CNO Financial Group Inc
NYSE:CNO

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CNO Financial Group Inc Logo
CNO Financial Group Inc
NYSE:CNO
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Price: 39.91 USD 1.35% Market Closed
Market Cap: 4.1B USD
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Intrinsic Value

The intrinsic value of one CNO stock under the Base Case scenario is 44.16 USD. Compared to the current market price of 39.91 USD, CNO Financial Group Inc is Undervalued by 10%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CNO Intrinsic Value
44.16 USD
Undervaluation 10%
Intrinsic Value
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CNO Financial Group Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
CNO Financial Group Inc

Cash & Short-Term Investments 992.1m
Deferred Policy Acquisition Cost 2B
Long-Term Investments 27.3B
Other Assets 5.9B
Insurance Policy Liabilities 28.4B
Long Term Debt 4.5B
Other Liabilities 937.6m
Earnings Calls

CNO Financial Group reported a robust Q3 2024, with operating earnings per diluted share rising 26% to $1.11. New annualized premiums advanced 1%, while excluding direct-to-consumer sales, growth reached 7%. Earnings benefited from improved margins and strong investment results, with a new money rate exceeding 6% for seven consecutive quarters. The company raised its guidance for full-year operating earnings per share to between $3.50 and $3.60, marking an 11% increase over initial expectations. Capital and liquidity strength remained strong, allowing for a significant shareholder return of $107 million, reinforcing CNO's commitment to sustaining solid performance and preparing for future growth.

What is Earnings Call?

Wall St
Price Targets

CNO Price Targets Summary
CNO Financial Group Inc

Wall Street analysts forecast CNO stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CNO is 40.39 USD with a low forecast of 36.36 USD and a high forecast of 44.1 USD.

Lowest
Price Target
36.36 USD
9% Downside
Average
Price Target
40.39 USD
1% Upside
Highest
Price Target
44.1 USD
10% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
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Safe
0
25
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100
Shareholder Yield

Current shareholder yield for CNO is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Highest

Ownership

CNO Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

CNO Financial Group Inc Logo
CNO Financial Group Inc

Country

United States of America

Industry

Insurance

Market Cap

4.3B USD

Dividend Yield

1.55%

Description

CNO Financial Group, Inc. is an insurance holding company, which engages in developing, marketing, and administering health insurance, annuity, individual life insurance and other insurance products. The company is headquartered in Carmel, Indiana and currently employs 3,350 full-time employees. The firm develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products. The firm provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers Life, Colonial Penn and Washington National. The firm's Consumer Division serves individual consumers, engaging with them on the phone, online, face-to-face with agents, or through a combination of sales channels. The firm's Worksite Division focuses on worksite and group sales for businesses, associations, and other membership groups, interacting with customers at their place of employment. The firm's Consumer and Worksite Divisions are primarily focused on marketing insurance products. The company focuses on serving middle-income pre-retiree and retired Americans.

Contact

INDIANA
Carmel
11825 N Pennsylvania St
+13178176100.0
www.cnoinc.com

IPO

1985-11-15

Employees

3 350

Officers

CEO & Director
Mr. Gary Chandru Bhojwani
CFO & Executive VP
Mr. Paul Harrington McDonough
Chief Investment Officer
Mr. Eric Ronald Johnson
Executive VP & General Counsel
Mr. Matthew Joseph Zimpfer
President of Consumer Division
Mr. Scott Louis Goldberg CPA
Chief Operations Officer
Ms. Jeanne L. Linnenbringer
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Senior VP & Chief Accounting Officer
Ms. Michellen Annette Wildin
Chief Information Officer
Mr. Michael E. Mead
Vice President of Finance & Administration
Mr. Doug Williams
Chief Compliance Officer and Vice President
Ms. Nancy Sweet
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See Also

Discover More
What is the Intrinsic Value of one CNO stock?

The intrinsic value of one CNO stock under the Base Case scenario is 44.16 USD.

Is CNO stock undervalued or overvalued?

Compared to the current market price of 39.91 USD, CNO Financial Group Inc is Undervalued by 10%.

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