FinVolution Group
NYSE:FINV

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FinVolution Group
NYSE:FINV
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Price: 6.18 USD -1.75% Market Closed
Market Cap: 1.6B USD
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Intrinsic Value

The intrinsic value of one FINV stock under the Base Case scenario is 18.89 USD. Compared to the current market price of 6.18 USD, FinVolution Group is Undervalued by 67%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FINV Intrinsic Value
18.89 USD
Undervaluation 67%
Intrinsic Value
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FinVolution Group

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
FinVolution Group

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Financials
Annual
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Balance Sheet Decomposition
FinVolution Group

Current Assets 11.9B
Cash & Short-Term Investments 5.7B
Receivables 4.2B
Other Current Assets 2B
Non-Current Assets 10.1B
Long-Term Investments 3.6B
PP&E 670.5m
Intangibles 187.7m
Other Non-Current Assets 5.6B
Current Liabilities 1.9B
Accrued Liabilities 1.4B
Short-Term Debt 5.5m
Other Current Liabilities 490m
Non-Current Liabilities 6B
Other Non-Current Liabilities 6B
Efficiency

Earnings Waterfall
FinVolution Group

Revenue
12.8B CNY
Cost of Revenue
-2.2B CNY
Gross Profit
10.6B CNY
Operating Expenses
-3.5B CNY
Operating Income
7B CNY
Other Expenses
-4.8B CNY
Net Income
2.2B CNY

Free Cash Flow Analysis
FinVolution Group

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

FINV Profitability Score
Profitability Due Diligence

FinVolution Group's profitability score is 69/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Year Average ROIC
Positive Operating Income
Positive 3-Year Average ROE
69/100
Profitability
Score

FinVolution Group's profitability score is 69/100. The higher the profitability score, the more profitable the company is.

FINV Solvency Score
Solvency Due Diligence

FinVolution Group's solvency score is 87/100. The higher the solvency score, the more solvent the company is.

High Interest Coverage
Short-Term Solvency
Negative Net Debt
Low D/E
87/100
Solvency
Score

FinVolution Group's solvency score is 87/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

FINV Price Targets Summary
FinVolution Group

Wall Street analysts forecast FINV stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FINV is 7.13 USD with a low forecast of 6.06 USD and a high forecast of 8.82 USD.

Lowest
Price Target
6.06 USD
2% Downside
Average
Price Target
7.13 USD
15% Upside
Highest
Price Target
8.82 USD
43% Upside
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Dividends

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Dividend Per Share
N/A
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Growth 10Y
Dividend Safety Score
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0
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Shareholder Yield

Current shareholder yield for FINV is .

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Profile

FinVolution Group Logo
FinVolution Group

Country

China

Industry

Financial Services

Market Cap

1.6B USD

Dividend Yield

3.83%

Description

FinVolution Group is an online consumer finance platform in China connecting underserved individual borrowers with financial institutions. The company is headquartered in Shanghai, Shanghai. The company went IPO on 2017-11-10. The Company’s products and services include loan services offered to borrowers, investment services offered to individual investors and institutional funding partners. The loan services offered to borrowers include standard loan products, consumption loan products and other loan products. The investment services offered to individual investors include self-discretionary investing tools, automated investing tools, investment programs and a secondary loan market. The firm also introduces borrowers to institutional funding partners and provides preliminary credit assessment services as well as other services.

Contact

SHANGHAI
Shanghai
Building G1, No. 999 Dangui Road, Pudong New District
+862131186888.0
www.xinye.com

IPO

2017-11-10

Employees

3 064

Officers

Chairman & Chief Innovation Officer
Mr. Shaofeng Gu
Co-Founder, CEO & Vice Chairman
Mr. Tiezheng Li
President & Chief Compliance Officer
Ms. Pingping Chen
Co-Founder & Director
Mr. Jun Zhang
Chief Financial Officer
Mr. Jiayuan Xu
CTO & COO
Mr. Yuxiang Wang
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Head of Investor Relations
Jimmy Tan
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See Also

Discover More
What is the Intrinsic Value of one FINV stock?

The intrinsic value of one FINV stock under the Base Case scenario is 18.89 USD.

Is FINV stock undervalued or overvalued?

Compared to the current market price of 6.18 USD, FinVolution Group is Undervalued by 67%.

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