PNB Housing Finance Ltd
NSE:PNBHOUSING

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PNB Housing Finance Ltd
NSE:PNBHOUSING
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Price: 842.95 INR -2.98% Market Closed
Market Cap: 219B INR
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Net Margin
PNB Housing Finance Ltd

23.1%
Current
17%
Average
14%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
23.1%
=
Net Income
16.8B
/
Revenue
72.8B

Net Margin Across Competitors

Country IN
Market Cap 218.9B INR
Net Margin
23%
Country US
Market Cap 23.3B USD
Net Margin
0%
Country US
Market Cap 9.4B USD
Net Margin
-1%
Country US
Market Cap 6.1B USD
Net Margin
64%
Country US
Market Cap 6.1B USD
Net Margin
26%
Country BM
Market Cap 5.7B USD
Net Margin
60%
Country US
Market Cap 5.2B USD
Net Margin
8%
Country US
Market Cap 5.1B USD
Net Margin
57%
Country US
Market Cap 4.8B USD
Net Margin
46%
Country US
Market Cap 4.6B USD
Net Margin
-98%
Country US
Market Cap 4.1B USD
Net Margin
38%
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PNB Housing Finance Ltd
Glance View

Market Cap
218.9B INR
Industry
Financial Services

PNB Housing Finance Ltd., a prominent player in India's housing finance sector, has carved its niche by focusing on providing housing loans to a diverse clientele, including both retail and corporate customers. The company was initially set up as a subsidiary of Punjab National Bank, one of India’s leading governmental banks. However, it has evolved into a significant entity in its own right, with the objective of addressing India's burgeoning demand for affordable housing. This company primarily generates revenue through the interest and fees on its housing loans, which form the core of its business. By tapping into the robust Indian real estate market, PNB Housing Finance Ltd. facilitates homeownership dreams, bridging the gap between financial aspirations and reality. The operational model of PNB Housing Finance Ltd. centers around sourcing funds from the market, primarily through short- and long-term borrowings, and then judiciously lending those funds to home buyers. The margins it earns from the difference between the interest it pays on these borrowings and the interest it charges its customers are critical to its profitability. Additionally, it focuses on efficient asset management to maintain a healthy loan book while diligently managing risks associated with borrowers' credit profiles. Over the years, this model has not only secured financial growth but also positioned the firm as a reliable institution in the financial services spectrum, contributing to India's housing finance ecosystem with a steadfast commitment to transparency and customer satisfaction.

PNBHOUSING Intrinsic Value
1 539.36 INR
Undervaluation 45%
Intrinsic Value
Price

See Also

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What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
23.1%
=
Net Income
16.8B
/
Revenue
72.8B
What is the Net Margin of PNB Housing Finance Ltd?

Based on PNB Housing Finance Ltd's most recent financial statements, the company has Net Margin of 23.1%.