American Financial Group Inc
NYSE:AFG

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American Financial Group Inc
NYSE:AFG
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Price: 146.47 USD 1.86% Market Closed
Market Cap: 12.3B USD
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Intrinsic Value

The intrinsic value of one AFG stock under the Base Case scenario is 157.65 USD. Compared to the current market price of 146.47 USD, American Financial Group Inc is Undervalued by 7%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

AFG Intrinsic Value
157.65 USD
Undervaluation 7%
Intrinsic Value
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American Financial Group Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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American Financial Group Inc

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Business Breakdown

American Financial Group Inc. (AFG) is a prominent player in the insurance and financial services sector, known for its solid reputation and diverse portfolio. Founded in 1872, AFG has evolved from its early days into a multifaceted enterprise, primarily specializing in property and casualty insurance, as well as annuity products. The company operates through a network of subsidiaries, with the most significant segment being their Specialty Property and Casualty Insurance division, which focuses on niche markets. By leveraging its extensive underwriting expertise and innovative risk management solutions, AFG has positioned itself as a trusted provider to a wide range of clients, from individ...

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
American Financial Group Inc

Cash & Short-Term Investments 1.3B
Insurance Receivable 7.2B
Deferred Policy Acquisition Cost 340m
PP&E 214m
Long-Term Investments 18.8B
Other Assets 4.8B
Insurance Policy Liabilities 20.1B
Long Term Debt 1.5B
Other Liabilities 6.3B
Earnings Calls

In the third quarter of 2024, American Financial Group (AFG) reported core net operating earnings of $2.31 per share, marking a robust annualized return on equity of 16%. Despite facing $30 million in estimated losses from Hurricane Milton, they maintained a strong investment performance, with net investment income up 15% year-over-year. AFG's combined ratio stood at 94.3%, reflecting slight deterioration due to catastrophe losses. They declared a $4 special dividend, supplementing a regular dividend raised by 12.7%. Premiums grew 19%, driven by the acquisition of Crop Risk Services, while renewal rates increased by around 8%, continuing favorable pricing trends.

What is Earnings Call?

Wall St
Price Targets

AFG Price Targets Summary
American Financial Group Inc

Wall Street analysts forecast AFG stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for AFG is 149.12 USD with a low forecast of 133.32 USD and a high forecast of 162.75 USD.

Lowest
Price Target
133.32 USD
9% Downside
Average
Price Target
149.12 USD
2% Upside
Highest
Price Target
162.75 USD
11% Upside
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Dividends

Dividend Yield
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N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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0
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Shareholder Yield

Current shareholder yield for AFG is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
Lowest
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Highest

Ownership

AFG Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

American Financial Group Inc Logo
American Financial Group Inc

Country

United States of America

Industry

Insurance

Market Cap

12.3B USD

Dividend Yield

6.44%

Description

American Financial Group, Inc. is an insurance holding company. The company is headquartered in Cincinnati, Ohio and currently employs 6,600 full-time employees. The Company’s property and casualty insurance operations provide a wide range of commercial coverages through approximately 35 insurance businesses, which make up the Great American Insurance Group. The firm is engaged in property and casualty insurance, focusing on specialized commercial products for businesses. Its in-house team of investment professionals oversees the Company’s investment portfolio. The company operates through three segments: Property and Transportation, Specialty Casualty, and Specialty Financial. Its Property and Transportation includes Agricultural-Related; Commercial Automobile; And Property, Inland Marine and Ocean Marine. Its Specialty Casualty segment includes Excess and Surplus, Executive and Professional Liability, General Liability, Targeted Programs, Umbrella and Excess Liability, and Workers’ Compensation. Its Specialty Financial segment includes Fidelity and Surety, and Lease and Loan Services.

Contact

OHIO
Cincinnati
301 E 4th St
+15135792121.0
www.afginc.com

IPO

1980-03-17

Employees

6 600

Officers

Co-CEO & Director
Mr. Carl Henry Lindner III
President & Director
Mr. John Bernard Berding CPA
Senior VP & CFO
Mr. Brian Scott Hertzman
Senior VP, General Counsel & Chief Compliance Officer
Mr. Mark Andrew Weiss
Executive Consultant & Director
Mr. James E. Evans
President & COO of Property and Casualty Insurance Group
Mr. David Lawrence Thompson Jr.
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Chief Information Security Officer & VP
Mr. John R. Rogers
Senior VP, Chief Human Resources Officer & Chief Administrative Officer
Ms. Michelle Ann Gillis SPHR
Vice President of Investor & Media Relations
Ms. Diane P. Weidner
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See Also

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What is the Intrinsic Value of one AFG stock?

The intrinsic value of one AFG stock under the Base Case scenario is 157.65 USD.

Is AFG stock undervalued or overvalued?

Compared to the current market price of 146.47 USD, American Financial Group Inc is Undervalued by 7%.

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