Banc of California Inc
NYSE:BANC

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Banc of California Inc Logo
Banc of California Inc
NYSE:BANC
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Price: 12.97 USD 0.54% Market Closed
Market Cap: 2.2B USD

Net Margin
Banc of California Inc

8.7%
Current
-80%
Average
23.4%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
8.7%
=
Net Income
87.1m
/
Revenue
1B

Net Margin Across Competitors

Banc of California Inc
Glance View

Economic Moat
None
Market Cap
2.2B USD
Industry
Banking

Banc of California Inc., founded in 1941 and headquartered in Santa Ana, California, has carved its niche in the financial landscape by offering a tailored banking experience to small and mid-sized businesses, entrepreneurs, and homeowners. This regional bank has developed a reputation for its deep-rooted commitment to serving the diverse financial needs of California’s dynamic communities. By focusing on relationship banking, the company goes beyond the typical transactional model, providing a suite of products and services designed to foster long-term customer loyalty. This includes commercial lending for businesses, tailored mortgage solutions for homeowners, treasury management, and depository services that cater specifically to the California market. Through personalized services, Banc of California makes its money by collecting interest on loans and fees on various financial services, underpinned by a strong emphasis on credit quality and operational efficiency. Banc of California’s growth strategy is deeply intertwined with its understanding of the unique economic and cultural ecosystem of its home state. The bank has strategically positioned its branches and teams to create deep, localized connections, facilitating a nimble response to economic changes and client needs. This localized approach allows it to cultivate relationships and build trust with its clientele—especially valuable in a market with industries as varied as tech startups, real estate, and agriculture. By focusing its efforts on sectors with potential for high growth and complexity, the bank distinguishes itself from larger, impersonal institutions and aligns itself with the ambitions of California’s diverse economy. Through this strategic alignment, Banc of California not only reinforces its revenue streams through interest and fees but also builds a resilient foundation to weather economic fluctuations and industry-specific challenges.

BANC Intrinsic Value
22.32 USD
Undervaluation 42%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
8.7%
=
Net Income
87.1m
/
Revenue
1B
What is the Net Margin of Banc of California Inc?

Based on Banc of California Inc's most recent financial statements, the company has Net Margin of 8.7%.

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