
79 369
-14%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
1
|
2
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
5
|
508
|
508
|
508
|
508
|
508
|
510
|
510
|
508
|
508
|
|
| Retained Earnings |
275
|
435
|
452
|
476
|
421
|
391
|
124
|
175
|
282
|
325
|
388
|
423
|
465
|
37
|
128
|
238
|
297
|
342
|
494
|
741
|
1 041
|
443
|
763
|
988
|
|
| Additional Paid In Capital |
1 105
|
2 566
|
3 013
|
3 013
|
3 341
|
3 813
|
4 182
|
5 238
|
5 286
|
5 309
|
5 327
|
5 346
|
5 370
|
6 024
|
6 048
|
6 073
|
6 100
|
6 115
|
6 123
|
6 126
|
8 130
|
8 231
|
9 282
|
9 303
|
|
| Unrealized Security Profit/Loss |
35
|
35
|
41
|
0
|
0
|
15
|
37
|
10
|
8
|
12
|
1
|
5
|
2
|
2
|
6
|
34
|
17
|
25
|
67
|
45
|
626
|
581
|
653
|
0
|
|
| Treasury Stock |
69
|
80
|
223
|
100
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
0
|
0
|
8
|
162
|
221
|
258
|
246
|
237
|
218
|
219
|
190
|
|
| Other Equity |
23
|
19
|
18
|
66
|
76
|
10
|
52
|
41
|
38
|
60
|
61
|
31
|
53
|
55
|
51
|
49
|
71
|
58
|
92
|
40
|
6
|
18
|
13
|
490
|
|
| Total Equity |
1 324
N/A
|
2 869
+117%
|
3 186
+11%
|
3 325
+4%
|
3 690
+11%
|
4 182
+13%
|
4 219
+1%
|
5 367
+27%
|
5 526
+3%
|
5 566
+1%
|
5 656
+2%
|
5 736
+1%
|
5 782
+1%
|
5 935
+3%
|
6 124
+3%
|
6 795
+11%
|
6 655
-2%
|
6 712
+1%
|
6 842
+2%
|
7 044
+3%
|
8 824
+25%
|
8 367
-5%
|
8 168
-2%
|
8 143
0%
|
|
| Total Liabilities & Equity |
11 313
N/A
|
23 441
+107%
|
24 038
+3%
|
26 284
+9%
|
28 482
+8%
|
30 580
+7%
|
32 467
+6%
|
42 154
+30%
|
41 191
-2%
|
42 024
+2%
|
44 145
+5%
|
46 688
+6%
|
48 559
+4%
|
50 318
+4%
|
48 927
-3%
|
49 124
+0%
|
51 899
+6%
|
53 641
+3%
|
56 306
+5%
|
59 527
+6%
|
90 144
+51%
|
114 057
+27%
|
100 160
-12%
|
87 512
-13%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
63
|
86
|
88
|
90
|
98
|
108
|
115
|
144
|
145
|
146
|
146
|
147
|
148
|
162
|
162
|
163
|
158
|
156
|
155
|
155
|
227
|
241
|
415
|
416
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
|