S

SBI Cards and Payment Services Ltd
NSE:SBICARD

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SBI Cards and Payment Services Ltd
NSE:SBICARD
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Price: 675.3 INR -0.57% Market Closed
Market Cap: 642.4B INR
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Relative Value

The Relative Value of one SBICARD stock under the Base Case scenario is 1 717.45 INR. Compared to the current market price of 675.3 INR, SBI Cards and Payment Services Ltd is Undervalued by 61%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

SBICARD Relative Value
Base Case
1 717.45 INR
Undervaluation 61%
Relative Value
Price
S
Worst Case
Base Case
Best Case

Valuation Multiples

3.7
P/S
P/S
Price to Sales
3.7
vs History
94
vs Industry
37
Median 3Y
5.5
Median 5Y
6.4
Industry
3.1
Forward
3.7
More Details
26.7
P/E
P/E
Price to Earnings
26.7
vs History
91
vs Industry
17
Median 3Y
32.5
Median 5Y
40.5
Industry
15.3
Forward
27.5
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
Median 3Y
-12.7
Median 5Y
-13.7
Industry
10.2
More Details
20.3
P/FCFE
P/FCFE
Price to FCFE
20.3
vs History
70
vs Industry
17
Median 3Y
56.8
Median 5Y
54.9
Industry
12.8
More Details
5.3
P/B
P/B
Price to Book Value
5.3
vs History
91
vs Industry
8
Median 3Y
7.9
Median 5Y
9.4
Industry
1.3
More Details
5.8
EV/S
EV/S
Enterprise Value to Sales
5.8
vs History
94
vs Industry
35
Median 3Y
7.6
Median 5Y
8.2
Industry
4.8
Forward
5.9
More Details
6.3
EV/GP
EV/GP
Enterprise Value to Gross Profit
6.3
vs History
58
vs Industry
40
Median 3Y
7.5
Median 5Y
6.7
Industry
7
More Details
17.6
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
17.6
vs History
89
vs Industry
28
Median 3Y
24.4
Median 5Y
26.2
Industry
14.1
Forward
-117 712.8
More Details
18.3
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
18.3
vs History
89
vs Industry
24
Median 3Y
25.4
Median 5Y
27.2
Industry
14.7
Forward
14.2
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
Median 3Y
-19.3
Median 5Y
-19.3
Industry
12.4
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
Median 3Y
-19.1
Median 5Y
-19.1
Industry
13.4
More Details
1.8
EV/IC
EV/IC
Enterprise Value to IC
1.8
vs History
91
vs Industry
19
Median 3Y
2.5
Median 5Y
2.9
Industry
0.9
More Details

Multiples Across Competitors

SBICARD Competitors Multiples
SBI Cards and Payment Services Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
IN
SBI Cards and Payment Services Ltd
NSE:SBICARD
642.2B INR 3.7 26.7 17.6 18.3
US
American Express Co
NYSE:AXP
211.9B USD 3 21.7 25.6 29.1
US
Capital One Financial Corp
NYSE:COF
68.9B USD 1.8 17 36.2 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.3T INR 6.9 27.8 24.8 25.5
US
Discover Financial Services
NYSE:DFS
43.9B USD 2 11.5 162.4 0
US
Synchrony Financial
NYSE:SYF
25.7B USD 1.3 8.3 87.1 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.4B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
17.4B USD 6.8 94 101.1 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.8 13.6 18.9 19.7
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 12
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1T INR 4.5 26 27.6 28.7

See Also

Summary
SBICARD intrinsic value, competitors valuation, and company profile.
DCF Valuation
SBICARD stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SBICARD stock valuation using valuation multiples.
Wall Street Estimates
SBICARD price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SBICARD stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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