Torrid Holdings Inc
NYSE:CURV

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Torrid Holdings Inc Logo
Torrid Holdings Inc
NYSE:CURV
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Price: 3.96 USD 1.02% Market Closed
Market Cap: 414.5m USD
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Intrinsic Value

The intrinsic value of one CURV stock under the Base Case scenario is 5.48 USD. Compared to the current market price of 3.96 USD, Torrid Holdings Inc is Undervalued by 28%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CURV Intrinsic Value
5.48 USD
Undervaluation 28%
Intrinsic Value
Price
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Base Case
Best Case

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Torrid Holdings Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Torrid Holdings Inc

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Torrid Holdings Inc

Current Assets 217.2m
Cash & Short-Term Investments 53.9m
Receivables 3m
Other Current Assets 160.3m
Non-Current Assets 270.3m
Long-Term Investments 16.9m
PP&E 236.3m
Intangibles 8.4m
Other Non-Current Assets 8.7m
Current Liabilities 245.6m
Accounts Payable 68.4m
Accrued Liabilities 129.2m
Short-Term Debt 5m
Other Current Liabilities 43.1m
Non-Current Liabilities 430.8m
Long-Term Debt 280.5m
Other Non-Current Liabilities 150.3m
Efficiency

Earnings Waterfall
Torrid Holdings Inc

Revenue
1.1B USD
Cost of Revenue
-715m USD
Gross Profit
418.3m USD
Operating Expenses
-360.9m USD
Operating Income
57.5m USD
Other Expenses
-43.8m USD
Net Income
13.7m USD

Free Cash Flow Analysis
Torrid Holdings Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

Torrid Holdings reported second quarter sales of $285 million and adjusted EBITDA of $35 million, achieving the high end of their guidance. Gross margin improved by 323 basis points to 38.7%, driven by lower product costs and fewer markdowns. The company ended the quarter with $54 million in cash, an increase of $35 million from last year. Torrid is also executing a store optimization plan and aims to have a balanced mix of mall and outdoor center locations within 3 to 5 years. For fiscal 2024, Torrid projects net sales of $1.135 to $1.145 billion and adjusted EBITDA of $110 to $116 million.

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Fundamental Scores

CURV Profitability Score
Profitability Due Diligence

Torrid Holdings Inc's profitability score is 44/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
ROIC is Increasing
Positive Free Cash Flow
Positive Revenue Growth Forecast
44/100
Profitability
Score

Torrid Holdings Inc's profitability score is 44/100. The higher the profitability score, the more profitable the company is.

CURV Solvency Score
Solvency Due Diligence

Torrid Holdings Inc's solvency score is 38/100. The higher the solvency score, the more solvent the company is.

Low D/E
Average Altman Z-Score
Short-Term Solvency
Long-Term Solvency
38/100
Solvency
Score

Torrid Holdings Inc's solvency score is 38/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

CURV Price Targets Summary
Torrid Holdings Inc

Wall Street analysts forecast CURV stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CURV is 5.74 USD with a low forecast of 3.03 USD and a high forecast of 8.4 USD.

Lowest
Price Target
3.03 USD
23% Downside
Average
Price Target
5.74 USD
45% Upside
Highest
Price Target
8.4 USD
112% Upside
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Dividends

Torrid Holdings Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for CURV is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
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Ownership

CURV Insider Trading
Buy and sell transactions by insiders

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CURV News

Profile

Torrid Holdings Inc Logo
Torrid Holdings Inc

Country

United States of America

Industry

Retail

Market Cap

414.4m USD

Dividend Yield

0%

Description

Torrid Holdings, Inc. operates e-Commerce platform for apparel and intimates. The company is headquartered in City Of Industry, California and currently employs 2,063 full-time employees. The company went IPO on 2021-07-01. The firm's product is designed for plus-size women and is focused on fit. The company offers products across a range of assortment that includes tops, bottoms, denim, dresses, intimates, activewear, footwear and accessories. The firm markets directly to consumers through its e-commerce platform and its physical footprint of approximately 624 stores in the United States, Puerto Rico and Canada. The firm's brands include Torrid and Torrid Curve. The firm's Torrid Curve provides a line of bras, activewear, loungewear, lingerie wear and sleep wear. The company offers wire-free, T-shirt, and strapless bras. Its footwear and accessories include boots, sneakers, hats, belts among others. The firm provides a Website and mobile application feature which provides updates on new collections, guidance on how to wear, and put together outfits.

Contact

CALIFORNIA
CITY OF INDUSTRY
18501 E. San Jose Avenue
+16266671002.0

IPO

2021-07-01

Employees

2 063

Officers

CEO & Director
Ms. Lisa M. Harper
Executive VP & CFO
Ms. Paula S. Dempsey
CTO & COO
Mr. Hyon C. Park
Senior VP, Chief Accounting Officer & Principal Financial Officer
Ms. Chinwe Abaelu
Executive VP, Chief Human Resources Officer, Chief Legal Officer & Corporate Secretary
Ms. Bridgett C. Zeterberg
Chief Marketing Officer
Ms. Vivian Alhorn
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Chief Planning Officer
Ms. Ashlee Wheeler
Chief Merchandising Officer
Ms. Kate Horton
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See Also

Discover More
What is the Intrinsic Value of one CURV stock?

The intrinsic value of one CURV stock under the Base Case scenario is 5.48 USD.

Is CURV stock undervalued or overvalued?

Compared to the current market price of 3.96 USD, Torrid Holdings Inc is Undervalued by 28%.

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