FinVolution Group
NYSE:FINV

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FinVolution Group
NYSE:FINV
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Price: 7.69 USD -0.39% Market Closed
Market Cap: 2B USD

Relative Value

The Relative Value of one FINV stock under the Base Case scenario is 15.28 USD. Compared to the current market price of 7.69 USD, FinVolution Group is Undervalued by 50%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

FINV Relative Value
Base Case
15.28 USD
Undervaluation 50%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
11
vs Industry
68
Median 3Y
0.7
Median 5Y
0.7
Industry
3
Forward
1
vs History
3
vs Industry
52
Median 3Y
3.7
Median 5Y
3.5
Industry
14.2
Forward
4.8
vs History
19
vs Industry
23
Median 3Y
8.3
Median 5Y
6.9
Industry
9.4
vs History
26
vs Industry
25
Median 3Y
9.6
Median 5Y
7
Industry
12
vs History
12
vs Industry
39
Median 3Y
0.7
Median 5Y
0.7
Industry
1.2
vs History
11
vs Industry
74
Median 3Y
0.3
Median 5Y
0.3
Industry
4.6
Forward
0.7
vs History
12
vs Industry
76
Median 3Y
0.4
Median 5Y
0.4
Industry
6.9
vs History
12
vs Industry
65
Median 3Y
0.7
Median 5Y
0.6
Industry
13.6
Forward
3.1
vs History
12
vs Industry
61
Median 3Y
0.7
Median 5Y
0.6
Industry
13.9
Forward
3.2
vs History
15
vs Industry
33
Median 3Y
3.2
Median 5Y
2.9
Industry
11.7
vs History
15
vs Industry
32
Median 3Y
4.1
Median 5Y
3
Industry
12.8
vs History
11
vs Industry
50
Median 3Y
0.2
Median 5Y
0.2
Industry
0.9

Multiples Across Competitors

FINV Competitors Multiples
FinVolution Group Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
CN
FinVolution Group
NYSE:FINV
2B USD 1.1 6.1 1.4 1.4
US
American Express Co
NYSE:AXP
185.6B USD 2.6 18.3 22.6 25.6
US
Capital One Financial Corp
NYSE:COF
70B USD 1.8 15.3 34.5 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.6T INR 8.6 35.3 28.2 29
US
Discover Financial Services
NYSE:DFS
46.6B USD 2.1 8.4 203.7 0
US
Synchrony Financial
NYSE:SYF
19.6B USD 1.1 6.8 76 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
17B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 5.4 31.9 38.7 40
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR 3.1 13.1 19.4 20.2
US
SoFi Technologies Inc
NASDAQ:SOFI
14.1B USD 5.3 29.4 84.5 0
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.2 8.5 12.2