Bread Financial Holdings Inc
NYSE:BFH

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Bread Financial Holdings Inc
NYSE:BFH
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Price: 63.21 USD 0.41% Market Closed
Market Cap: 3.1B USD
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Relative Value

The Relative Value of one BFH stock under the Base Case scenario is 304.97 USD. Compared to the current market price of 63.21 USD, Bread Financial Holdings Inc is Undervalued by 79%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

BFH Relative Value
Base Case
304.97 USD
Undervaluation 79%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
34
vs Industry
84
Median 3Y
0.5
Median 5Y
0.5
Industry
3.1
Forward
0.8
vs History
19
vs Industry
57
Median 3Y
4.1
Median 5Y
5.2
Industry
15.3
Forward
8.4
vs History
36
vs Industry
50
Median 3Y
1.1
Median 5Y
1.3
Industry
10.2
vs History
30
vs Industry
46
Median 3Y
1.3
Median 5Y
1
Industry
12.7
vs History
52
vs Industry
58
Median 3Y
0.8
Median 5Y
1
Industry
1.3
vs History
23
vs Industry
50
Median 3Y
3.5
Median 5Y
3.4
Industry
4.8
Forward
4.3
vs History
33
vs Industry
55
Median 3Y
3.8
Median 5Y
3.7
Industry
7
vs History
42
vs Industry
41
Median 3Y
11.9
Median 5Y
10.7
Industry
14.2
Forward
27.5
vs History
49
vs Industry
37
Median 3Y
12.8
Median 5Y
12.4
Industry
14.6
Forward
9.3
vs History
41
vs Industry
34
Median 3Y
8.9
Median 5Y
8.3
Industry
12.4
vs History
41
vs Industry
33
Median 3Y
9.1
Median 5Y
8.5
Industry
13.5
vs History
9
vs Industry
42
Median 3Y
0.9
Median 5Y
0.9
Industry
0.9

Multiples Across Competitors

BFH Competitors Multiples
Bread Financial Holdings Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Bread Financial Holdings Inc
NYSE:BFH
3.1B USD 0.7 10.1 11.7 12.5
US
American Express Co
NYSE:AXP
213.8B USD 3 21.9 25.7 29.2
US
Capital One Financial Corp
NYSE:COF
69.3B USD 1.8 17.1 36.3 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 6.8 27.4 24.6 25.3
US
Discover Financial Services
NYSE:DFS
44.4B USD 2.1 11.6 163.6 0
US
Synchrony Financial
NYSE:SYF
25.9B USD 1.3 8.4 87.7 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.9B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
17.9B USD 7.1 97.9 103.4 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.9 13.7 19 19.8
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 11.9
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
999B INR 4.5 25.9 27.6 28.6

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