C

CoreCard Corp
NYSE:CCRD

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CoreCard Corp
NYSE:CCRD
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Price: 15.89 USD -0.69%
Market Cap: 127.4m USD
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Intrinsic Value

The intrinsic value of one CCRD stock under the Base Case scenario is 12.79 USD. Compared to the current market price of 15.89 USD, CoreCard Corp is Overvalued by 20%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CCRD Intrinsic Value
12.79 USD
Overvaluation 20%
Intrinsic Value
Price
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Base Case
Best Case

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CoreCard Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Notes
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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
CoreCard Corp

Current Assets 41.9m
Cash & Short-Term Investments 28m
Receivables 7.3m
Other Current Assets 6.5m
Non-Current Assets 21m
Long-Term Investments 3.6m
PP&E 15m
Other Non-Current Assets 2.3m
Current Liabilities 8.5m
Accounts Payable 1.6m
Accrued Liabilities 3.5m
Other Current Liabilities 3.4m
Non-Current Liabilities 2.6m
Other Non-Current Liabilities 2.6m
Efficiency

Earnings Waterfall
CoreCard Corp

Revenue
54.7m USD
Cost of Revenue
-35m USD
Gross Profit
19.7m USD
Operating Expenses
-14.9m USD
Operating Income
4.9m USD
Other Expenses
-848k USD
Net Income
4m USD

Free Cash Flow Analysis
CoreCard Corp

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

CCRD Profitability Score
Profitability Due Diligence

CoreCard Corp's profitability score is 62/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROIC
Positive Operating Income
Positive Gross Profit
Positive 3-Year Average ROE
62/100
Profitability
Score

CoreCard Corp's profitability score is 62/100. The higher the profitability score, the more profitable the company is.

CCRD Solvency Score
Solvency Due Diligence

CoreCard Corp's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Long-Term Solvency
Low D/E
81/100
Solvency
Score

CoreCard Corp's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

CCRD Price Targets Summary
CoreCard Corp

Wall Street analysts forecast CCRD stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CCRD is 15.3 USD with a low forecast of 15.15 USD and a high forecast of 15.75 USD.

Lowest
Price Target
15.15 USD
5% Downside
Average
Price Target
15.3 USD
4% Downside
Highest
Price Target
15.75 USD
1% Downside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for CCRD is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Ownership

CCRD Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

CoreCard Corp

Country

United States of America

Industry

Technology

Market Cap

124.3m USD

Dividend Yield

0%

Description

CoreCard Corp. engages in the management of emerging technology companies. The company is headquartered in Norcross, Georgia and currently employs 800 full-time employees. The firm helps customers conceptualize, implement, and manage all aspects of their issuing card programs. The company provides real-time transactions via their platform operating on private on-premises and cloud technology infrastructure. Its modern platform enables its partners to manage all aspects of their card programs in one place. Its CoreCard Processing platform delivers an integrated solution for any type of card issuing program including credit. Its software supports both prepaid and revolving credit and enables to offer credit graduation from prepaid to revolving credit on the same software platform. The company enables processors, merchants and banks across the global payment industry to create and manage all aspects of their card programs including prepaid, fleet, credit card and accounts receivable.

Contact

GEORGIA
Norcross
4355 Shackleford Rd
+14043812900.0
www.intelsys.com

IPO

1981-01-01

Employees

800

Officers

Chairman, CEO & President
Mr. James Leland Strange
CFO & Corporate Secretary
Mr. Matthew A. White

See Also

Discover More
What is the Intrinsic Value of one CCRD stock?

The intrinsic value of one CCRD stock under the Base Case scenario is 12.79 USD.

Is CCRD stock undervalued or overvalued?

Compared to the current market price of 15.89 USD, CoreCard Corp is Overvalued by 20%.

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