PNB Housing Finance Ltd
NSE:PNBHOUSING

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PNB Housing Finance Ltd
NSE:PNBHOUSING
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Price: 842.95 INR -2.98% Market Closed
Market Cap: 219B INR
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Gross Margin
PNB Housing Finance Ltd

99.8%
Current
100%
Average
65.5%
Industry

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
99.8%
=
Gross Profit
72.7B
/
Revenue
72.8B

Gross Margin Across Competitors

Country IN
Market Cap 218.9B INR
Gross Margin
100%
Country US
Market Cap 23.3B USD
Gross Margin
0%
Country US
Market Cap 9.4B USD
Gross Margin
89%
Country US
Market Cap 6.1B USD
Gross Margin
0%
Country US
Market Cap 6.1B USD
Gross Margin
0%
Country BM
Market Cap 5.7B USD
Gross Margin
0%
Country US
Market Cap 5.2B USD
Gross Margin
66%
Country US
Market Cap 5.1B USD
Gross Margin
0%
Country US
Market Cap 4.8B USD
Gross Margin
0%
Country US
Market Cap 4.6B USD
Gross Margin
0%
Country US
Market Cap 4.1B USD
Gross Margin
0%
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PNB Housing Finance Ltd
Glance View

Market Cap
218.9B INR
Industry
Financial Services

PNB Housing Finance Ltd., a prominent player in India's housing finance sector, has carved its niche by focusing on providing housing loans to a diverse clientele, including both retail and corporate customers. The company was initially set up as a subsidiary of Punjab National Bank, one of India’s leading governmental banks. However, it has evolved into a significant entity in its own right, with the objective of addressing India's burgeoning demand for affordable housing. This company primarily generates revenue through the interest and fees on its housing loans, which form the core of its business. By tapping into the robust Indian real estate market, PNB Housing Finance Ltd. facilitates homeownership dreams, bridging the gap between financial aspirations and reality. The operational model of PNB Housing Finance Ltd. centers around sourcing funds from the market, primarily through short- and long-term borrowings, and then judiciously lending those funds to home buyers. The margins it earns from the difference between the interest it pays on these borrowings and the interest it charges its customers are critical to its profitability. Additionally, it focuses on efficient asset management to maintain a healthy loan book while diligently managing risks associated with borrowers' credit profiles. Over the years, this model has not only secured financial growth but also positioned the firm as a reliable institution in the financial services spectrum, contributing to India's housing finance ecosystem with a steadfast commitment to transparency and customer satisfaction.

PNBHOUSING Intrinsic Value
1 539.36 INR
Undervaluation 45%
Intrinsic Value
Price

See Also

Discover More
What is Gross Margin?

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
99.8%
=
Gross Profit
72.7B
/
Revenue
72.8B
What is the Gross Margin of PNB Housing Finance Ltd?

Based on PNB Housing Finance Ltd's most recent financial statements, the company has Gross Margin of 99.8%.