First Commonwealth Financial Corp
NYSE:FCF

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First Commonwealth Financial Corp Logo
First Commonwealth Financial Corp
NYSE:FCF
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Price: 19.19 USD -0.21% Market Closed
Market Cap: 2B USD
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Intrinsic Value

The intrinsic value of one FCF stock under the Base Case scenario is 19.92 USD. Compared to the current market price of 19.19 USD, First Commonwealth Financial Corp is Undervalued by 4%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FCF Intrinsic Value
19.92 USD
Undervaluation 4%
Intrinsic Value
Price
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Base Case
Best Case

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First Commonwealth Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
First Commonwealth Financial Corp

Net Loans 8.8B
Investments 2.1B
Intangibles 384.2m
Other Assets 623.3m
Total Deposits 9.7B
Short Term Debt 538.8m
Long Term Debt 136.3m
Other Liabilities 152.9m

Wall St
Price Targets

FCF Price Targets Summary
First Commonwealth Financial Corp

Wall Street analysts forecast FCF stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FCF is 19.21 USD with a low forecast of 17.17 USD and a high forecast of 23.1 USD.

Lowest
Price Target
17.17 USD
11% Downside
Average
Price Target
19.21 USD
0% Upside
Highest
Price Target
23.1 USD
20% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for FCF is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Average
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Ownership

FCF Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
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FCF News

Profile

First Commonwealth Financial Corp Logo
First Commonwealth Financial Corp

Country

United States of America

Industry

Banking

Market Cap

2B USD

Dividend Yield

2.68%

Description

First Commonwealth Financial Corp. is a financial holding company, which engages in the provision of a diversified array of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). The company is headquartered in Indiana, Pennsylvania and currently employs 1,393 full-time employees. First Commonwealth Bank is a Pennsylvania bank and trust company. The Bank provides a diversified array of consumer and commercial banking services. The company also provides trust and wealth management services and offers insurance products through the Bank and its other operating subsidiaries. The Bank operates approximately 118 community banking offices throughout western and central Pennsylvania, and northeastern, central and southwestern Ohio, as well as corporate banking centers in Pittsburgh, Pennsylvania, and Columbus, Canton and Cleveland, Ohio, and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake and Lewis Center, Ohio. The Bank also operates a network of approximately 136 automated teller machines (ATMs), at various branch offices and offsite locations.

Contact

PENNSYLVANIA
Indiana
601 Philadelphia St
+17243497220.0
www.fcbanking.com

IPO

1992-06-10

Employees

1 393

Officers

President, CEO & Director
Mr. Thomas Michael Price
Executive VP, CFO & Treasurer
Mr. James R. Reske CFA
Executive VP, Chief Revenue Officer & Director
Ms. Jane Grebenc
Vice President / Finance and Investor Relations
Mr. Ryan M. Thomas
Executive VP, Chief Risk Officer, General Counsel & Secretary
Mr. Matthew C. Tomb
Chief Compliance Officer, Chief Compliance Officer & Senior VP of First Commonwealth Bank
Ms. Linda D. Metzmaier
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Executive Vice President of Human Resources
Ms. Carrie L. Riggle
Executive VP & Chief Audit Executive
Mr. Leonard V. Lombardi CIA, CFSA
Executive VP & Financial Solutions Executive
Mr. Joseph Culos
President of Equipment Finance Group
Mr. Rob Boyer
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See Also

Discover More
What is the Intrinsic Value of one FCF stock?

The intrinsic value of one FCF stock under the Base Case scenario is 19.92 USD.

Is FCF stock undervalued or overvalued?

Compared to the current market price of 19.19 USD, First Commonwealth Financial Corp is Undervalued by 4%.

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