
Cullen/Frost Bankers Inc
NYSE:CFR

Balance Sheet
Balance Sheet Decomposition
Cullen/Frost Bankers Inc
Net Loans | 20.5B |
Investments | 28.3B |
PP&E | 1.2B |
Other Assets | 2.5B |
Balance Sheet
Cullen/Frost Bankers Inc
Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||
Net Loans |
11 351
|
11 822
|
12 990
|
13 968
|
14 618
|
17 218
|
16 088
|
16 927
|
18 578
|
20 485
|
|
Investments |
15 105
|
16 219
|
16 614
|
15 998
|
16 705
|
22 326
|
31 893
|
32 455
|
28 484
|
28 340
|
|
PP&E Net |
559
|
526
|
521
|
552
|
1 012
|
1 046
|
1 050
|
1 103
|
1 190
|
1 245
|
|
PP&E Gross |
559
|
526
|
521
|
552
|
1 012
|
1 046
|
1 050
|
1 103
|
1 190
|
1 245
|
|
Accumulated Depreciation |
201
|
197
|
231
|
251
|
267
|
302
|
342
|
364
|
394
|
450
|
|
Intangible Assets |
9
|
7
|
5
|
4
|
2
|
2
|
1
|
0
|
0
|
0
|
|
Goodwill |
655
|
655
|
655
|
655
|
655
|
655
|
655
|
655
|
0
|
0
|
|
Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Assets |
1 170
|
1 230
|
1 236
|
1 296
|
1 283
|
1 430
|
1 458
|
1 923
|
2 160
|
1 945
|
|
Total Assets |
28 566
N/A
|
30 196
+6%
|
31 748
+5%
|
32 293
+2%
|
34 027
+5%
|
42 391
+25%
|
50 878
+20%
|
52 892
+4%
|
50 845
-4%
|
52 520
+3%
|
|
Liabilities | |||||||||||
Accounts Payable |
203
|
169
|
195
|
172
|
222
|
407
|
441
|
544
|
528
|
1 003
|
|
Accrued Liabilities |
0
|
0
|
0
|
0
|
324
|
323
|
313
|
322
|
316
|
308
|
|
Short-Term Debt |
894
|
977
|
1 148
|
1 368
|
1 695
|
2 117
|
2 767
|
4 712
|
4 141
|
4 365
|
|
Total Deposits |
24 344
|
25 812
|
26 872
|
27 149
|
27 640
|
35 016
|
42 696
|
43 954
|
41 921
|
42 723
|
|
Total Current Liabilities |
1 097
|
1 146
|
1 343
|
1 540
|
2 241
|
2 847
|
3 521
|
5 578
|
4 985
|
5 676
|
|
Long-Term Debt |
236
|
236
|
235
|
235
|
235
|
235
|
222
|
222
|
223
|
223
|
|
Total Liabilities |
25 676
N/A
|
27 194
+6%
|
28 450
+5%
|
28 924
+2%
|
30 116
+4%
|
38 098
+27%
|
46 439
+22%
|
49 755
+7%
|
47 129
-5%
|
48 622
+3%
|
|
Equity | |||||||||||
Common Stock |
145
|
145
|
145
|
145
|
145
|
146
|
146
|
146
|
146
|
146
|
|
Retained Earnings |
1 845
|
1 986
|
2 187
|
2 440
|
2 668
|
2 751
|
2 957
|
3 310
|
3 658
|
3 951
|
|
Additional Paid In Capital |
897
|
907
|
953
|
967
|
983
|
997
|
1 010
|
1 030
|
1 056
|
1 076
|
|
Unrealized Security Profit/Loss |
161
|
16
|
117
|
16
|
313
|
564
|
380
|
1 314
|
1 095
|
1 231
|
|
Treasury Stock |
111
|
10
|
67
|
120
|
152
|
114
|
21
|
0
|
24
|
23
|
|
Other Equity |
47
|
41
|
38
|
47
|
46
|
51
|
33
|
35
|
24
|
21
|
|
Total Equity |
2 890
N/A
|
3 003
+4%
|
3 298
+10%
|
3 369
+2%
|
3 912
+16%
|
4 293
+10%
|
4 440
+3%
|
3 137
-29%
|
3 716
+18%
|
3 899
+5%
|
|
Total Liabilities & Equity |
28 566
N/A
|
30 196
+6%
|
31 748
+5%
|
32 293
+2%
|
34 027
+5%
|
42 391
+25%
|
50 878
+20%
|
52 892
+4%
|
50 845
-4%
|
52 520
+3%
|
|
Shares Outstanding | |||||||||||
Common Shares Outstanding |
62
|
63
|
63
|
63
|
63
|
63
|
64
|
64
|
64
|
64
|
|
Preferred Shares Outstanding |
6
|
6
|
6
|
6
|
6
|
6
|
0
|
0
|
0
|
0
|