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Banc of California Inc
NYSE:BANC

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Banc of California Inc Logo
Banc of California Inc
NYSE:BANC
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Price: 19.99 USD 0.91% Market Closed
Market Cap: $3.1B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+211%
5Y
+335%
10Y
+363%
Non Interest Income
+
3Y
+717%
5Y
+668%
10Y
+88%
Net Income
+
3Y
+63%
5Y
-
10Y
+277%

Income Statement
Banc of California Inc

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Income Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
11
11
12
14
15
17
18
19
19
20
20
20
20
20
19
19
19
19
19
19
18
18
17
17
18
19
21
23
25
26
28
29
29
29
30
30
30
30
29
29
31
32
39
47
53
66
79
97
117
131
142
155
172
191
208
211
226
250
277
310
324
322
314
304
295
292
289
286
283
275
262
248
232
223
220
225
231
235
242
254
272
291
307
314
311
302
292
747
1 115
1 275
1 438
926
929
940
961
977
Interest Income
21
21
21
22
23
25
26
28
29
30
31
32
32
33
34
36
38
40
43
46
47
47
46
46
45
45
45
46
47
48
47
47
45
43
42
41
39
38
36
35
37
38
46
55
64
80
97
121
144
161
174
188
206
227
247
254
274
300
332
370
388
393
392
389
389
398
409
423
435
434
419
391
355
324
301
291
285
282
284
292
307
326
350
373
395
423
443
1 971
1 188
1 535
1 865
1 813
1 741
1 699
1 684
1 677
Interest Expense
10
10
9
8
8
8
9
9
10
10
11
11
12
13
15
17
19
22
24
27
29
30
29
29
28
26
24
23
22
21
20
18
16
14
12
11
9
8
7
6
6
6
7
8
11
14
19
23
27
30
32
33
34
37
39
43
48
51
55
59
64
71
78
85
94
105
120
137
152
159
156
143
123
101
81
66
54
46
41
38
35
35
43
58
289
121
356
1 224
343
530
1 921
887
811
759
723
699
Non Interest Income
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
5
5
7
8
5
5
4
21
37
54
80
78
97
104
113
139
146
166
198
204
76
51
7
(22)
99
92
75
72
45
38
41
27
24
22
11
10
12
8
16
17
19
21
20
21
19
21
24
24
17
19
18
63
(448)
(358)
(334)
(400)
77
77
80
130
142
Revenue
12
N/A
12
+6%
14
+10%
15
+9%
16
+10%
18
+9%
19
+7%
20
+6%
21
+4%
21
+3%
22
+2%
22
+0%
22
-1%
21
-1%
21
-1%
21
-2%
21
+1%
21
+0%
21
0%
20
-3%
21
+1%
20
-3%
19
-3%
19
-3%
20
+6%
22
+8%
24
+9%
25
+5%
27
+9%
28
+6%
30
+4%
30
+2%
31
+3%
31
-1%
32
+3%
35
+10%
35
+2%
37
+3%
38
+2%
34
-9%
36
+4%
36
+1%
60
+68%
83
+38%
107
+29%
146
+36%
157
+8%
194
+24%
221
+14%
244
+11%
282
+15%
301
+7%
339
+12%
388
+15%
412
+6%
287
-30%
277
-3%
257
-7%
255
-1%
409
+60%
416
+2%
397
-5%
385
-3%
349
-9%
334
-4%
333
0%
316
-5%
310
-2%
304
-2%
286
-6%
272
-5%
260
-4%
240
-8%
239
-1%
236
-1%
243
+3%
252
+3%
255
+1%
263
+3%
273
+4%
293
+7%
314
+7%
331
+5%
332
+0%
330
0%
321
-3%
355
+11%
299
-16%
757
+153%
941
+24%
1 038
+10%
1 003
-3%
1 006
+0%
1 020
+1%
1 091
+7%
1 120
+3%
Pre-Tax Income
Loan Loss Provision
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
0
0
0
(1)
(2)
(2)
(8)
(8)
(14)
(20)
(17)
(19)
(17)
(13)
(15)
(14)
(9)
(7)
(2)
(2)
(5)
(6)
(6)
(6)
(6)
(7)
(9)
(10)
(8)
(8)
(8)
(9)
(11)
(9)
(13)
(10)
(8)
(8)
(4)
(6)
(5)
(8)
(8)
(9)
(14)
(31)
(31)
(29)
(30)
(13)
(8)
(46)
(36)
0
0
0
0
1
3
4
(7)
24
21
20
32
(2)
(4)
(9)
(52)
(69)
(78)
(82)
(43)
(42)
(70)
(71)
(71)
Non Interest Expense
(8)
(8)
(9)
(9)
(9)
(10)
(11)
(12)
(12)
(12)
(12)
(13)
(13)
(13)
(14)
(13)
(13)
(13)
(14)
(13)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(13)
(14)
(15)
(15)
(16)
(17)
(17)
(18)
(22)
(25)
(26)
(30)
(32)
(33)
(37)
(54)
(72)
(93)
(123)
(150)
(178)
(206)
(227)
(242)
(264)
(282)
(309)
(324)
(210)
(194)
(171)
(175)
(303)
(334)
(345)
(335)
(308)
(278)
(264)
(250)
(233)
(235)
(216)
(199)
(196)
(197)
(238)
(236)
(229)
(213)
(169)
(165)
(183)
(183)
(191)
(204)
(194)
(199)
(200)
(205)
(2 458)
(2 774)
(2 929)
(3 069)
(792)
(765)
(747)
(737)
(736)
Pre-Tax Income
4
N/A
4
N/A
4
+11%
5
+15%
6
+20%
6
+11%
7
+7%
7
+9%
8
+7%
8
+8%
9
+10%
9
N/A
9
-4%
8
-8%
8
-5%
7
-1%
8
+1%
8
N/A
7
-1%
7
-3%
7
-1%
7
-7%
5
-27%
4
-25%
4
+3%
0
N/A
2
N/A
(2)
N/A
(7)
-250%
(4)
+49%
(4)
-6%
(3)
+29%
2
N/A
(2)
N/A
0
N/A
4
+1 850%
4
-5%
9
+146%
6
-33%
(3)
N/A
(4)
-20%
(7)
-94%
0
N/A
6
+1 425%
7
+18%
15
+103%
(3)
N/A
8
N/A
7
-8%
10
+32%
31
+223%
27
-15%
48
+80%
67
+40%
78
+17%
69
-11%
76
+10%
82
+8%
75
-9%
101
+35%
75
-26%
44
-42%
42
-5%
27
-35%
25
-8%
38
+53%
37
-1%
47
+26%
56
+19%
61
+9%
28
-55%
28
+1%
9
-66%
(35)
N/A
3
N/A
14
+414%
40
+176%
89
+124%
103
+15%
83
-20%
133
+61%
145
+8%
147
+2%
169
+15%
129
-23%
117
-10%
142
+21%
(2 211)
N/A
(2 086)
+6%
(2 066)
+1%
(2 113)
-2%
169
N/A
199
+18%
203
+2%
283
+40%
313
+10%
Net Income
Tax Provision
(1)
(1)
(2)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(1)
(1)
(1)
1
0
2
3
2
2
2
1
1
1
(1)
(1)
(2)
(2)
0
1
2
3
(0)
(1)
(3)
(3)
(8)
(8)
(6)
(8)
4
(6)
(17)
(25)
(28)
(30)
(32)
(14)
(14)
4
31
26
25
24
10
3
(5)
(14)
(16)
(8)
(4)
1
10
2
(2)
(6)
(18)
(25)
(20)
(37)
(41)
(42)
(48)
(37)
(33)
(40)
312
278
270
284
(42)
(50)
(55)
(75)
(84)
Income from Continuing Operations
2
2
2
3
3
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
4
3
3
3
1
2
(1)
(4)
(2)
(2)
(1)
3
(1)
1
3
3
7
4
(3)
(3)
(5)
4
6
7
12
(6)
(0)
(0)
4
23
30
42
50
53
41
46
50
60
87
79
74
67
51
49
48
40
42
42
45
20
24
10
(25)
5
13
34
71
78
62
97
104
105
121
93
84
102
(1 899)
(1 808)
(1 795)
(1 829)
127
150
148
209
229
Net Income (Common)
2
N/A
2
N/A
2
+10%
3
+13%
3
+23%
4
+9%
4
+9%
4
+8%
4
+5%
5
+9%
5
+9%
5
N/A
5
-2%
5
-6%
5
N/A
5
+2%
5
N/A
5
N/A
5
-2%
5
N/A
5
-2%
4
-7%
3
-23%
3
-9%
3
+3%
1
-84%
2
+220%
(1)
N/A
(5)
-683%
(3)
+47%
(3)
-8%
(2)
+26%
1
N/A
(2)
N/A
(0)
+89%
2
N/A
2
+5%
6
+210%
4
-37%
(3)
N/A
(4)
-21%
(7)
-65%
2
N/A
5
+119%
5
+15%
11
+102%
(8)
N/A
(2)
+71%
(3)
-35%
(1)
+81%
19
N/A
26
+35%
37
+44%
43
+16%
44
+3%
50
+15%
54
+7%
62
+15%
81
+30%
93
+15%
90
-3%
76
-15%
57
-24%
36
-37%
28
-23%
30
+9%
22
-26%
23
+3%
22
-3%
25
+12%
(2)
N/A
3
N/A
(10)
N/A
(44)
-348%
(9)
+80%
(1)
+87%
16
N/A
55
+238%
65
+17%
51
-22%
86
+70%
96
+11%
98
+3%
116
+18%
93
-20%
84
-9%
102
+22%
(1 939)
N/A
(1 858)
+4%
(1 855)
+0%
(1 899)
-2%
87
N/A
110
+26%
108
-2%
169
+56%
189
+12%
EPS (Diluted)
0.42
N/A
0.42
N/A
0.48
+14%
0.54
+13%
0.65
+20%
0.71
+9%
0.79
+11%
0.85
+8%
0.93
+9%
1.09
+17%
1.18
+8%
1.16
-2%
1.17
+1%
1.09
-7%
1.11
+2%
1.13
+2%
1.14
+1%
1.16
+2%
1.11
-4%
1.12
+1%
1.11
-1%
1.03
-7%
0.8
-22%
0.7
-13%
0.74
+6%
0.12
-84%
0.4
+233%
-0.15
N/A
-1.14
-660%
-0.58
+49%
-0.63
-9%
-0.48
+24%
0.3
N/A
-0.42
N/A
-0.04
+90%
0.37
N/A
0.2
-46%
0.63
+215%
0.33
-48%
-0.31
N/A
-0.34
-10%
-0.57
-68%
0.18
N/A
0.4
+122%
0.45
+12%
1.33
+196%
-0.44
N/A
-0.15
+66%
-0.12
+20%
-0.01
+92%
0.57
N/A
0.9
+58%
0.96
+7%
1.11
+16%
1.12
+1%
1.33
+19%
1.15
-14%
1.19
+3%
1.58
+33%
1.94
+23%
1.76
-9%
1.48
-16%
1.12
-24%
0.71
-37%
0.55
-23%
0.59
+7%
0.43
-27%
0.44
+2%
0.43
-2%
0.47
+9%
-0.04
N/A
0.05
N/A
-0.19
N/A
-0.86
-353%
-0.17
+80%
-0.02
+88%
0.32
N/A
1.09
+241%
1.27
+17%
0.95
-25%
1.36
+43%
1.55
+14%
1.62
+5%
1.89
+17%
1.56
-17%
1.44
-8%
1.77
+23%
-11.53
N/A
-11.04
+4%
-11.01
+0%
-11.26
-2%
0.52
N/A
0.65
+25%
0.68
+5%
1.06
+56%
1.17
+10%

See Also

Summary
BANC intrinsic value, competitors valuation, and company profile.
DCF Valuation
BANC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BANC stock valuation using valuation multiples.
Wall Street Estimates
BANC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BANC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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