Poonawalla Fincorp Ltd
NSE:POONAWALLA

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Poonawalla Fincorp Ltd Logo
Poonawalla Fincorp Ltd
NSE:POONAWALLA
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Price: 319.9 INR -0.17%
Market Cap: 248.9B INR
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Income Statement

Earnings Waterfall
Poonawalla Fincorp Ltd

Revenue
36.4B INR
Cost of Revenue
-11.8B INR
Gross Profit
24.7B INR
Operating Expenses
-12.1B INR
Operating Income
12.6B INR
Other Expenses
-8.4B INR
Net Income
4.2B INR

Income Statement
Poonawalla Fincorp Ltd

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Income Statement
Currency: INR
Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024
Revenue
Revenue
21 974
N/A
22 866
+4%
23 536
+3%
24 159
+3%
24 541
+2%
24 593
+0%
24 722
+1%
24 708
0%
24 603
0%
24 189
-2%
23 504
-3%
23 333
-1%
23 286
0%
23 220
0%
22 904
-1%
22 918
+0%
23 189
+1%
23 699
+2%
24 545
+4%
24 983
+2%
25 384
+2%
25 225
-1%
25 134
0%
24 481
-3%
23 791
-3%
23 594
-1%
23 189
-2%
22 293
-4%
21 433
-4%
20 620
-4%
20 044
-3%
20 733
+3%
21 927
+6%
23 825
+9%
19 386
-19%
20 869
+8%
21 982
+5%
22 631
+3%
31 090
+37%
33 939
+9%
36 441
+7%
Gross Profit
Cost of Revenue
(13 284)
(13 434)
(13 623)
(13 740)
(13 604)
(13 341)
(13 142)
(13 121)
(13 032)
(12 788)
(12 431)
(12 005)
(11 668)
(11 433)
(11 175)
(10 925)
(10 817)
(10 931)
(11 222)
(11 846)
(12 535)
(12 769)
(12 938)
(12 604)
(12 033)
(11 626)
(11 005)
(10 046)
(8 962)
(8 080)
(7 162)
(6 900)
(7 226)
(7 752)
(5 953)
(6 731)
(6 796)
(6 692)
(9 503)
(10 404)
(11 765)
Gross Profit
8 690
N/A
9 432
+9%
9 913
+5%
10 419
+5%
10 937
+5%
11 252
+3%
11 580
+3%
11 586
+0%
11 571
0%
11 402
-1%
11 073
-3%
11 328
+2%
11 618
+3%
11 788
+1%
11 729
0%
11 993
+2%
12 372
+3%
12 767
+3%
13 323
+4%
13 137
-1%
12 849
-2%
12 456
-3%
12 196
-2%
11 877
-3%
11 758
-1%
11 968
+2%
12 184
+2%
12 247
+1%
12 472
+2%
12 540
+1%
12 882
+3%
13 833
+7%
14 701
+6%
16 073
+9%
13 433
-16%
13 454
+0%
14 503
+8%
15 255
+5%
21 587
+42%
23 535
+9%
24 676
+5%
Operating Income
Operating Expenses
(5 004)
(5 319)
(7 185)
(5 637)
(5 639)
(5 537)
(7 546)
(5 071)
(5 019)
(5 037)
(8 822)
(5 265)
(5 424)
(5 590)
(5 850)
(6 273)
(6 552)
(6 796)
(6 654)
(6 939)
(6 979)
(6 966)
(6 959)
(6 578)
(6 212)
(5 792)
(5 579)
(5 769)
(6 174)
(6 836)
(7 511)
(8 306)
(9 217)
(9 925)
(8 031)
(7 286)
(6 520)
(5 832)
(9 823)
(10 406)
(12 087)
Selling, General & Administrative
(2 975)
(3 309)
(6 477)
(3 655)
(3 649)
(3 510)
(6 937)
(3 084)
(2 997)
(2 963)
(6 288)
(3 043)
(3 202)
(3 375)
(5 198)
(3 896)
(4 073)
(4 243)
(5 938)
(4 467)
(4 512)
(4 499)
(6 091)
(4 281)
(4 148)
(3 925)
(4 954)
(4 004)
(4 254)
(4 732)
(6 869)
(5 623)
(6 204)
(6 611)
(7 284)
(4 579)
(3 866)
(3 234)
(9 101)
(6 166)
(7 194)
Depreciation & Amortization
(298)
(305)
(346)
(373)
(402)
(426)
(395)
(407)
(422)
(452)
(485)
(505)
(505)
(487)
(492)
(485)
(493)
(495)
(505)
(569)
(641)
(715)
(748)
(717)
(661)
(602)
(563)
(529)
(525)
(532)
(545)
(566)
(586)
(624)
(614)
(632)
(623)
(594)
(593)
(583)
(594)
Other Operating Expenses
(1 732)
(1 705)
(362)
(1 608)
(1 587)
(1 601)
(214)
(1 581)
(1 600)
(1 623)
(2 049)
(1 717)
(1 717)
(1 727)
(160)
(1 892)
(1 986)
(2 058)
(211)
(1 902)
(1 827)
(1 752)
(120)
(1 581)
(1 403)
(1 266)
(63)
(1 236)
(1 395)
(1 573)
(97)
(2 118)
(2 427)
(2 690)
(133)
(2 074)
(2 031)
(2 003)
(129)
(3 657)
(4 299)
Operating Income
3 685
N/A
4 113
+12%
2 729
-34%
4 782
+75%
5 298
+11%
5 715
+8%
4 034
-29%
6 516
+62%
6 552
+1%
6 364
-3%
2 251
-65%
6 063
+169%
6 194
+2%
6 198
+0%
5 878
-5%
5 719
-3%
5 821
+2%
5 972
+3%
6 669
+12%
6 198
-7%
5 870
-5%
5 491
-6%
5 238
-5%
5 299
+1%
5 546
+5%
6 176
+11%
6 605
+7%
6 478
-2%
6 298
-3%
5 704
-9%
5 371
-6%
5 527
+3%
5 485
-1%
6 149
+12%
5 403
-12%
6 852
+27%
8 667
+26%
10 107
+17%
11 764
+16%
13 129
+12%
12 589
-4%
Pre-Tax Income
Interest Income Expense
0
0
0
0
0
0
1
0
0
0
0
3
12
20
19
96
57
19
31
(93)
(34)
12
(56)
(12)
(28)
(44)
57
72
85
29
(38)
(84)
(112)
(55)
(109)
(109)
(116)
(116)
0
(27)
(67)
Non-Reccuring Items
(2 101)
(2 397)
(690)
(2 796)
(3 078)
(3 299)
(1 164)
(3 755)
(3 816)
(3 868)
(2 184)
(6 691)
(6 641)
(6 533)
(3 159)
(2 504)
(2 474)
(2 060)
(2 654)
(3 093)
(3 446)
(4 125)
(4 858)
(4 483)
(4 565)
(5 132)
(14 480)
(14 062)
(13 095)
(11 326)
(776)
(72)
682
987
1 519
1 044
8 514
8 278
9 195
9 035
(7 946)
Gain/Loss on Disposition of Assets
0
0
(3)
0
0
0
0
0
0
0
1
0
0
0
19
0
0
0
4
0
0
0
0
0
0
0
(3)
0
0
0
(5)
0
0
0
32
0
0
0
8
0
0
Total Other Income
340
332
199
309
326
326
187
379
439
502
400
563
549
464
152
441
446
488
373
600
590
731
494
328
275
107
333
364
324
337
365
562
791
898
665
571
361
288
375
428
438
Pre-Tax Income
1 924
N/A
2 048
+6%
2 235
+9%
2 294
+3%
2 546
+11%
2 742
+8%
3 058
+12%
3 140
+3%
3 175
+1%
2 999
-6%
468
-84%
(62)
N/A
114
N/A
148
+30%
2 908
+1 862%
3 752
+29%
3 849
+3%
4 419
+15%
4 424
+0%
3 613
-18%
2 981
-17%
2 108
-29%
818
-61%
1 132
+38%
1 229
+9%
1 107
-10%
(7 488)
N/A
(7 148)
+5%
(6 387)
+11%
(5 256)
+18%
4 917
N/A
5 933
+21%
6 846
+15%
7 978
+17%
7 510
-6%
8 357
+11%
17 426
+109%
18 557
+6%
21 342
+15%
22 565
+6%
5 014
-78%
Net Income
Tax Provision
(224)
(257)
(362)
(415)
(601)
(725)
(923)
(994)
(1 011)
(993)
(341)
103
152
201
(540)
(1 091)
(1 153)
(1 432)
(1 384)
(1 147)
(987)
(630)
(547)
(591)
(603)
(575)
1 898
1 826
1 641
1 344
(1 163)
(1 415)
(1 652)
(1 924)
(1 812)
(2 068)
(4 221)
(4 525)
(4 827)
(5 134)
(840)
Income from Continuing Operations
1 701
1 790
1 873
1 880
1 945
2 017
2 135
2 146
2 164
2 006
127
41
266
349
2 369
2 661
2 696
2 987
3 040
2 465
1 995
1 479
271
541
626
532
(5 590)
(5 321)
(4 747)
(3 912)
3 754
4 518
5 194
6 054
5 698
6 290
13 204
14 031
16 515
17 431
4 174
Income to Minority Interest
(82)
(84)
(66)
(55)
(44)
(33)
(21)
(16)
(16)
(8)
77
84
86
79
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(1)
(3)
(5)
(8)
(11)
(11)
(11)
(8)
(5)
(3)
(1)
0
Net Income (Common)
1 491
N/A
1 579
+6%
1 690
+7%
1 708
+1%
1 784
+4%
1 866
+5%
2 062
+11%
2 079
+1%
2 097
+1%
1 946
-7%
204
-90%
125
-39%
352
+182%
428
+22%
2 369
+454%
2 661
+12%
2 696
+1%
2 987
+11%
3 040
+2%
2 465
-19%
1 995
-19%
1 479
-26%
271
-82%
541
+100%
626
+16%
532
-15%
(5 590)
N/A
(5 321)
+5%
(4 747)
+11%
(3 913)
+18%
3 751
N/A
4 513
+20%
5 186
+15%
6 043
+17%
6 840
+13%
7 690
+12%
14 664
+91%
15 494
+6%
16 828
+9%
17 487
+4%
4 174
-76%
EPS (Diluted)
7.74
N/A
7.71
0%
8.84
+15%
7.36
-17%
7.26
-1%
7.71
+6%
8.86
+15%
8.73
-1%
8.81
+1%
8.21
-7%
0.86
-90%
0.52
-40%
1.47
+183%
1.79
+22%
9.97
+457%
9.99
+0%
9.95
0%
11.1
+12%
11.31
+2%
9.03
-20%
7.41
-18%
5.49
-26%
1
-82%
2.01
+101%
2.32
+15%
1.97
-15%
-20.7
N/A
-9.23
+55%
-6.21
+33%
-5.11
+18%
5.17
N/A
5.82
+13%
6.67
+15%
7.79
+17%
8.84
+13%
9.91
+12%
18.87
+90%
19.92
+6%
21.63
+9%
22.6
+4%
5.4
-76%

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