UCO Bank
NSE:UCOBANK
Income Statement
Income Statement
UCO Bank
| Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
14 082
|
14 576
|
14 804
|
15 110
|
15 658
|
15 948
|
16 117
|
16 240
|
15 869
|
15 684
|
15 176
|
14 530
|
14 878
|
15 068
|
15 615
|
16 604
|
16 447
|
16 634
|
17 775
|
19 549
|
23 241
|
28 340
|
33 101
|
37 446
|
38 449
|
37 167
|
37 252
|
36 959
|
39 021
|
41 368
|
41 397
|
42 844
|
45 815
|
49 022
|
54 586
|
58 469
|
60 591
|
61 782
|
59 918
|
58 467
|
55 625
|
54 500
|
54 834
|
51 906
|
48 480
|
44 629
|
42 928
|
41 407
|
38 168
|
36 729
|
30 821
|
29 262
|
31 247
|
35 113
|
38 204
|
38 271
|
43 112
|
44 182
|
47 198
|
51 298
|
50 923
|
50 241
|
51 511
|
53 217
|
54 797
|
56 732
|
58 777
|
62 331
|
64 729
|
66 622
|
68 341
|
70 234
|
73 431
|
77 024
|
78 494
|
78 855
|
81 008
|
83 456
|
87 293
|
91 189
|
96 301
|
|
| Interest Income |
35 487
|
37 143
|
38 752
|
41 049
|
43 546
|
45 766
|
48 342
|
50 364
|
52 101
|
55 138
|
57 647
|
60 747
|
65 086
|
68 194
|
72 586
|
77 353
|
81 214
|
86 154
|
90 059
|
92 547
|
95 263
|
98 677
|
102 187
|
107 382
|
113 708
|
120 994
|
128 922
|
137 363
|
146 324
|
154 055
|
160 734
|
165 063
|
167 517
|
167 841
|
170 323
|
175 897
|
182 299
|
190 960
|
195 496
|
196 086
|
193 590
|
190 151
|
190 144
|
188 041
|
185 610
|
180 216
|
174 541
|
170 693
|
163 258
|
159 028
|
150 195
|
142 766
|
140 201
|
139 854
|
140 189
|
139 066
|
143 306
|
144 153
|
147 402
|
151 736
|
151 343
|
149 803
|
147 903
|
146 222
|
144 461
|
143 531
|
144 583
|
147 750
|
149 813
|
152 629
|
157 280
|
164 358
|
176 505
|
190 233
|
200 573
|
209 821
|
218 543
|
226 544
|
235 139
|
241 820
|
250 669
|
|
| Interest Expense |
21 405
|
22 567
|
23 948
|
25 939
|
27 888
|
29 818
|
32 226
|
34 125
|
36 232
|
39 455
|
42 471
|
46 217
|
50 208
|
53 126
|
56 972
|
60 750
|
64 767
|
69 520
|
72 284
|
72 998
|
72 022
|
70 338
|
69 086
|
69 937
|
75 259
|
83 828
|
91 670
|
100 404
|
107 303
|
112 687
|
119 337
|
122 218
|
121 702
|
118 818
|
115 737
|
117 428
|
121 708
|
129 178
|
135 577
|
137 618
|
137 965
|
135 651
|
135 311
|
136 136
|
137 130
|
135 589
|
131 613
|
129 287
|
125 090
|
122 299
|
119 375
|
113 504
|
108 954
|
104 741
|
101 984
|
100 795
|
100 195
|
99 972
|
100 205
|
100 440
|
100 421
|
99 564
|
96 394
|
93 007
|
89 665
|
86 799
|
85 805
|
85 418
|
85 084
|
86 006
|
88 938
|
94 124
|
103 074
|
113 210
|
122 080
|
130 965
|
137 536
|
143 089
|
147 846
|
150 631
|
154 368
|
|
| Non Interest Income |
5 156
|
4 607
|
4 586
|
3 607
|
4 637
|
3 992
|
3 609
|
4 363
|
5 504
|
6 066
|
7 065
|
7 693
|
7 721
|
7 921
|
8 067
|
9 387
|
10 199
|
11 104
|
11 417
|
10 681
|
9 659
|
11 648
|
11 685
|
11 487
|
9 254
|
10 110
|
9 845
|
10 056
|
9 656
|
9 229
|
9 328
|
8 872
|
9 522
|
11 813
|
11 778
|
11 786
|
13 205
|
11 808
|
13 306
|
17 999
|
20 035
|
21 214
|
21 735
|
18 711
|
15 963
|
16 946
|
18 955
|
22 098
|
21 145
|
20 467
|
17 460
|
13 467
|
11 210
|
12 797
|
12 379
|
12 137
|
15 135
|
15 145
|
19 739
|
24 692
|
28 712
|
30 151
|
29 987
|
31 196
|
34 242
|
35 078
|
37 314
|
35 861
|
31 008
|
21 897
|
20 335
|
21 379
|
25 085
|
31 959
|
30 628
|
31 001
|
32 655
|
34 679
|
38 142
|
41 393
|
44 066
|
|
| Revenue |
19 238
N/A
|
19 183
0%
|
19 390
+1%
|
18 717
-3%
|
20 295
+8%
|
19 940
-2%
|
19 726
-1%
|
20 603
+4%
|
21 373
+4%
|
21 750
+2%
|
22 241
+2%
|
22 223
0%
|
22 599
+2%
|
22 989
+2%
|
23 682
+3%
|
25 991
+10%
|
26 646
+3%
|
27 738
+4%
|
29 192
+5%
|
30 230
+4%
|
32 900
+9%
|
39 988
+22%
|
44 786
+12%
|
48 933
+9%
|
47 703
-3%
|
47 277
-1%
|
47 097
0%
|
47 015
0%
|
48 677
+4%
|
50 597
+4%
|
50 725
+0%
|
51 716
+2%
|
55 337
+7%
|
60 835
+10%
|
66 364
+9%
|
70 255
+6%
|
73 796
+5%
|
73 590
0%
|
73 224
0%
|
76 466
+4%
|
75 660
-1%
|
75 714
+0%
|
76 569
+1%
|
70 617
-8%
|
64 443
-9%
|
61 575
-4%
|
61 883
+1%
|
63 505
+3%
|
59 313
-7%
|
57 196
-4%
|
48 281
-16%
|
42 729
-11%
|
42 457
-1%
|
47 910
+13%
|
50 583
+6%
|
50 408
0%
|
58 247
+16%
|
59 327
+2%
|
66 937
+13%
|
75 990
+14%
|
79 635
+5%
|
80 392
+1%
|
81 498
+1%
|
84 413
+4%
|
89 039
+5%
|
91 810
+3%
|
96 091
+5%
|
98 192
+2%
|
95 737
-3%
|
88 519
-8%
|
88 676
+0%
|
91 613
+3%
|
98 516
+8%
|
108 984
+11%
|
109 122
+0%
|
109 857
+1%
|
113 663
+3%
|
118 135
+4%
|
125 436
+6%
|
132 583
+6%
|
140 367
+6%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1 835)
|
(3 591)
|
(3 355)
|
(4 291)
|
(1 837)
|
(5 273)
|
(5 636)
|
(3 380)
|
(2 821)
|
(3 169)
|
(2 817)
|
(3 132)
|
(3 701)
|
(2 426)
|
(2 820)
|
(3 692)
|
(2 684)
|
(3 466)
|
(3 360)
|
(2 213)
|
(3 538)
|
(6 121)
|
(9 822)
|
(12 907)
|
(11 807)
|
(11 719)
|
(12 167)
|
(12 987)
|
(7 595)
|
(14 681)
|
(15 903)
|
(18 974)
|
(17 792)
|
(26 920)
|
(28 536)
|
(29 377)
|
(17 388)
|
(29 921)
|
(31 687)
|
(32 645)
|
(19 076)
|
(35 748)
|
(35 528)
|
(50 061)
|
(60 572)
|
(68 695)
|
(74 445)
|
(64 098)
|
(44 988)
|
(47 922)
|
(41 686)
|
(42 279)
|
(58 056)
|
(62 963)
|
(70 741)
|
(70 883)
|
(71 340)
|
(70 876)
|
(75 441)
|
(83 152)
|
(72 824)
|
(66 499)
|
(58 520)
|
(49 803)
|
(39 579)
|
(40 593)
|
(37 768)
|
(30 264)
|
(40 068)
|
(22 796)
|
(16 668)
|
(14 506)
|
(16 200)
|
(20 444)
|
(19 807)
|
(19 906)
|
(17 956)
|
(16 105)
|
(17 612)
|
(20 085)
|
(20 174)
|
|
| Non Interest Expense |
(13 617)
|
(12 924)
|
(14 027)
|
(11 778)
|
(16 354)
|
(12 405)
|
(11 748)
|
(14 691)
|
(14 967)
|
(14 805)
|
(15 535)
|
(15 662)
|
(15 122)
|
(16 306)
|
(16 360)
|
(16 980)
|
(17 516)
|
(17 352)
|
(18 145)
|
(19 569)
|
(16 527)
|
(20 148)
|
(22 266)
|
(22 740)
|
(23 590)
|
(22 946)
|
(21 204)
|
(19 993)
|
(26 657)
|
(20 797)
|
(20 894)
|
(21 188)
|
(27 571)
|
(22 424)
|
(23 427)
|
(24 259)
|
(39 167)
|
(24 810)
|
(25 548)
|
(25 904)
|
(40 765)
|
(27 017)
|
(27 139)
|
(27 986)
|
(31 663)
|
(29 052)
|
(29 570)
|
(29 755)
|
(32 723)
|
(29 945)
|
(29 673)
|
(29 321)
|
(28 670)
|
(28 835)
|
(28 885)
|
(28 586)
|
(29 964)
|
(31 531)
|
(32 131)
|
(32 892)
|
(31 179)
|
(31 815)
|
(34 232)
|
(35 908)
|
(50 215)
|
(53 363)
|
(55 062)
|
(57 106)
|
(38 166)
|
(47 880)
|
(49 482)
|
(52 281)
|
(53 265)
|
(57 953)
|
(60 169)
|
(63 253)
|
(70 018)
|
(71 183)
|
(73 987)
|
(76 469)
|
(81 858)
|
|
| Pre-Tax Income |
3 786
N/A
|
2 668
-30%
|
2 009
-25%
|
2 650
+32%
|
2 104
-21%
|
2 261
+7%
|
2 340
+3%
|
2 530
+8%
|
3 585
+42%
|
3 775
+5%
|
3 889
+3%
|
3 429
-12%
|
3 777
+10%
|
4 258
+13%
|
4 501
+6%
|
5 318
+18%
|
6 446
+21%
|
6 921
+7%
|
7 689
+11%
|
8 450
+10%
|
12 836
+52%
|
13 719
+7%
|
12 698
-7%
|
13 286
+5%
|
12 307
-7%
|
12 610
+2%
|
13 725
+9%
|
14 034
+2%
|
14 425
+3%
|
15 121
+5%
|
13 929
-8%
|
11 555
-17%
|
9 974
-14%
|
11 490
+15%
|
14 400
+25%
|
16 617
+15%
|
17 241
+4%
|
18 858
+9%
|
15 988
-15%
|
17 916
+12%
|
15 819
-12%
|
12 949
-18%
|
13 901
+7%
|
(7 431)
N/A
|
(27 792)
-274%
|
(36 174)
-30%
|
(42 134)
-16%
|
(30 349)
+28%
|
(18 398)
+39%
|
(20 672)
-12%
|
(23 078)
-12%
|
(28 871)
-25%
|
(44 269)
-53%
|
(43 889)
+1%
|
(49 044)
-12%
|
(49 062)
0%
|
(43 057)
+12%
|
(43 081)
0%
|
(40 637)
+6%
|
(40 057)
+1%
|
(24 368)
+39%
|
(17 924)
+26%
|
(11 255)
+37%
|
(1 299)
+88%
|
(755)
+42%
|
(2 145)
-184%
|
3 261
N/A
|
10 824
+232%
|
17 504
+62%
|
17 843
+2%
|
22 528
+26%
|
24 826
+10%
|
29 051
+17%
|
30 587
+5%
|
29 145
-5%
|
26 699
-8%
|
25 688
-4%
|
30 847
+20%
|
33 836
+10%
|
36 029
+6%
|
38 335
+6%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(330)
|
(183)
|
47
|
(23)
|
(138)
|
(130)
|
(181)
|
(266)
|
(424)
|
(458)
|
(473)
|
142
|
345
|
295
|
579
|
93
|
(869)
|
(757)
|
(1 080)
|
(1 099)
|
(2 714)
|
(2 783)
|
(2 648)
|
(2 681)
|
(3 241)
|
(3 221)
|
(3 220)
|
(3 217)
|
(3 339)
|
(3 335)
|
(3 414)
|
(3 340)
|
(3 792)
|
(3 822)
|
(3 767)
|
(3 864)
|
(2 136)
|
(3 650)
|
(3 746)
|
(5 783)
|
(4 441)
|
(4 217)
|
(4 643)
|
(1 317)
|
(201)
|
1 210
|
1 760
|
574
|
(108)
|
(59)
|
(31)
|
(31)
|
(94)
|
(183)
|
(166)
|
28
|
(154)
|
194
|
194
|
0
|
0
|
(215)
|
2 337
|
2 337
|
2 425
|
4 619
|
965
|
(3 848)
|
(8 206)
|
(8 328)
|
(10 021)
|
(8 893)
|
(10 428)
|
(10 965)
|
(10 551)
|
(9 606)
|
(9 151)
|
(11 034)
|
(12 013)
|
(12 846)
|
(13 886)
|
|
| Income from Continuing Operations |
3 456
|
2 485
|
2 056
|
2 627
|
1 967
|
2 132
|
2 160
|
2 265
|
3 161
|
3 318
|
3 416
|
3 571
|
4 122
|
4 552
|
5 080
|
5 411
|
5 577
|
6 164
|
6 608
|
7 350
|
10 122
|
10 935
|
10 050
|
10 604
|
9 065
|
9 388
|
10 504
|
10 818
|
11 087
|
11 787
|
10 516
|
8 215
|
6 182
|
7 669
|
10 634
|
12 754
|
15 105
|
15 208
|
12 241
|
12 132
|
11 378
|
8 731
|
9 258
|
(8 748)
|
(27 993)
|
(34 965)
|
(40 375)
|
(29 776)
|
(18 507)
|
(20 731)
|
(23 109)
|
(28 902)
|
(44 364)
|
(44 073)
|
(49 211)
|
(49 034)
|
(43 211)
|
(42 886)
|
(40 442)
|
(40 057)
|
(24 368)
|
(18 139)
|
(8 918)
|
1 038
|
1 670
|
2 473
|
4 226
|
6 976
|
9 298
|
9 516
|
12 507
|
15 933
|
18 623
|
19 622
|
18 594
|
17 092
|
16 537
|
19 812
|
21 823
|
23 183
|
24 450
|
|
| Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(214)
|
(355)
|
0
|
0
|
(348)
|
(409)
|
(481)
|
(470)
|
(361)
|
(284)
|
(194)
|
(181)
|
178
|
207
|
229
|
218
|
230
|
|
| Net Income (Common) |
3 456
N/A
|
2 485
-28%
|
2 056
-17%
|
2 627
+28%
|
1 967
-25%
|
2 132
+8%
|
2 160
+1%
|
2 265
+5%
|
3 161
+40%
|
3 875
+23%
|
3 973
+3%
|
3 571
-10%
|
4 122
+15%
|
4 127
+0%
|
4 523
+10%
|
5 411
+20%
|
5 577
+3%
|
6 032
+8%
|
6 608
+10%
|
7 350
+11%
|
10 122
+38%
|
10 935
+8%
|
10 050
-8%
|
10 604
+6%
|
9 065
-15%
|
9 388
+4%
|
10 504
+12%
|
10 818
+3%
|
11 087
+2%
|
11 787
+6%
|
10 516
-11%
|
8 215
-22%
|
6 182
-25%
|
7 669
+24%
|
10 634
+39%
|
12 754
+20%
|
15 105
+18%
|
15 208
+1%
|
12 241
-20%
|
12 132
-1%
|
11 378
-6%
|
8 731
-23%
|
9 258
+6%
|
(8 748)
N/A
|
(27 993)
-220%
|
(34 965)
-25%
|
(40 375)
-15%
|
(29 776)
+26%
|
(18 507)
+38%
|
(20 731)
-12%
|
(23 109)
-11%
|
(28 902)
-25%
|
(44 364)
-53%
|
(44 073)
+1%
|
(49 211)
-12%
|
(49 034)
+0%
|
(43 211)
+12%
|
(42 886)
+1%
|
(40 442)
+6%
|
(40 057)
+1%
|
(24 368)
+39%
|
(18 139)
+26%
|
(8 918)
+51%
|
1 038
N/A
|
1 457
+40%
|
2 119
+45%
|
3 872
+83%
|
6 622
+71%
|
8 949
+35%
|
9 106
+2%
|
12 025
+32%
|
15 462
+29%
|
18 263
+18%
|
19 338
+6%
|
18 400
-5%
|
16 912
-8%
|
16 715
-1%
|
20 019
+20%
|
22 052
+10%
|
23 401
+6%
|
24 680
+5%
|
|
| EPS (Diluted) |
4.32
N/A
|
3.1
-28%
|
2.56
-17%
|
3.33
+30%
|
2.46
-26%
|
2.66
+8%
|
2.67
+0%
|
2.84
+6%
|
3.95
+39%
|
3.04
-23%
|
4.96
+63%
|
10.47
+111%
|
5.16
-51%
|
4.63
-10%
|
6.16
+33%
|
7
+14%
|
7.63
+9%
|
10.98
+44%
|
12.01
+9%
|
13.36
+11%
|
18.42
+38%
|
19.9
+8%
|
18.29
-8%
|
19.3
+6%
|
16.46
-15%
|
14.94
-9%
|
16.75
+12%
|
17.25
+3%
|
17.66
+2%
|
17.72
+0%
|
15.81
-11%
|
12.35
-22%
|
9.22
-25%
|
10.18
+10%
|
14.14
+39%
|
16.96
+20%
|
19.44
+15%
|
14.99
-23%
|
12.06
-20%
|
11.95
-1%
|
11.2
-6%
|
8.12
-28%
|
8.6
+6%
|
-8.13
N/A
|
-26.03
-220%
|
-29.04
-12%
|
-31.05
-7%
|
-19.75
+36%
|
-13.29
+33%
|
-13.28
+0%
|
-13.28
N/A
|
-15.48
-17%
|
-25.23
-63%
|
-14.45
+43%
|
-12.42
+14%
|
-12.41
+0%
|
-11.16
+10%
|
-6.2
+44%
|
-5.48
+12%
|
-4.92
+10%
|
-3.1
+37%
|
-1.69
+45%
|
-0.88
+48%
|
0.11
N/A
|
0.15
+36%
|
0.2
+33%
|
0.34
+70%
|
0.56
+65%
|
0.77
+37%
|
0.76
-1%
|
1.01
+33%
|
1.3
+29%
|
1.53
+18%
|
1.63
+7%
|
1.55
-5%
|
1.42
-8%
|
1.4
-1%
|
1.62
+16%
|
1.85
+14%
|
1.97
+6%
|
2.06
+5%
|
|