Discover Financial Services
NYSE:DFS

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Discover Financial Services
NYSE:DFS
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Price: 175.35 USD -0.7%
Market Cap: 44B USD
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Discover Financial Services
Non Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Discover Financial Services
Non Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Non Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
Discover Financial Services
NYSE:DFS
Non Interest Income
$3.9B
CAGR 3-Years
15%
CAGR 5-Years
15%
CAGR 10-Years
6%
Synchrony Financial
NYSE:SYF
Non Interest Income
$1.5B
CAGR 3-Years
55%
CAGR 5-Years
35%
CAGR 10-Years
12%
American Express Co
NYSE:AXP
Non Interest Income
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Capital One Financial Corp
NYSE:COF
Non Interest Income
$7.8B
CAGR 3-Years
9%
CAGR 5-Years
9%
CAGR 10-Years
6%
Ally Financial Inc
NYSE:ALLY
Non Interest Income
$2.2B
CAGR 3-Years
1%
CAGR 5-Years
7%
CAGR 10-Years
5%
SoFi Technologies Inc
NASDAQ:SOFI
Non Interest Income
$861m
CAGR 3-Years
30%
CAGR 5-Years
142%
CAGR 10-Years
N/A
No Stocks Found

Discover Financial Services
Glance View

Market Cap
44.1B USD
Industry
Financial Services
Economic Moat
None

In the bustling landscape of financial services, Discover Financial Services stands as a multifaceted enterprise, deeply ingrained in the fabric of consumer finance. Its origins trace back to 1985, when Sears, Roebuck & Co. first introduced the Discover card, opening up new avenues in the credit card market with a novel approach—no annual fee and cashback rewards. This innovation set the stage for what Discover would become: a powerhouse in direct banking and payment services. As it evolved, Discover carved out a unique space in the financial realm, becoming renowned for a spectrum of services that transcends traditional credit offerings. Today, it is not just about credit cards; Discover encompasses personal loans, student loans, and home loans, creating a holistic suite of lending products that cater to a diverse set of financial needs. This diversification is critical to its strategy, providing robust financial solutions and generating streams of revenue across the lending spectrum. Discover's revenue model is built on the bedrock of transaction fees, interest income, and loan servicing—a trifecta that vivifies its economic engine. When cardholders swipe their Discover card, the company garners transaction fees, a vital pulse in its revenue stream driven by millions of daily transactions. However, its prowess isn't confined to mere card swipes. Discover astutely harnesses the power of interest income, earned from customers carrying balances on their lines of credit, bolstering its financial stature. Meanwhile, its direct banking operations ensure constant cash flow through personal and student loans, where interest and fees further sweeten the pot. The company's strategic emphasis on customer loyalty and satisfaction through competitive rates and superior service creates a virtuous cycle, enhancing its brand reputation and ensuring a steady influx of customers eager to leverage its financial offerings. This intricate blend of innovative products and astute financial management positions Discover as a dynamic force in the financial services industry, continually adapting to the evolving matrix of consumer demands.

DFS Intrinsic Value
169.13 USD
Overvaluation 4%
Intrinsic Value
Price

See Also

What is Discover Financial Services's Non Interest Income?
Non Interest Income
3.9B USD

Based on the financial report for Sep 30, 2024, Discover Financial Services's Non Interest Income amounts to 3.9B USD.

What is Discover Financial Services's Non Interest Income growth rate?
Non Interest Income CAGR 10Y
6%

Over the last year, the Non Interest Income growth was 46%. The average annual Non Interest Income growth rates for Discover Financial Services have been 15% over the past three years , 15% over the past five years , and 6% over the past ten years .

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