First Commonwealth Financial Corp
NYSE:FCF

Watchlist Manager
First Commonwealth Financial Corp Logo
First Commonwealth Financial Corp
NYSE:FCF
Watchlist
Price: 19.21 USD 2.51% Market Closed
Market Cap: 2B USD
Have any thoughts about
First Commonwealth Financial Corp?
Write Note

Intrinsic Value

The intrinsic value of one FCF stock under the Base Case scenario is 19.83 USD. Compared to the current market price of 19.21 USD, First Commonwealth Financial Corp is Undervalued by 3%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FCF Intrinsic Value
19.83 USD
Undervaluation 3%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
First Commonwealth Financial Corp

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for FCF cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about FCF?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
First Commonwealth Financial Corp

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about First Commonwealth Financial Corp

Provide an overview of the primary business activities
of First Commonwealth Financial Corp.

What unique competitive advantages
does First Commonwealth Financial Corp hold over its rivals?

What risks and challenges
does First Commonwealth Financial Corp face in the near future?

Has there been any significant insider trading activity
in First Commonwealth Financial Corp recently?

Summarize the latest earnings call
of First Commonwealth Financial Corp.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for First Commonwealth Financial Corp.

Provide P/S
for First Commonwealth Financial Corp.

Provide P/E
for First Commonwealth Financial Corp.

Provide P/B
for First Commonwealth Financial Corp.

Show me price targets
for First Commonwealth Financial Corp made by professional analysts.

What are the Revenue projections
for First Commonwealth Financial Corp?

How accurate were the past Revenue estimates
for First Commonwealth Financial Corp?

What are the Net Income projections
for First Commonwealth Financial Corp?

How accurate were the past Net Income estimates
for First Commonwealth Financial Corp?

What are the EPS projections
for First Commonwealth Financial Corp?

How accurate were the past EPS estimates
for First Commonwealth Financial Corp?

What are the EBIT projections
for First Commonwealth Financial Corp?

How accurate were the past EBIT estimates
for First Commonwealth Financial Corp?

Compare the revenue forecasts
for First Commonwealth Financial Corp with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of First Commonwealth Financial Corp and its key competitors using the latest financial data.

Compare historical revenue growth rates
of First Commonwealth Financial Corp against its competitors.

Analyze the profit margins
(gross, operating, and net) of First Commonwealth Financial Corp compared to its peers.

Compare the P/E ratios
of First Commonwealth Financial Corp against its peers.

Discuss the investment returns and shareholder value creation
comparing First Commonwealth Financial Corp with its peers.

Analyze the financial leverage
of First Commonwealth Financial Corp compared to its main competitors.

Show all profitability ratios
for First Commonwealth Financial Corp.

Provide ROE
for First Commonwealth Financial Corp.

Provide ROA
for First Commonwealth Financial Corp.

Provide Net Interest Margin
for First Commonwealth Financial Corp.

Provide Net Margin
for First Commonwealth Financial Corp.

Show all solvency ratios
for First Commonwealth Financial Corp.

Loans/Deposits Ratio
for First Commonwealth Financial Corp.

What is the historical Revenue growth
over the last 5 years for First Commonwealth Financial Corp?

What is the historical Net Income growth
over the last 5 years for First Commonwealth Financial Corp?

What is the current Free Cash Flow
of First Commonwealth Financial Corp?

Discuss the annual earnings per share (EPS)
trend over the past five years for First Commonwealth Financial Corp.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
First Commonwealth Financial Corp

Net Loans 8.8B
Investments 2.1B
Intangibles 384.2m
Other Assets 623.3m
Total Deposits 9.7B
Short Term Debt 538.8m
Long Term Debt 136.3m
Other Liabilities 152.9m

Wall St
Price Targets

FCF Price Targets Summary
First Commonwealth Financial Corp

Wall Street analysts forecast FCF stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FCF is 19.04 USD with a low forecast of 16.16 USD and a high forecast of 22.05 USD.

Lowest
Price Target
16.16 USD
16% Downside
Average
Price Target
19.04 USD
1% Downside
Highest
Price Target
22.05 USD
15% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for FCF?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for FCF is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

FCF Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

FCF News

Profile

First Commonwealth Financial Corp Logo
First Commonwealth Financial Corp

Country

United States of America

Industry

Banking

Market Cap

2B USD

Dividend Yield

2.68%

Description

First Commonwealth Financial Corp. is a financial holding company, which engages in the provision of a diversified array of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). The company is headquartered in Indiana, Pennsylvania and currently employs 1,393 full-time employees. First Commonwealth Bank is a Pennsylvania bank and trust company. The Bank provides a diversified array of consumer and commercial banking services. The company also provides trust and wealth management services and offers insurance products through the Bank and its other operating subsidiaries. The Bank operates approximately 118 community banking offices throughout western and central Pennsylvania, and northeastern, central and southwestern Ohio, as well as corporate banking centers in Pittsburgh, Pennsylvania, and Columbus, Canton and Cleveland, Ohio, and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake and Lewis Center, Ohio. The Bank also operates a network of approximately 136 automated teller machines (ATMs), at various branch offices and offsite locations.

Contact

PENNSYLVANIA
Indiana
601 Philadelphia St
+17243497220.0
www.fcbanking.com

IPO

1992-06-10

Employees

1 393

Officers

President, CEO & Director
Mr. Thomas Michael Price
Executive VP, CFO & Treasurer
Mr. James R. Reske CFA
Executive VP, Chief Revenue Officer & Director
Ms. Jane Grebenc
Vice President / Finance and Investor Relations
Mr. Ryan M. Thomas
Executive VP, Chief Risk Officer, General Counsel & Secretary
Mr. Matthew C. Tomb
Chief Compliance Officer, Chief Compliance Officer & Senior VP of First Commonwealth Bank
Ms. Linda D. Metzmaier
Show More
Executive Vice President of Human Resources
Ms. Carrie L. Riggle
Executive VP & Chief Audit Executive
Mr. Leonard V. Lombardi CIA, CFSA
Executive VP & Financial Solutions Executive
Mr. Joseph Culos
President of Equipment Finance Group
Mr. Rob Boyer
Show Less

See Also

Discover More
What is the Intrinsic Value of one FCF stock?

The intrinsic value of one FCF stock under the Base Case scenario is 19.83 USD.

Is FCF stock undervalued or overvalued?

Compared to the current market price of 19.21 USD, First Commonwealth Financial Corp is Undervalued by 3%.

Back to Top