Spandana Sphoorty Financial Ltd
NSE:SPANDANA

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Spandana Sphoorty Financial Ltd
NSE:SPANDANA
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Price: 341.25 INR 0.81% Market Closed
Market Cap: 24.3B INR
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Profitability Summary

49/100
Profitability
Score

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

To be successful and remain in business, both growth and profitability are important and necessary. Net Income growth is often seen as a sign of a company's efficiency from an operational standpoint, but is influenced heavily by a company's goals and challenges and should therefore be assessed in conjunction with other metrics like revenue and operating income growth.

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Earnings Waterfall
Spandana Sphoorty Financial Ltd

Revenue
25.8B INR
Operating Expenses
-7.7B INR
Operating Income
18B INR
Other Expenses
-17.1B INR
Net Income
954.1m INR

Margins Comparison
Spandana Sphoorty Financial Ltd Competitors

Country IN
Market Cap 24.3B INR
Operating Margin
70%
Net Margin
4%
Country US
Market Cap 213.4B USD
Operating Margin
17%
Net Margin
14%
Country US
Market Cap 68.8B USD
Operating Margin
0%
Net Margin
11%
Country IN
Market Cap 4.6T INR
Operating Margin
43%
Net Margin
25%
Country US
Market Cap 43.8B USD
Operating Margin
0%
Net Margin
18%
Country US
Market Cap 26B USD
Operating Margin
0%
Net Margin
16%
Country KZ
Market Cap 18.8B USD
Operating Margin
0%
Net Margin
55%
Country US
Market Cap 16.1B USD
Operating Margin
0%
Net Margin
7%
Country IN
Market Cap 1.1T INR
Operating Margin
39%
Net Margin
21%
Country IN
Market Cap 1.1T INR
Operating Margin
29%
Net Margin
17%
Country US
Market Cap 11.3B EUR
Operating Margin
52%
Net Margin
40%
No Stocks Found

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Return on Capital Comparison
Spandana Sphoorty Financial Ltd Competitors

Country Company Market Cap ROE ROA ROCE ROIC
IN
Spandana Sphoorty Financial Ltd
NSE:SPANDANA
24.3B INR
3%
1%
20%
12%
US
American Express Co
NYSE:AXP
213.4B USD
34%
4%
11%
5%
US
Capital One Financial Corp
NYSE:COF
68.8B USD
7%
1%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.6T INR
21%
4%
9%
5%
US
Discover Financial Services
NYSE:DFS
43.8B USD
24%
3%
0%
0%
US
Synchrony Financial
NYSE:SYF
26B USD
21%
3%
0%
0%
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.8B USD
83%
14%
0%
0%
US
SoFi Technologies Inc
NASDAQ:SOFI
16.1B USD
3%
1%
0%
0%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR
16%
3%
7%
5%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.1T INR
22%
3%
5%
3%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
47%
6%
8%
6%
Country IN
Market Cap 24.3B INR
ROE
3%
ROA
1%
ROCE
20%
ROIC
12%
Country US
Market Cap 213.4B USD
ROE
34%
ROA
4%
ROCE
11%
ROIC
5%
Country US
Market Cap 68.8B USD
ROE
7%
ROA
1%
ROCE
0%
ROIC
0%
Country IN
Market Cap 4.6T INR
ROE
21%
ROA
4%
ROCE
9%
ROIC
5%
Country US
Market Cap 43.8B USD
ROE
24%
ROA
3%
ROCE
0%
ROIC
0%
Country US
Market Cap 26B USD
ROE
21%
ROA
3%
ROCE
0%
ROIC
0%
Country KZ
Market Cap 18.8B USD
ROE
83%
ROA
14%
ROCE
0%
ROIC
0%
Country US
Market Cap 16.1B USD
ROE
3%
ROA
1%
ROCE
0%
ROIC
0%
Country IN
Market Cap 1.1T INR
ROE
16%
ROA
3%
ROCE
7%
ROIC
5%
Country IN
Market Cap 1.1T INR
ROE
22%
ROA
3%
ROCE
5%
ROIC
3%
Country US
Market Cap 11.3B EUR
ROE
47%
ROA
6%
ROCE
8%
ROIC
6%
No Stocks Found

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.