Discover Financial Services
NYSE:DFS

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Discover Financial Services
NYSE:DFS
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Price: 176.92 USD 0.19% Market Closed
Market Cap: 44.4B USD
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Discover Financial Services
Interest Expense

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Discover Financial Services
Interest Expense Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Interest Expense CAGR 3Y CAGR 5Y CAGR 10Y
Discover Financial Services
NYSE:DFS
Interest Expense
$7.2B
CAGR 3-Years
79%
CAGR 5-Years
23%
CAGR 10-Years
21%
Synchrony Financial
NYSE:SYF
Interest Expense
$4.6B
CAGR 3-Years
59%
CAGR 5-Years
15%
CAGR 10-Years
19%
American Express Co
NYSE:AXP
Interest Expense
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Capital One Financial Corp
NYSE:COF
Interest Expense
$14.8B
CAGR 3-Years
104%
CAGR 5-Years
23%
CAGR 10-Years
25%
Ally Financial Inc
NYSE:ALLY
Interest Expense
$7.6B
CAGR 3-Years
52%
CAGR 5-Years
12%
CAGR 10-Years
10%
SoFi Technologies Inc
NASDAQ:SOFI
Interest Expense
$789.3m
CAGR 3-Years
62%
CAGR 5-Years
19%
CAGR 10-Years
N/A
No Stocks Found

Discover Financial Services
Glance View

Market Cap
44.4B USD
Industry
Financial Services
Economic Moat
None

In the bustling landscape of financial services, Discover Financial Services stands as a multifaceted enterprise, deeply ingrained in the fabric of consumer finance. Its origins trace back to 1985, when Sears, Roebuck & Co. first introduced the Discover card, opening up new avenues in the credit card market with a novel approach—no annual fee and cashback rewards. This innovation set the stage for what Discover would become: a powerhouse in direct banking and payment services. As it evolved, Discover carved out a unique space in the financial realm, becoming renowned for a spectrum of services that transcends traditional credit offerings. Today, it is not just about credit cards; Discover encompasses personal loans, student loans, and home loans, creating a holistic suite of lending products that cater to a diverse set of financial needs. This diversification is critical to its strategy, providing robust financial solutions and generating streams of revenue across the lending spectrum. Discover's revenue model is built on the bedrock of transaction fees, interest income, and loan servicing—a trifecta that vivifies its economic engine. When cardholders swipe their Discover card, the company garners transaction fees, a vital pulse in its revenue stream driven by millions of daily transactions. However, its prowess isn't confined to mere card swipes. Discover astutely harnesses the power of interest income, earned from customers carrying balances on their lines of credit, bolstering its financial stature. Meanwhile, its direct banking operations ensure constant cash flow through personal and student loans, where interest and fees further sweeten the pot. The company's strategic emphasis on customer loyalty and satisfaction through competitive rates and superior service creates a virtuous cycle, enhancing its brand reputation and ensuring a steady influx of customers eager to leverage its financial offerings. This intricate blend of innovative products and astute financial management positions Discover as a dynamic force in the financial services industry, continually adapting to the evolving matrix of consumer demands.

DFS Intrinsic Value
168.64 USD
Overvaluation 5%
Intrinsic Value
Price

See Also

What is Discover Financial Services's Interest Expense?
Interest Expense
7.2B USD

Based on the financial report for Sep 30, 2024, Discover Financial Services's Interest Expense amounts to 7.2B USD.

What is Discover Financial Services's Interest Expense growth rate?
Interest Expense CAGR 10Y
21%

Over the last year, the Interest Expense growth was 75%. The average annual Interest Expense growth rates for Discover Financial Services have been 79% over the past three years , 23% over the past five years , and 21% over the past ten years .

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