Ujjivan Small Finance Bank Ltd
NSE:UJJIVANSFB

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Ujjivan Small Finance Bank Ltd
NSE:UJJIVANSFB
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Price: 34.31 INR 0.47% Market Closed
Market Cap: 115.8B INR
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Ujjivan Small Finance Bank Ltd
Net Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Ujjivan Small Finance Bank Ltd
Net Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Net Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
Ujjivan Small Finance Bank Ltd
NSE:UJJIVANSFB
Net Interest Income
â‚ą36.8B
CAGR 3-Years
33%
CAGR 5-Years
22%
CAGR 10-Years
N/A
Dhanlaxmi Bank Ltd
NSE:DHANBANK
Net Interest Income
â‚ą4.4B
CAGR 3-Years
10%
CAGR 5-Years
4%
CAGR 10-Years
5%
Bandhan Bank Ltd
NSE:BANDHANBNK
Net Interest Income
â‚ą113.4B
CAGR 3-Years
13%
CAGR 5-Years
16%
CAGR 10-Years
N/A
C
CSB Bank Ltd
NSE:CSBBANK
Net Interest Income
â‚ą14.8B
CAGR 3-Years
16%
CAGR 5-Years
27%
CAGR 10-Years
N/A
AU Small Finance Bank Ltd
NSE:AUBANK
Net Interest Income
â‚ą65.6B
CAGR 3-Years
33%
CAGR 5-Years
33%
CAGR 10-Years
N/A
No Stocks Found

Ujjivan Small Finance Bank Ltd
Glance View

Market Cap
115.8B INR
Industry
Banking

In the bustling corridors of India's financial sector, Ujjivan Small Finance Bank Ltd. has carved a distinct niche by focusing on the underserved and unbanked sections of the society. Established with the mission to foster financial inclusion, Ujjivan transitioned from a microfinance institution into a small finance bank—a strategic move that broadened its horizons beyond micro-lending. The bank primarily caters to low-income groups, micro-enterprises, and rural populations, offering a range of financial products tailored to meet their specific needs. From savings accounts to term deposits, to small business loans, the bank ensures its services are accessible through a wide-reaching network of branches and digital platforms, allowing it to reach remote parts of the country effectively. Ujjivan Small Finance Bank generates its income through the interest it earns on loans and advances, which form the bulk of its earnings. Its adept risk management strategies allow it to maintain a robust credit portfolio even while serving high-risk segments. By offering competitive interest rates on savings and fixed deposits, Ujjivan attracts a steady flow of individual and institutional customers, which in turn provides the capital necessary for its lending operations. Additionally, non-interest income from fees, commissions, and other banking services contributes to the bank's revenue stream. Ujjivan’s financial health is bolstered by its careful cost management, ensuring that profitability aligns with its social mission of financial empowerment.

UJJIVANSFB Intrinsic Value
52.86 INR
Undervaluation 35%
Intrinsic Value
Price

See Also

What is Ujjivan Small Finance Bank Ltd's Net Interest Income?
Net Interest Income
36.8B INR

Based on the financial report for Sep 30, 2024, Ujjivan Small Finance Bank Ltd's Net Interest Income amounts to 36.8B INR.

What is Ujjivan Small Finance Bank Ltd's Net Interest Income growth rate?
Net Interest Income CAGR 5Y
22%

Over the last year, the Net Interest Income growth was 21%. The average annual Net Interest Income growth rates for Ujjivan Small Finance Bank Ltd have been 33% over the past three years , 22% over the past five years .

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