Discover Financial Services
NYSE:DFS

Watchlist Manager
Discover Financial Services Logo
Discover Financial Services
NYSE:DFS
Watchlist
Price: 174.865 USD -1.16% Market Closed
Market Cap: 43.9B USD
Have any thoughts about
Discover Financial Services?
Write Note
DFS
/
Cash Flow Statement
/
Other Non-Cash Items

Discover Financial Services
Other Non-Cash Items

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Discover Financial Services
Other Non-Cash Items Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Other Non-Cash Items CAGR 3Y CAGR 5Y CAGR 10Y
Discover Financial Services
NYSE:DFS
Other Non-Cash Items
-$350m
CAGR 3-Years
N/A
CAGR 5-Years
4%
CAGR 10-Years
N/A
Synchrony Financial
NYSE:SYF
Other Non-Cash Items
-$1.1B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
American Express Co
NYSE:AXP
Other Non-Cash Items
$5.8B
CAGR 3-Years
N/A
CAGR 5-Years
9%
CAGR 10-Years
10%
Capital One Financial Corp
NYSE:COF
Other Non-Cash Items
$664m
CAGR 3-Years
30%
CAGR 5-Years
40%
CAGR 10-Years
9%
Ally Financial Inc
NYSE:ALLY
Other Non-Cash Items
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
SoFi Technologies Inc
NASDAQ:SOFI
Other Non-Cash Items
$565.2m
CAGR 3-Years
44%
CAGR 5-Years
70%
CAGR 10-Years
N/A
No Stocks Found

Discover Financial Services
Glance View

Market Cap
43.9B USD
Industry
Financial Services
Economic Moat
None

In the bustling landscape of financial services, Discover Financial Services stands as a multifaceted enterprise, deeply ingrained in the fabric of consumer finance. Its origins trace back to 1985, when Sears, Roebuck & Co. first introduced the Discover card, opening up new avenues in the credit card market with a novel approach—no annual fee and cashback rewards. This innovation set the stage for what Discover would become: a powerhouse in direct banking and payment services. As it evolved, Discover carved out a unique space in the financial realm, becoming renowned for a spectrum of services that transcends traditional credit offerings. Today, it is not just about credit cards; Discover encompasses personal loans, student loans, and home loans, creating a holistic suite of lending products that cater to a diverse set of financial needs. This diversification is critical to its strategy, providing robust financial solutions and generating streams of revenue across the lending spectrum. Discover's revenue model is built on the bedrock of transaction fees, interest income, and loan servicing—a trifecta that vivifies its economic engine. When cardholders swipe their Discover card, the company garners transaction fees, a vital pulse in its revenue stream driven by millions of daily transactions. However, its prowess isn't confined to mere card swipes. Discover astutely harnesses the power of interest income, earned from customers carrying balances on their lines of credit, bolstering its financial stature. Meanwhile, its direct banking operations ensure constant cash flow through personal and student loans, where interest and fees further sweeten the pot. The company's strategic emphasis on customer loyalty and satisfaction through competitive rates and superior service creates a virtuous cycle, enhancing its brand reputation and ensuring a steady influx of customers eager to leverage its financial offerings. This intricate blend of innovative products and astute financial management positions Discover as a dynamic force in the financial services industry, continually adapting to the evolving matrix of consumer demands.

DFS Intrinsic Value
168.642 USD
Overvaluation 4%
Intrinsic Value
Price
What is Intrinsic Value?

See Also

What is Discover Financial Services's Other Non-Cash Items?
Other Non-Cash Items
-350m USD

Based on the financial report for Sep 30, 2024, Discover Financial Services's Other Non-Cash Items amounts to -350m USD.

What is Discover Financial Services's Other Non-Cash Items growth rate?
Other Non-Cash Items CAGR 5Y
4%

Over the last year, the Other Non-Cash Items growth was -8%.

Back to Top
ALPHA SPREAD
Follow us
Join more than 211,500+ value investors using Alpha Spread
Create a free account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2024 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.