Comerica Inc
NYSE:CMA

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Comerica Inc
NYSE:CMA
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Price: 71.09 USD 3.18% Market Closed
Market Cap: 9.3B USD
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Intrinsic Value

The intrinsic value of one CMA stock under the Base Case scenario is 78.47 USD. Compared to the current market price of 71.09 USD, Comerica Inc is Undervalued by 9%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CMA Intrinsic Value
78.47 USD
Undervaluation 9%
Intrinsic Value
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Comerica Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Comerica Inc

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Business Breakdown

Comerica Inc., a financial services powerhouse headquartered in Dallas, Texas, has carved a prominent niche in the banking sector by focusing on business banking and wealth management. With a history stretching back to 1849, Comerica has evolved from its roots into a diversified financial institution, serving a wide range of customers, including small businesses, corporations, and individuals. The bank operates primarily in three segments: Commercial Bank, Retail Bank, and Wealth Management, providing a comprehensive suite of products such as loans, treasury services, and investment management. Its geographic footprint extends beyond Texas, reaching key markets across the Midwest and Califor...

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Financials
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Balance Sheet Decomposition
Comerica Inc

Net Loans 49.8B
Investments 22B
PP&E 476m
Other Assets 7.3B
Total Deposits 63.1B
Long Term Debt 2.8B
Other Liabilities 6.5B
Earnings Calls

In the third quarter, Comerica reported earnings of $184 million, or $1.33 per share, surpassing expectations. Increased customer activity led to a 1.3% rise in average deposits, helping to offset lower loan demand. Net interest income slightly grew despite economic pressures and is projected to increase by 6% in Q4. Credit quality remains robust with net charge-offs at a historically low 8 basis points. The CET1 ratio improved to 11.97%, well above the 10% target, reflecting a conservative capital approach. While loan growth is anticipated, particularly post-election and with further rate cuts, the potential impact from commercial real estate payoffs remains a watchpoint.

What is Earnings Call?

Wall St
Price Targets

CMA Price Targets Summary
Comerica Inc

Wall Street analysts forecast CMA stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CMA is 69.31 USD with a low forecast of 56.21 USD and a high forecast of 84 USD.

Lowest
Price Target
56.21 USD
21% Downside
Average
Price Target
69.31 USD
3% Downside
Highest
Price Target
84 USD
18% Upside
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Dividends

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Shareholder Yield

Current shareholder yield for CMA is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

CMA Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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9 Months
12 Months
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Profile

Comerica Inc Logo
Comerica Inc

Country

United States of America

Industry

Banking

Market Cap

9.4B USD

Dividend Yield

3.99%

Description

Comerica, Inc. engages in the provision of financial services. The company is headquartered in Dallas, Texas and currently employs 7,223 full-time employees. Its Commercial Bank segment serves small and middle market businesses, multinational corporations and governmental entities by offering various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services and loan syndication services. Retail Bank segment includes a range of personal financial services, consisting of consumer lending, consumer deposit gathering and mortgage loan origination. The segment also offers a subset of commercial products and services to micro-businesses. Wealth Management segment offers products and services consisting of fiduciary services, private banking, retirement services, investment management and advisory services, investment banking and brokerage services. Finance segment includes the securities portfolio and asset and liability management activities.

Contact

TEXAS
Dallas
1717 Main St # MC6404
+12144626831.0
www.comerica.com

IPO

1980-03-17

Employees

7 223

Officers

Chairman, CEO & President
Mr. Curtis Chatman Farmer
CFO & Senior EVP
Mr. James J. Herzog
Senior EVP & COO
Ms. Megan D. Crespi
Senior Executive VP and Chief Administrative & Human Resources Officer
Ms. Megan D. Burkhart
Senior EVP & Chief Banking Officer
Mr. Peter L. Sefzik
Executive VP, Chief Accounting Officer & Controller
Mr. Mauricio A. Ortiz
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Executive VP & Chief Information Officer
Bruce Mitchell
Senior VP & Director of Investor Relations
Ms. Kelly Gage
Senior Executive VP, Chief Legal Officer & General Counsel
Mr. Von E. Hays
Senior VP & Chief Compliance Officer
Ms. Kristina Janssens
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See Also

Discover More
What is the Intrinsic Value of one CMA stock?

The intrinsic value of one CMA stock under the Base Case scenario is 78.47 USD.

Is CMA stock undervalued or overvalued?

Compared to the current market price of 71.09 USD, Comerica Inc is Undervalued by 9%.

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